Sunday, July 31, 2011

Sunday- July 31



Wow- the last day of July already.How has your summer been going?

I must admit I don't go out too much in the heat. I'm not a beach person and we don't camp.I do however, like to get out for a daily walk but it's usually early in the morning before it gets hot. I know once I start heating up, those pesty sandflies are all over me.

I've been feeling tired alot too and not sure if it's the weather or my health.I'd like summer more if we had more of a breeze but the humidy gets high and it doesn't feel too pleasant.

Haven't been out blueberry picking yet either this year. The trees we dug up last year and transplanted in our yard didn't grow leaves or berries this year.Gerry said we'll give them one more year to see if anything will happen. I see people selling berries by the bags full on our local buy and sell Facebook, for $20-$25.I had been selling alot of things we had leftover from our garage sale earlier this year, and cleaning out the sheds and garages of what we didn't need. Gerry said everything looks so cleaned out now! It's nice selling what we weren't using though and having money in our wallets every day.I told Gerry that now that he's getting his workshop more completed inside, he can think of making some handcrafted projects to sell with scrap wood.He's talented and there are always people wanting to buy "something".

As for camping, we have camped in the past but I really hate bugs and all we have is tents.That also means getting up at night like I usually have to do and walking through the bush to the bathrooms- and I really don't want to do that anymore in this stage of my life, ( my 45th birthday is coming soon- on the 7th of August, as well, next month will be 2 years that my site has been online).

Gerry has been quite busy renovating around here as well.Working on a few rooms- happy to say, all paid with cash and no charging! Personally , he makes me tired just watching all the work he's been doing!

Hope your enjoying your summer everyone.

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Saturday, July 30, 2011

Looking For A Fuel Effecient Car?


The skyrocketing prices of fuel is difficult to ignore. I'm sure you've noticed, a gallon of gasoline cost around $4 in most areas in the United States. Unfortunately, the thought of the cost dropping in the future looks gloomy. To remedy, automakers are manufacturing cars that are both energy efficient, as well as, gas efficient. These type of cars not only save money, but, they are also environmentally friendly.



If you are planning to purchase an energy efficient vehicle, there are several car models to choose from. In contrast to our common notion, green cars are not only limited to Honda Civic Hybrid cars or the Toyota Prius. These days, auto manufactures such as Kia, Hyundai, Nissan, just to name a few, are jumping on the bandwagon by coming out with their own energy saving vehicles.



What should you look for when car shopping, and which gas efficient vehicle model should you select?



First, you need to consider how many passengers the car will have. Secondly, how much are you willing shell out? Most importantly, you need to decide on the miles per gallon (MPG) of the car, whether it is city MPG or highway MPG.



To give you an idea, here are some of the most efficient cars to date, based on their price range, and miles per gallon.



The Kia Forte has a price tag of $15,390. Its miles per gallon is 36 (highway), 26 (city). Next, the Hyundai Accent cost around $13,175 with city MPG of 27, and highway MPG of 36. Another excellent choice is the Ford Fusion Hybrid. It is a bit hefty, costing about $28,240, although style and mpg make up for the price. The Fusion Hybrid gets about 36 mpg on the Highway, and in the city it gest about 41.



If you have some money to spare, you can opt for Nissan Leaf which costs about $32,780. As a bonus you get $7,500 for the electric vehicle credit, thus, bringing the price down to $25, 2850. Both highway and city MPG is 99.



With the rate that the economy is going right now, driving one of these cars will reduce your visits to the gas station. Which will end up saving you a lot of cash.






Bio: Cash for cars Anyone? Pauline works in San Diego , and strives to make the world a more environmentally friendly place. She does this buy purchasing gas guzzling vehicles.

Friday, July 29, 2011

Today's Quick Tip




I always have fun looking for the $1.00 deals in the grocery flyers. A person can save alot of money by stocking up on those $1 items. Shop early though as sometimes they can be sold out if you wait too late in the week to pick them up.

The Smurfs Are Back



When the evil wizard Gargamel chases the tiny blue Smurfs out of their village, they tumble from their magical world and into ours -- in fact, smack dab in the middle of Central Park. Just three apples high and stuck in the Big Apple, the Smurfs must find a way to get back to their village before Gargamel tracks them down.

Get ready for some blue fun, when the Smurfs 2011 movie hits it's release date today.I remember these guys from the 80's and now they are making a comeback again for another generation to enjoy. It's Smurf fever!

