Saturday, December 16, 2017

Top 5 Health Insurance Shopping Secrets


Don’t Buy Immediately
If you want to see the state of the healthcare industry today, check Healthcare.com – less-out-of-pocket healthcare costs are hard to come by, but they’re not impossible; according to the site: “Yearly out-of-pocket healthcare costs have more than doubled in the last ten years; luckily, there are things consumers can do to lower their healthcare spending.”


One of those things involves a strategic approach which considers all the angles and makes a choice that is informed, and not fraught with panic, or stilted by convenience. With that in mind, following are several considerable tips.


1: Talk To Your Doctor
Many doctors are paid through insurance companies and special-interest groups. In fact, this is more likely to be the case than not. That means if you don’t have money, but you can fit under a program’s offerings, the doctor still gets paid. Ergo it is within his best interests to get you coverage of some variety, and he’s more familiar with such resources than anybody else.


2: Shop Around
If you’re buying an apartment, you shop around. If you’re buying a car, you shop around. If you’re buying a home, you shop around. The point here is that you need to do some personal research into the market and see what’s available. If you don’t do a little searching, you won’t see where there are surprising deals available—like Medi-Share, a solution that can cut your monthly healthcare budget in half under the right conditions.


3: Stay Healthy
You can’t predict the future. Maybe you’ll never get hit by a car, maybe some drunk crashes through your living room at two in the morning and breaks your leg. Well, in that instance, the driver’s insurance ought to cover you, unless they’re an illegal alien or something. The point is, if you eat right and exercise, you’re likely to avoid most pernicious situations requiring healthcare. And if you can’t, the costs will be diminished because your body will be more able to take the pain.


4: Negotiation And Error Identification
Sometimes, when all else fails, you’re still stuck with a hefty expense and you’ve got no way around it—except, perhaps, negotiation. You may be able to find payment programs that won’t have too much interest.


You may additionally look for medical billing errors that are common and do a Google search to reveal the applicable ones. Catch duplicate billing, and know the fees beforehand so you can call foul if someone tries to trick you, or accidentally charges you too much. You may have more latitude than you realize.


5: Seek Newly Available Solutions
There is a healthcare industry today characterized by exponential growth in terms of costs, but also in terms of innovation; like telecommuting healthcare, as an example. Technology makes it possible for some practices to examine you remotely at a diminished cost. Seek out trends like this, and always keep your ear to the ground for new developments in healthcare.


Saving Money And Remaining Healthy

If you negotiate, seek the newest solutions, remember to remain healthy, shop around, and consult with your primary physician regarding budgets, you’re likely to conserve the money you need to.

2017 Holiday Gift Guide For Men


Ready for Christmas  and gift buying? Often we find it hard to buy that special gift for the man in our lives. Whether it is big or small the gift should show how much you care .


We've found some great ideas- like:


Monthly Watch Club-

Monthly Watch Club is unique because it gives the customer options to what they will wear when accessorizing.
They know having a new watch gives you that boost of confidence.
Not only is it affordable but all their watches are backed by a 100-day warranty so you can buy with confidence!
This is a perfect gift to treat yourself or treat others.
Their site is www.Monthlywatchclub.ca and their socials are @MonthlyWatchCA on everything!




Thirty-One Gifts-

Thirty-One Gifts’ Deluxe Utility Tote is a slightly bigger and sturdier version of their best-selling Large Utility Tote. It’s able to hold up to 60 lbs. of groceries, picnic food, camping supplies, sports equipment or whatever else you need to carry. A hard bottom gives the Deluxe Utility Tote stability, while top and side webbed handles add additional strength for heavier contents. The tote also is designed to hold several of Thirty-One’s other totes, thermal bags and file holders. There’s even three exterior pockets for additional storage. Add a Deluxe Top-A-Tote lid to secure contents, and an extra pocket with the Pocket-A-Tote. The tote retails for $50, and the top and pocket are $10 (U.S.). The tote may be personalized with a phrase, initials, icon and many other choices too. To see all eight of the pattern options visit their website.


Xootr Scooters-




Xootr scooters are high quality adult kick scooters, often used for commuting, exercise, and fun riding alongside kids. They have very sturdy construction - many of their customers have owned their Xootrs for 20 years - and a smooth long roll. They can handle over 800 lbs of weight, fold down in seconds, and the wide platform models allow 2 adult feet to ride side by side. They are designed by MIT mechanical engineers and award-winning Lunar Design - Steve Jobs had one! They are also hand assembled in the USA. The MG is their most popular model, and would make a wonderful holiday gift!


Custom Crafted Wines Inspired by Popular Investigation Discovery Shows. Perfect Crime & Wine Holiday Gift Package.
Ages: 21+ | SRP: $65.00




Quietwear-




QuietWear Fat Cap is a must for this season.
Its thin and lightweight design make it the perfect pocket afterthought,
easily storing in a jacket or backpack.
Thick, 100% acrylic knit traps heat in and keeps cold weather out
while still remaining breathable and soft.
This cap is his outdoor go-to-cap, whether going for a walk,
on a long hunt, or doing chores outside,
this outdoor accessory is a must!




T-Rex® Tape -



There are some products that all men need in their tool arsenal... and a high-quality, extra-thick, weather-resistant tape, like T-Rex®Tape is one of them!

Perfect for the outdoors man, DIYer or handyman in your life, T-Rex® Tape is the ideal tape for any project – where only the best will suffice. Whether it’s simple, around-the-house fixes, or extreme industrial repairs on a work site, there’s no project too big or too small for this hard-hitting tape. Featuring a double-thick, super-aggressive adhesive allows the tape to offer superior hold on more surfaces than other ordinary tapes – including rougher and dirtier surfaces in a wide range of temperatures and humidity levels.


***Watch this spot for more gift giving ideas..