Review-Community Coffee Company's Carnivale Cake coffee

Friday, January 15, 2010





Gerry  recently had the opportunity to sample the great tastes of Carnivale Cake coffee from the Community Coffee Company.He's the coffee drinker in the family.

It's been more than 90 years since Cap Saurage founded Community Coffee Company, but our mission has never changed – to share our passion for great coffee with our customers.

"This medium roasted Central American flavored coffee has a perfectly balanced blend of vanilla and cinnamon."

Sitting down with his cup of coffee he noticed the pleasant fragrance, rich full bodied taste, and no unpleasant after taste.

Feel free to shop online,see how you can earn for your child's school, with their Community Cash for Schools Program, read how they support our troops, and so much more. This company offers a whole lot more than just a great cup of coffee!

Coffee drinker Gerry gives this coffee the full thumbs up!


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Review and Giveaway! Late July Organic Cookies




Our Late July organic cookies arrived the other day and I was quite excited to try them- especially since I can't eat alot of foods because of food allergies. I also love snacks- whether it be chips, cookies or what not but if I can find a healthy version, it's definately the kind I'd prefer to eat. Both for me and my family.
These mini cookies were a nice snacking treat- a small cookie-great for little kids and little hands.Each cookie was stamped with a variety of animals- which included some the world's most precious endangered animals.
The cookies are made with whole grains and calciums, have no artificial flavors, colors or preservatives. Nothing bad in these cookies!
Late July also donates 10% of all profits to the Jane Goodall Institute.
We give their cookies a thumbs up!
Drop by their online store too, where they have so much to offer.


Late July would like to offer one lucky reader 2 boxes of their own mini organic cookies- USA or Canadian residents.
We will hold a random draw on January 25th from all comments recieved. Draw will be made with the help of Random.org


To Enter: Please enter your email address here and let me know if you are more of a vanilla cookie lover or a chocolate cookie lover.

Extra Entries:( separate entries)
-Become a Google Friend
-Become a Twitter follower
-Become a Email Follower
-Add my button to your site
-Purchase my book in print of ebook version

Good luck to everyone!

We have a Winner!

http://www.oneincomedollar.com/2010/01/giveawayreview-teddys-pride-oral-care.html

Congratulations to today's winner for this giveaway:


Huguette E. said...


My dog Bailey is part Black lab from her mama and part golden retriever from her dad.

Save Money By Saving Your Change!

Thursday, January 14, 2010

 

 
 
 
Save money by saving your change can add up to thousands of dollars for your nest egg! That's right, by taking the change you have in your pockets, purse, vehicle or anywhere you keep change, can help you to start saving money. Think about it, you can start saving your change today and you are guaranteed if you continue to save your change every day, that you will save a significant amount of money over time.


You've been saying, that it's hard for you to save, and you just don't make enough money to be able to do this. Well, you can start slow by just taking that spare change you have laying around and putting it in a jar and just let it grow over time. It won't take long before your change jar starts growing and you now have money saved.

Imagine when you count the amount of change you've saved, after six months of dropping your change in your jar, you are astounded at how much money you have collected in just a short period of time. You can do it, just start saving your change today! Don't wait to save, it doesn't matter that you're starting out small by saving your change. It only matters that you just start saving!

These five tips should help you when you start saving your change:

1) Get yourself a jar to put your change in. Nothing fancy needed, the idea is get yourself a jar so you can start saving your change now!

2) Make it a goal to collect all your change and put it in a jar on a daily basis from either your purse, wallet, clothing, vehicle or any other place you may have your change.

3) Put your change jar in a special place in your home where it is not tempting for you or anyone else in your home to remove change from your savings jar.

4) Make it habit to keep all the change you receive when making purchases so you can place this change in your change jar.

5) Plan to count your change every six months and deposit your change into a special savings account at your bank. This will assist you in keeping track on how well you're saving money by saving your change!

You may think this idea of saving money by saving your change may not work. I'm here to tell you that it will! Over the years I have used this method to save money and it has worked very well for me. In fact, I have several change jars around my home that I always use for my change. I have been able to save lots of money by doing this. It is easy and I have trained myself just to drop my change in my jars, which helps me to continuing saving money on an ongoing basis. So, if I can do it, I know you can.

So, save money by saving your change today, so you can help yourself to improve your finances today and for your future.





