Thursday, August 31, 2017

Making Moving Cheaper In 10 Easy Steps


Whether you’re a hopeful homeowner or looking for new property to rent, moving house can get quite expensive if not planned properly. The last thing you want to do is make the stress of moving house one hundred times worse by completely overspending and having no money left to relax with after the hard work of moving. To avoid this, ensure you read over these easy steps to making moving house cheaper.

1. Set A Budget
When moving house, there is no such thing as too much planning, especially when it comes to how much money you’ll be spending and on what. The best way to do this is make a list of every possible expense of moving house, such as the price of a moving van, and the packing materials, and decide an estimate of how much you will spend on each expense. It’s always best to add an extra 10-15% of the overall total on top, just in case an extra expense arises that you didn’t plan for, but other than that you must stick to the budget, or you’’ end up spending hundreds of dollars more than you were meant to.

2. Find A House
Whether you are looking for an affordable studio apartment to rent or a charming family home, you need to find a house, which obviously is the main expense of moving. Don’t be put off if you can’t find exactly what you’re looking for, as long as you have some time, and have budgeted in the expense, of course; you could always settle for a bit of a fixer upper and make the place up how you like it. Some properties even provide you with a decorating grant, if the home is a little worse for wear, which could save you a lot of money.

3. Book Moving Vans In Advance
As well as shopping around to find the best deals on moving vans, it’s also always a good idea to book them in advance, as, more often than not, they will be offered at a discounted rate if the company has plenty of notice.

4. Rent A Van
Although this may seem to be the same step as above, it isn’t. Moving vans often come with men that will help you physically move your belongings out of your old house, into the van, and then back into your new house, rather than you do it yourself. Simply renting a van alone, and having the help of a few friends and family members help with the lifting and moving, would often be a cheaper option, that could potentially save you a good chunk of cash.

5. Get Rid Of Your Things
It’s simple, the more things you need to move, the more expensive moving is going to be, as you’ll either require more vans or more trips back and forth to your new property. Therefore, it’s easier to simply get rid of anything you no longer use or don’t need, as they’ll only take up room in the van unnecessarily.

6. Sell Your Things
Try selling anything you’re getting rid of (as long as it’s not complete junk, of course) on the internet or a yard sale, and get yourself some pocket money to enjoy once the stress of moving is over and done with.

7. Don’t Spend Money On Boxes
Believe it or not, people often spend out ridiculous amounts of money on new boxes, when it simply isn’t needed. Instead, ask any family or friends that have recently moved house if they have any boxes to spare. Many shops also have an extensive collection of cardboard boxes in the back too, that are simply awaiting being recycled.

8. Homemade Packing Materials
Many things other than cardboard boxes can be used to transport your belongings to your new home, such as laundry baskets, suitcases, and trash cans (just make sure it’s clean before putting anything in it). Things such as towels, blankets, and various articles of clothing could also make useful cushioning and wrapping for your belongings. Newspaper is also a useful tool, as long as it’s print can’t be transferred to anything particularly delicate.

9. Pack Yourself
Many people prefer to use a packing company when moving house, as they see it as less stress on their part, and they are usually incredibly organised, however, such businesses can get quite pricey, which isn’t something you can always afford. If this is the case, and you are in a situation where you need to pack yourself, the last thing you want to do is start packing boxes with no sort of plan or organisation. What you need to do is not only pack room by room of your old house, but also your new house - If there’s anything that will be going in a different room in your new house, pack it in a box of things for that room, rather than a box of thing for the room it’s currently residing, which will make unpacking a million times easier.

10. Don’t Overspend On Redecoration
As I’ve already mention, for some more worse for wear properties you are offered a decorating grant to get you started in your new home, however, this isn’t always the case. In this instance, you may have the temptation to impulse buy new furnishings, wallpaper, or crockery. You must avoid this at all costs. The initial rush that you feel from moving house and making it up to look like your favourite album on Pinterest will be ruined when you look at your bank statement and realise just how much you spent. Instead of doing this, plan to redecorate a room or two each month, which will turn out to be much more financially beneficial, and will spread out the decorating process and cause you less stress in the long run, as you won't be trying to do every room at once.

These simple steps will save you not only the stress of overspending and struggling financially until your next payday; they will also save you more than enough money for a celebratory glass of fizz and a takeaway to relax in your lovely new home.

