Friday, May 29, 2015

Fun Summer Activities For Your and The Kids

With Summer is approaching, it means the kids will be getting out of school soon. It is a great time to spend some quality family time together. Now is a good time to start thinking about some fun activities you can do this Summer. 

Here are a few ideas to get you started.

One thing the family can do this Summer together is go on a beach trip. Kids just love going swimming. And there is a lot of fun things you can do at the beach too. Like building sandcastles, or collecting shells. Or you could even fly a kite at the beach!

Another fun activity to do with kids is have a backyard campfire. Nowadays most people have an outdoor fire pit, if not you can purchase one fairly cheaply. You can have fun right in your own backyard, by starting a fire. You can roast some hot dogs for lunch or dinner over the fire. Then maybe have some popcorn for a snack. And for dessert of course there is roasting marshmallows and making s'mores. And for the evening set up a tent in the backyard- spending the night out there instead of indoors!

Some other fun things you can do this Summer is visiting your local attractions. One place that is fun is a museum. Check your area and there are probably a lot of different museums for the family such as Children’s Museums or a Science Museum. Or visit a Zoo or Aquarium in your area! Be sure to check the local events page always in in your newspaper as well.

Of course, with all this family fun time, you may need some down time or some time to yourself, this Summer. Playing bingo is fun.  A Galaxy of Treats Awaits at Moon Bingo. Win fancy prizes while you play too!

These are a few ideas you can try this summer to have some fun. There are many more things you can do too, just ask your family for ideas and you are sure to come up with some more! 

Smart Ways to Invest and Make Your Money Go Further

We all wish we had a little bit of spare cash in the bank. Whether it’s for a vacation or just as rainy day money, it’s nice to have some kind of nest egg. Most of us will scrimp and save, in the hope that one day our lucky numbers will come in. However, we could be missing a trick. Investing has become more popular with regular folk recently - not just the Wolves of Wall Street. Can a smart investment make your money go further? 

Start Blogging
If you invest just a small amount of time and energy into creating a blog, then the payoff could be massive. Think of it like investing into your very own business, only without so much outlay. You can purchase a domain name and hosting for next to nothing. The only real thing you need to invest in is the time it takes to write up your posts. As long as you have a passion for whatever you’re writing about, and some time to spare, you’ll see a return on investment.

Pay Off Your Debts
It may seem like a bit of a weird one, but paying off your debts is technically an investment. Especially if you’re paying out in charges every month. Imagine being debt free! Set aside just a small amount each week to pay a bit over your usual monthly payment. The quicker you pay off your debts, the more free money you’ll have for other investment opportunities.

Investing in gold at the right time can be a wise move. The price often fluctuates for a commodity like this, which means you can buy low and sell high. You may want to collect old jewelry or coins, to hold onto as a family investment. Alternatively you could trade in bullions or by trading on the stock market. Have a look through this page to find out how you can invest in gold.

Real Estate
If you have quite a bit of money to spare then real estate will always be a smart investment opportunity. Especially as house prices are currently low. This is an even smarter investment if you know people in the construction industry! Buy a property that needs work, fix it up, and then sell it on. When the house prices have risen, of course! Real estate can make you a small fortune if done correctly.

Diverse Portfolios
If you want to invest in several things at once then this is called a diverse portfolio. This is one of the smarter ways to invest, as it means not all of your eggs are in one basket. You should have a balance of equities and commodities, along with fixed earnings. Chatting to a financial adviser is the best course of action, if you want to go down this route.

There are plenty of ways to invest your money, without relying on measly savings interest rates. Some of these are riskier than others. However, sometimes we need to make those risks in order to see the biggest returns!