About our Author:

Nocita Carter creates websites with tips on various subjects including personal finance tips for you
http://www.personal-finance-tips-for-you.com/

Review- Olive Green Goods for Modern Dogs....and Cats!




My dog Chloe is giving a big Bow Wow thank you to the great folks at Olive !
She recieved a box full of great things any dog and dog owner would love:
Olive offers eco friendly products and all kinds of products for your dog OR cat.It's a one stop pet centre.

Chloe loved their dog treats which are made from organic ingrediants: They have four great flavours for your dog:
-My Oh My Pizza Pie
-Nutty Nanners
-Happy Apple Snaps
-Little Berry Bites





Chloe also recieved their detergent free fur care that is gentle on your dog and on the earth.Chloe is smelling ever so nice now with Olive's Heaven Scent Fur Spritzer, the Bubble and Squeak Shampoo and flea free with their flea repelling soap.
Olive offers many one of a kind items and real cool products to pamper your dog with.

Doggie business owners can contact Olive's  wholesale dept. to grab some of these great products for their doggie boutique or home doggie business. A nice added touch to your doggie hair cutting business, or other pet related business you may have.
While your on their site, don't forget to sign up for their email for their E-news and other great offers.

Chloe is giving the great folks at Olive the paws up!

Review and Giveaway-Reli-On Blood Pressure Monitor





With Gerry suffering from high blood pressure,  we were very lucky to have recieved a blood pressure monitor for review. We bought 4 AA batteries for it right away- which it needed for the digital readings it gives. We can't thank Reli-On enough! It was something he really needed and didn't have.He said it was quick and easy to use and he loved the big display for numbers on it.
He also loved the fact that it had a memory and can be used for up to 2 people that may need to use it and record their blood pressure.

Accurate blood pressure and pulse rate readings are just a push button away – simply wrap the adjustable cuff around your arm and press START. In seconds, your blood pressure and pulse are alternatively displayed on the large digital panel.

Make sure to see their full line of great health products.

Gerry is giving this blood pressure machine and the company- a full thumbs up!


As well, ReliOn is giving one of these blood pressure monitors away to one lucky winner.
A random draw will be made from Random.org on January 27th.
This giveaway is only open to residents of the USA.

To enter: Please send comment with your email telling me who in your family has high blood pressure.

Extra Entries:( please comment seperately)

-Subscribe in Google Follower
-Subscribe by email
-Subscribe in Twitter
-Purchase a copy of Stretching the One Income Dollar
-Add my button to your site


Good luck to everyone!

Book Review: The King and Dr.Nick

Wednesday, January 13, 2010



This is a must have book for any Elvis Presley fans.The book is written by Elvis' doctor: Dr Nick.Not only was he the doctor of Elvis, he was also his friend.He was so loyal to Elvis, that his story went untold for many years.He tells the story on a first person account.You won't be able to put this book down, and even if you weren't a big Elvis fan, you will read the book with great interest.
The book also comes with color and black and white photos and is in an easy to read format.

Review- Lush




I recently had the opportunity to try some of Lush's great bath and beauty products. Wow did I feel pampered!Did you know their products are hand made? They are against animal testing?They give to charities?
They have great smelling products great for the bath, a shower, your hair, your body, fragrances and great gifts!You can even get their Lush Times catalogue full of all their great products, for those that like that hard copy on hand.
I absolutely loved the smells of the items they gave me to try, and you can't beat the way they make your skin feel!
-Vanilla in the Mist Body Soap
-13th Soap Unlucky For Dirt
-Sugar Scrub
and Dream Cream


The products are a bit more expensive than what you would pay let's say from grocery stores, etc., but you can't begin to compare the quality. Treat yourself. You deserve it!
I give Lush the thumbs up!

Repairing Your Credit DIY Style









The number one thing that the big credit card companies like VISA, Mastercard, and AMEX and large mortgage lenders such as Quicken Loans look for when qualifying someone for a loan is whether or not they will be able to pay it back. Bad credit says that you are a high risk consumer and should be charged at higher interest rates as a result.



However, having bad credit is not the end of the world. While it may take some time, your credit score can in fact be repaired and the result can translate into all kinds of saving whether more attractive interest rates on credit cards or affordable mortgage quotes on a home loan or refinance home loan.