Wednesday, August 30, 2017

The "What They Need This Year For Back To School" Guide


Back to School  Wondering whats new and hot for Back to School this year? Grades k-9? We've gathered some great ideas- starting with:


Bobbi-Toads  -




The most creative and innovative shoes out there. Unique & customizable kids' shoes that can be decorated! These shoes make an awesome fashion statement! Paintable and light-up shoes- sure to please her! 
One Income Dollar reader code for 20% off and free shipping: ONEINCOME


***Watch this spot for more Back To School Must Have's!

Things to Know Before Signing Up for Your First #Credit Card



Getting your first credit card is a defining moment in your life. For many people, it marks the point where they begin to truly feel like an adult. Despite the fact that many of us assume that we will sign up for a credit card as soon as we are old enough, surprisingly few enough understand how they work before obtaining one. Credit cards offer a greater degree of freedom than a debit card, which is what most of us will have experience with, but this extra freedom comes at a price; it requires financially responsible behavior which many young people find themselves unprepared for in the beginning.

What Is a Credit Card?

A credit card looks just like a debit card and works in a similar way in terms of how one uses it. In shops, credit cards are either swiped through a machine, inserted so that a PIN number can be used to verify the purchase, or if the card supports near field communication (NFC), it can simply be waved near a reader in order to be used.
Rather than removing funds from a linked bank account, and thus requiring you to have the balance available like a debit card does, a credit card works more like a small 30-day loan. The cost of the items or services you use will be added up and at the end of each billing period (usually 30 days) the outstanding balance is paid. If payments are late or incomplete, then interest may be charged.


The Benefits of a Credit Card

A credit card offers numerous benefits, the most attractive one is the ability to spend money you don’t yet have. Most people are paid on a monthly basis and so as long as their total purchases don’t exceed their earnings they don’t have to worry about doing all their shopping on or around payday.
Credit cards are also beneficial because they can be used in an emergency. In fact, a growing number of people keep a credit card with them that they only use when no other options are available, ensuring that there are few, if any bills for the card but that it is there, ready to be used should it be required. Look online for credit card tips to find out how to make the most of your credit card.

Grace Period

Grace period is a term that is probably unfamiliar to those who haven’t previously had any financial dealings. The grace period is essentially a deadline extension; let’s say that your billing cycle is every 30 days with a 21 day grace period. This means that, while your bill is due every 30 days, if at the end of the billing cycle you are only able to pay some of the money you owe, then the credit card issuer will allow you a further twenty-one days to pay before any penalties are charged. You should always plan to pay your bill off on time so that the grace period can act as a safety net if there is an emergency.
Signing up for your first credit card is a financially liberating experience and the first taste many younger people have of adult responsibility. Remember though; if you don’t think a credit card is suitable for you, then opt for a debit card instead as the consequences of defaulting on payments can be severe.

Monday, August 28, 2017

Fires Burning Close to Home

Fires burning only about 35-40 miles from us. Smokey air, ash falling. Road out of town closed.



Saturday, August 26, 2017

The Price of Propane- Canada Versus USA

So we had to fill a 20 lb propane tank today ( 4.7 gallons).


Gerry said it should be about $20. Well, in the USA when we've been they gauge it and you pay for what you use. Here in our hometown, your paying a set price, so you best be sure it's empty or near empty before you have it filled.
So we filled tank and guy says $27! I said "what"??
In the USA that same tank is $1.99 US/ $2.48 CDN a gallon
Here it's $5.74 CDN a gallon!
That same tank in the USA would have only costed us $11.67 CDN.
So in Canada more than double!

Wednesday, August 23, 2017

Review: #GlassesUSA.com

Looking for a way to save money on your eye glasses? Well, buying eye glasses from the local optometrist can set you back hundreds of dollars. Money you just might not have! With GlassesUSA.com though you can shop prescription glasses at home, online, with great discount savings and free shipping & returns!




Gerry and my mom, had the opportunity to see for themselves how easy it was to order prescription glasses from home. Of course you do need to get your prescription from your optometrist, but where you buy your glasses is completely up to you! A complete pair of glasses (frames + lenses) starts at $48 and free prescription lenses are included with every frame.






Gerry said his glasses were very comfortable and a great fit. He chose ones with a plastic frame which will be good for him for working more in the yard and in the shop- and outdoors- where he spends 75% of his day! Gerry chose the Port style in black. There too was such a huge selection on their site. (Over 2,500 styles): in-house brands (Muse, Amelia E.), designer brands (ray-ban, Oakley, tom ford, Chloe, Armani, Adidas etc.), a wide variety of frame styles (full rim, half-rim, rimless, different materials), sports glasses, safety glasses, kids glasses, prescription or non-prescription sunglasses, and more! Where do you start??





