Tuesday, November 1, 2016

Make Christmas More Affordable With These Frugal Hacks

Christmas in an undeniable expensive time for families. From decorations to gifts, it’s a holiday the encourages a lot of spending. If you don’t have a big budget, you might be concerned that you can’t give your family the Christmas they deserve. This might tempt you into taking out loans which you have to spend all of next year paying off. However, you’ll be pleased to know that this is not your only option. There are ways in which you can have an incredible Christmas without spending a fortune. So instead of dreading the upcoming holidays, make it more affordable with these frugal hacks.

Start saving now

Even though the holidays still seem far away, they will be here before we know it. So the sooner you start saving, the less stressful and more manageable your shopping will be. Start by looking at your current spending habits and consider whether you can reduce them. Perhaps you can buy cheaper branded items from your grocery store or bulk buy certain items when they are on offer. Try to be ruthless but also ensure you don't deny your family anything important.

Also, think about how you can add to your budget each week in the run-up to Christmas. For instance, you can look into selling a tradebit download, handmade jewelry or freelance work online. These are all simple but effective money-making ideas you can practice in your spare time.

Use sales to your advantage

Retailers will start to host sale events in their stores both on and offline. Black Friday, for example, is one of the biggest pre-Christmas sales, where retailers offer large discounts. You can find anything from electronics to clothing for considerably lower prices. This can make your holiday shopping far more affordable. Even if you can’t get all of the items you need, the savings you can receive make these sales extremely worthwhile.

So start keeping a lookout for sales happening now to help stagger your spending. One of the best ways of doing this is by signing up to email subscriptions for your favorite stores. They will inform you when these events will occur and may even give you additional discount codes too.

Don't overlook thrift stores

Many people make the mistake of overlooking thrift and secondhand stores. But they can be an excellent resource if you want to save money this Christmas. Many items that are donated to them are in good condition and look virtually brand new. Some may even still be in their original packaging. The great thing is that their prices will be significantly reduced. So you can get wonderful gifts for your loved ones without having to pay inflated retail prices. Visit your nearest thrift store today to see what you can uncover. From clothing to toys, you’ll be surprised at just how much they have available.

With these hacks to help you, the festive season can be far more budget friendly. The holidays should be spent enjoying time with your family and not worrying about your finances. So make this Christmas the best one yet while also staying out of the red.

Book Review: From Junk Food To Joy Food

As much as I try to eat healthy, I don't always succeed. I still like what I like and diets don't work for me. At 50, I am trying to stay away from that darn middle age spread and as well just eat healthier for my health in general. I also have food intolerances and find that by eating healthier alternatives my stomach behaves much better and I have less upset, rumbles, etc..

I had read about healthier eating options in a magazine one day and decided to pick up the book  by Joy Baurer called- "From Junk Food to Joy Food." Joy's book is about " All the Foods You Love to Eat..Only Better".

Joy covers more than 115 recipes in her  book from Breakfast to Desserts- showing you that you don't have to sacrifice taste to eat well and to eat things you love. No more counting calories!

This is truly a book I will be keeping as it is a nice hardcover book, full of big, color pictures on every page and simple foods, simple eating, simple recipes. On every page Joy also shows you the Junk Food and the Joy Food- the not so healthy version and Joy's healthier version of the recipe...

I will be adding this book to my "keepers" and trying many of these healthier version recipes....a great book to have for any health conscious person or for someone who loves trying new recipes!