In most situations, there is no need to hire a credit repair service or a lawyer to restore your credit, as you can do for yourself pretty much anything they can do at minimal cost. The following are some helpful tips on how to go about fixing your credit:



Pay your Bills



This is definitely a no-brainer. Easily the best way to start improving your credit score is to consistently pay your bills on time every month. All it takes is one late payment to lower your credit score and any additional delinquencies, charge-offs, and/or accounts gone into collections can significantly impair your credit score.




Get Your Current Credit Report


Be sure to get a current copy of your credit report. Annualcreditreport.com is a really inexpensive and safe site for this as it’s the only authorized source where you can view your credit report from each of the three major credit reporting agencies- Experian, Transunion, and Equifax, online for free. Be sure to closely check your credit report often to ensure that creditors are correctly reporting on your accounts. Absolutely dispute any incorrect information. Consumer reporting agencies are legally obligated to investigate items in question within 30 days. Once the investigation is completed, the reporting agency will send you a written report of the outcome as well as a free credit report if the dispute results in a change.


Pay off Old Debt



It is vital that you payoff off any outstanding debt if you want to raise your credit score. It is important to mention that paying off a delinquent account will not instantly remove it from your credit report. Any charge offs or negatives on your credit score will remain for seven years after the date of being paid off. However, you can request reporting agencies to state next to the charge off or negative that the account has been paid in full.


Some people experience a drop in their credit score immediately after paying off a collection, however, it will only be temporarily. This happens because when an old account is paid, the date of last activity is renewed and reevaluated in the credit-scoring formula causing the chargeoff or negative to look more recent than it actually is. Again, this drop is only temporary and your credit score will increase in time.


Manage Your Credit Wisely


This means apply for credit sparingly. Don’t apply for every credit card or loan that comes your way. Too many inquiries on your credit report can affect your credit score negatively and possibly reduce your score to the point where creditors won’t offer you the best terms.





** This article has been a paid service.

Guest Post: How to Have a Frugal Valentine's Day


Ah Valentine’s Day, the day to declare our undying devotion and love to the special someone in our lives. The media would have us believe that the only way we can show our love is by emptying our pocket books as we purchase diamond rings, dozens of roses and expensive Belgian chocolates. What’s a frugal Romeo or Juliet to do? Here are some ways to celebrate Valentine’s Day without breaking the bank.


Wow your sweetheart with a special dinner – their favorite meal prepared by you. Cover the table with a table cloth (a solid colored sheet will work in an emergency). Add a few candles to the table and a single rose or carnation as a centerpiece. Put on some soft, romantic music in the background and you’ll feel as though you are being serenaded in a fancy restaurant for a fraction of the cost. You can go all out with your Valentine dinner or keep it simple. Only you know what your true love really appreciates. For those of you in the warmer areas, pack a picnic lunch instead of a special dinner. Spread a blanket on the ground and share a romantic picnic lunch in your backyard or a public park. Pack some romantic finger foods like grapes, cheese & crackers, strawberries dipped in chocolate, etc. and declare your undying love while feeding her these delicacies.

Speaking of delicacies, what Valentine’s Day would be complete without some sinfully rich chocolate treats? Don’t give your money to your local chocolate shop when you can whip up some fancy treats in your own kitchen.

 Chocolate Covered Strawberries

1 or 2 dark chocolate or milk chocolate candy bars

enough strawberries to satisfy that sweet tooth

Bring a pan of water to boil on the stove. Break up the candy bar into small pieces and put them in a glass bowl. Set the glass bowl into the pan of water being careful that it does not tip and gently stir the chocolate until it is melted. Dip each strawberry into the chocolate and put on wax paper. Refrigerate until the chocolate sets and then enjoy!

Make your sweetheart a coupon book good for a special service you can provide. Some coupon ideas include home baked cookies, I’ll do your chores for a week, a special massage, etc. Let your imagination be your guide and he’ll remember this Valentine’s Day each time he redeems one of your coupons.

Create your own special Valentine’s Day card. Using a few sheets of red paper and a doily you can find at your local craft or dollar store, you can give a Valentine’s Day card that is all you. Why not write a special poem or a heartfelt sentiment on the inside of the card.

If your Valentine’s Day includes some quiet alone time with your special someone, don’t forget to schedule a massage and a sensuous bubble bath. Add some soft romantic music and some scented candles, dim the lights and set the mood.  

Make this a Valentine’s Day your love will never forget.
 
 
Thank you to guest poster:
Ellen Christian (VT)


http://confessionsofanover-workedmom.blogspot.com/
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