Mom said she was pleased with how fast they arrived. Fit perfect and good quality. Love picking out glasses with simplified online ability. Mom's were Scottsdale. She loves the new glasses although found looking at the online image, the frames looked more green but her actual glasses were more black with a tinge of green in certain ways the light hit it. Although all in all a great pair of glasses- great style and comfortable fit.






Thank you GlassesUSA.com! This was a wonderful shopping and receiving experience for both wearers!

Monday, August 21, 2017

Product Review: LEGO BrickHeadz

Review by: Jon




I was very excited to have the opportunity to review some of the new LEGO BrickHeadz – I have loved LEGO for as long as I can remember and still build and collect sets to this day! 

LEGO BrickHeadz sets bring you a brand new way to collect, build and display. They are a unique, affordable and fun building toy, perfect for all ages. Like all LEGO sets, the instructions are easy to follow - It took me about an hour to build The Joker. I would definitely love to see more variety of BrickHeadz characters in the future. 








Overall, I really enjoyed the new LEGO BrickHeadz and recommend them for any LEGO fans in your life! 



Our Attempt To View The 2017 Solar Eclipse


Back in 1979 I did a school project on the solar eclipse- but I'm not sure I remember that I did look at it in the sky or it was only a project I did.


Today we had heard we might have been able to see it for 11:40 am, so we were outside trying to see something. It was cloudy so we got alot of cloud blocking it. We used Gerry's welding mask to view it without harming our eyes, and seemed we could see a part of it at one point that appeared to have one corner obscured. It was fun still whether we saw something or not- to be able to take part in this event.





Today's Winner

Our giveaway today:
http://www.oneincomedollar.com/2017/08/review-dynatrap-mosquito-and-other-bugs.html
with our winner being comment # 88- Trina Goodwin


**Winner has been contacted and has 7 days to reply before a new winner is selected.
Thank you to everyone who took time to enter.


Friday, August 18, 2017

Thinking About #Investing? Here's How to Take It Slow

Investments are often seen as expensive things. For instance, investing in a house or an apartment to sell can cost you an incredible amount of money. Not only that, but it takes a lot of time and dedication in order to fully utilise your investments, and there’s often a need for an external service to help you such as a financial manager and it may incur fees.

As a result, investing can be costly and unless you’re willing to put in time, money and effort to make it work, your investment only serves to deepen the pockets of the rich and wealthy while at the same time making yourself bankrupt. It’s not the most promising idea, which is why we need to look towards cheaper methods to build up your experience with investing.

Source: Pexels

Why it’s important to start slow

One of the most important concepts in investing is cutting your losses. It’s also an important idea in any kind of business, but the general rule of thumb is that you only invest in things that are a safe bet and you learn to cut your losses when something is taking a bad turn. It’s a delicate balancing act, sadly, because you need to consider the possibility that something is simply experiencing a slight drop in value. These are known as volatile markets and the price of something can fluctuate wildly during the day.

It’s important that you understand the difference between cutting losses and also holding yourself back from a panic sale. This only comes with experience and knowledge in an industry, which is why you need to practice and learn to tell the signs. It’s not a skill that can simply be taught, which is why it’s recommended to start slow with your investments and work your way up when you can handle both failure and losses.

Source: Pexels

Do your research

If you plan to invest, then it’s a good idea to research. It’s possible to make money with Bitcoin, day trading, Forex and even private loans, but you have to understand their concepts, how they work and learn how to get into those markets in the first place. Bitcoins, for instance, are a type of cryptocurrency that doesn’t require a license or much setup time at all. It’s also something that can be traded over a long period of time or just a short one, making it a fantastic investment to practice with at both low and high values.

Summary

With enough practice and skill, you can make a living and turn trading and investing into a day job. However, it’s important to take it slow and easy so you can learn as you go along. Don’t make the mistake of trying to jump into the deep end with investments. Do your research, learn the jargon and give yourself some time to grow. Don’t expect huge profits within the first month, and expect to lose money more than you gain a profit as you build up the experience needed to be an investor.

Thursday, August 17, 2017

Trendy Birthday Gifts for Kids Under 12

Sometimes it may be hard to keep up with what is popular with today's kids. These things seem to be forever changing. What was in three month ago, may be out now.

When looking for fun, educational or  trendy gifts for kids, for gift giving, consider these suggestions below, that are sure to get a smile out of them.




When it’s raining outside, Lottie is quick to pull on her raincoat and boots and go on a muddy adventure. She loves the sound of the squelch of her boots in the mud, and it is great fun to find the deepest, muddiest puddle and jump up and down in it. Lottie also likes puddle jumping with her friends and having a competition to see who can make the biggest splash.



Birthday Girl Sophia is Lottie's younger sister - with the same long blonde hair as her sister, but styled differently. She is another welcome addition to the Lottie family! She loves celebrating her birthday - sharing cake and treats with her friend and family, and playing lots of games! She is dressed to impress in her silver tutu and sparkly bag, and comes with an invitation, birthday card and a thank you card!




Lottie loves to be out in the countryside riding her pony, Sirius. A Welsh Mountain Pony, Sirius is strong-willed, excitable and very determined. Like Lottie's other pony, Seren, Sirius's name is also star-themed. Sirius is the brightest star in the Earth's night sky.



Why are Lottie, Finn & Friends the perfect Birthday Gift?

“Lottie, Finn & Friends are the perfect gift for your little one - Lottie Dolls are Inspired by Real Kids and have been created with childhood in mind! We want all kids to embrace childhood, have some amazing adventures, and most of all, to have lots of fun!

We believe that childhood should be an inclusive place where every child belongs regardless of gender, ethnicity or ability and aim to reflect that in our collection. Lottie, Finn & Friends are based on nine-year-old children and the dolls are relatable to all the elements of childhood – Lottie’s motto is Be Bold, Be Brave, Be You!”

To shop the collection, or to find out more visit our Website here: www.lottie.com
You can also find us on FacebookTwitterInstagramYouTube & Pinterest!


Mo’s Nose series by Margaret Hyde-




The entire Mo’s Nose series by Margaret Hyde follows a rescued dog named Mo on several journeys as he discovers the beauty and wonder of colors through his sense of smell. The series invites readers of all ages to explore and use their many senses while reading stories that celebrate discovery, organic play and inspire feelings of compassion, service and stewardship. In Mo Smells the Ballpark, the newest book in the series set to come out in May, Mo and his friends experience all of the sights, sounds and SMELLS of the big game.  The charitable elements, charming illustrations and scent-tastic sense of adventure make Mo’s Nose the perfect birthday gift for a special little one! The series is available through MosNose.comBarnesandNoble.comAmazon.com, and select brick-and-mortar booksellers nationwide.





Barbie® Potty Training Taffy: Barbie Doll and Pet Playset-






·         Barbie® doll shows how much she loves her pets by taking good care of them

·         With the Barbie Potty Training Taffy set, you can help Barbie doll feed and clean up after her pets

·         Taffy® dog actually poops — just push her tail!

·         Barbie® doll looks adorable in casually cool capri pants and print t-shirt

·         Animal accessories include a dog food-toting backpack (attached to Taffy® dog), a doggie food dish with treats, a pooper scooper, “poop,” and a trash can!





Global Groove-



Fun hand-felted bag for your young fashionista!  Moss-green bag featuring mushroom scene, with flower and lady bugs.  A perfect garden scene for any little girl!  Made in Nepal. **Your purchase helps a certified fair trade organization that works with women, supporting and developing artisan co-ops in Thailand and Nepal.









With this extensive set you can compose a total fleet! Build a bulldozer, a fire truck, a forklift, a tow truck, a pick-up truck or a van! The cockpits, cabins, scoops, wheels and other attachments can be easily clicked onto the bars. All parts can be combined with all existing SMARTMAX® sets. Together with the bars and metal balls, you can create an endless range of possibilities.

All SmartMax vehicle sets compliment and work with the SmartMax construction sets. 








A cordless and battery-free, the boozik (bamboo + music) synergizes nature with the age of technology. Being both sturdy, compact and light, the boozik is perfect for amplifying on-the-go music, videos and phone calls. 
Watch the video- this is too cool!




** Watch this spot for more trendy birthday gift ideas!

Friday, August 11, 2017

BELGARD HOLDS OUTDOOR FIRE PIT #GIVEAWAY IN HONOR OF NATIONAL S’MORES DAY (USA)




In honor of National S’mores Day, homeowners across North America have the chance to win a Belgard fire pit to enhance their outdoor living spaces through Belgard, the leader in outdoor living essentials for the patio and beyond. The National S’mores Day giveaway, that started yesterday, continues through 5 p.m. ET on Thursday, Aug. 31. ( US residents only)

To enter, homeowners can visit http://www.belgard.com/smores and submit their favorite s’mores recipe or story for a chance to win a Belgard Fire Pit Kit

“With summer ending and the fall season kicking off at the end of this month, now is the best time for homeowners to add an outdoor fire feature to their outdoor living space,” explains Cristina Porter, senior brand marketing manager at Belgard. “Fire pits extend the outdoor living experience beyond summer, allowing for more outdoor quiet nights, chances to entertain friends and family and, of course, a place to create s’mores treats for years to come. This giveaway allows us to provide a homeowner with a centerpiece for their outdoor living area to build memories year-round.”

Belgard’s fire pit kits feature a clean, contemporary look, is easy to maintain and create a natural space for friends and family to congregate. The winner of the National S’mores Day giveaway will receive a fire pit to enhance their outdoor living space this Fall.


###
About Belgard® 
Belgard, part of Oldcastle® Architectural, offers a complete collection of paver and wall products for outdoor living spaces, walkways, driveways, parking areas and retaining walls. Available in a range of styles, premium Belgard products have been found in America’s finest homes and award-winning commercial and retail properties since 1995. For more information or a complimentary Idea Book, visit Belgard.com or call 1-877-Belgard (235-4273). Find more inspiring outdoor space ideas at Facebook.com/BelgardHardscapes.

Thursday, August 10, 2017

Review: Dynasteam

The Dynasteam is such an interesting and innovative product. We had a chance to review one. One of the many thing it does is it allows you to control weeds around your home with simply water; and no harsh chemicals or pesticides.


The Dynamsteam requires only requires water that will heat up to 300F, it gets pressurized in the unit and it will tell you when it’s ready to use, and so simple in fact that it allows you to zap your weeds with a 5 second blast of steam;  the manufacture says it’s easier to use than an iron and certain this is very true.  The Dyansteam comes with three tools making it ideal to kill weeds; the Triple Root Spikes allows you to penetrate the soil around the weed and steam it dead at the root, while the Speed Weeding cone is great for large areas and lastly, the Power Jet Tip is great for walkways, patio stones and sidewalks where the weeks mysteriously like to grow.



Gerry is really enjoying the Dynasteam, he’s managed to rid our lawn of alot of weeds. Once they get zapped with a blast of steam it takes about 24 to 48 hrs for them to die; it’s just that easy.

But we need to mention that the Dynasteam can also be used for all indoor and outdoor cleaning projects as there is an Optional Accessory Kit that has attachments that will clean windows, metal objects like stoves and BBQ grills, flooring and so much more- even steaming your clothes to get those wrinkles out!

The Dynasteam is really an amazing product that leaves your exterior and interior spotless, weed free and best of all safe and non toxic.

Sunday, August 6, 2017

Review: #Dynatrap Mosquito (and other bugs) Trap- PLUS a #Giveaway(USA/Canada)



Okay hands up- who hates bugs?? I think most of us hate annoying bugs which we don't think serve a purpose, ( although some really do- I've been reading-lol)



We hate mosquitoes for sure- they do ruin it for sitting outdoors in the yard. We have raspberry bushes in our yard and I swear those little buggers are out in there waiting for you to come pick berries, even when the sun is out.So, when we had the opportunity to review the Dynatrap, we were very excited!
We have only been using it a week and are quite pleased- it's working already! It has captured and killed mosquitoes and moths- although I will admit we let a few of those that were still alive in it, when we checked go! Our issues weren't with them.

Some specs on this product:
12.5 lbs.
  • Protects up to 1/2 Acre
  • Durable all-weather construction
  • Pesticide and odor free
  • Whisper quiet operation- you don't hear it!
  • No zapping or buzzing. No expensive attractant or propane required
Dynatrap makes insect traps that work on the same principle as others. They attract flying bugs with warmth and carbon dioxide, then catch them and prevent them from escaping. ... The main difference is that they don't use propane to create carbon dioxide (CO2). Instead, they use a special process.



Check out any unanswered questions on their web site @ Dynatrap.com

Where can you buy your own you ask? Well @ any of these great retailers and locations. Or you can win one! We're having a giveaway with the opportunity to win your own Dynatrap! The giveaway is for Canada and the USA and will be held by a random draw from Random. org on August 21, 2017 from all entries received.


To Enter:
Just leave us your contact info- we'll get in touch if your our winner!

Extra Entries:
Tweet this giveaway- one Tweet allowed for duration of contest
Share this giveaway on your Facebook page- one share allowed for duration
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Grab our button from our site- and share on your blog
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Best of luck to all!