We've found some “blue” products that are ideal for children and adults of all ages, and are perfect for any Smurf fan.

-ESI- shows off their scent-tested Jelly Belly cases for a variety of Smartphone devices and the iPod Touch .These cases are brightly colored blue and protect your phone from getting scratched and scuffed with TPU plastic, a highly durable substance that won’t rip or tear. They come in a Berry Blue and Blueberry-flavored case, among other great scents and colors.





-iLuv-offer a variety of headphones including the iEP205 BubbleGum2 earphones. They’re made of a flexible gel-like material, have a smooth surface and are expertly designed to fit any iPad, iPhone, or iPod. The iEP205 are available in bright blue,just like the Smurfs!

Thursday, July 28, 2011

Readers Digest $5 Blow Out Sale!! ( Canada) Sale Ends July 31




Super big blow out sale. You don't want to miss all the great deals on books, cds, dvds and more, but hurry because you will want the best selection and it ends July 31st!

Today's Winner!

Todays' giveaway:

http://www.oneincomedollar.com/2011/07/review-and-giveaway-madeline-chocolate.html

Our winner:
jentam777@gmail.com


Thank you to all who entered!
** Winner has 7 days to reply before a new winner is selected.

Welcoming Your Tips On Frugal Living

Dear Readers,
I am accepting any of your simple living,frugal tips and,or easy recipes to my site and can mention your name or blog as credit if you have something you would like to share with other readers.I welcome your emails-
oneincomedollar@yahoo.ca



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Tuesday, July 26, 2011

Today's Winner

Today's winner:
icantgetanysleep@hotmail.com
Winner wins:
http://www.oneincomedollar.com/2011/07/hot-summer-trends-and-summer-giveaway.html

** Winner has been contacted and has 7 days to reply before a new winner is selected.
Thank you to all who entered!

Monday, July 25, 2011

What is Geo Thermal Heating and Cooling-Plus An Enter to Win A Kill A Watt Meter




Geothermal heating and cooling is 4 times as efficient, costs less to operate, and is smart investment.Plus if your paying too much you think for your cooling bills and worried about those upcoming Fall and Winter energy bills, you may just wants to start learning more about the geothermal cost of things.Plus learn how to get a geothermal tax credit at the same time. We pay too much for our energy bills.. isn't it time to start looking for some alternate ways of saving?

P.S -I also found a giveaway at this same site for a Kill A Watt Meter.

Today's Winner

dakotagirl6AThotmailDOTcom
Wins:
http://www.oneincomedollar.com/2011/07/review-and-giveaway-us-only-glee-gum.html


*** Winner has been contacted and has 7 days to reply before a new winner is selected.
Thank you to all who entered.

Christmas in July Giveaway Hop




It's here! The Christmas in July Giveaway Hop!
The One Income Dollar is giving away 3 copies of their book: "Stretching the One Income Dollar"- a book I wrote on living on less as well as tips from others who do the same.

-Christmas in July Giveaway Hop is brought to you by Just Married with Coupons, Matter of Cents and Matter of Cents.
-The Giveaway Hop will take place July 25-31.

Our prizes will be draw by Random.org on August 1,2011 from all Canadian and US entries recieved.



Please leave your first name and email in the comment section. Limit one entry per person.







Saturday, July 23, 2011

Book Review: Living Well in a Down Economy (For Dummies Series)



Get smart about spending and saving -- and ride out a recession!

I love reading thrifty books- and have found another to add to my collection. This book is from the For Dummies series, called: "Living Well in a Down Economy".I really enjoyed this purse sized book that teaches you how to make the most out of the money you make. You'll find ways to cut your grocery and utility bills as well as your housing costs.This book will will give you all sorts of tips on being more careful with your money while at the same time, not changing your quality of life.

Includes:

•125 tips for making changes in your life that allow you to continue to live well
•Ways to stand out on paper and in an interview when looking for a job
•Tips on managing debt -- from working with credit counselors and consolidating your debts to boosting your income
•Smart solutions for weathering financial emergencies, from bankruptcy to foreclosure

This book was written by Tracy L. Barr, who has authored or coauthored several books, including Adoption For Dummies, Cast-Iron Cooking For Dummies, and Latin For Dummies.

Friday, July 22, 2011

Ooops- Made a Mistake

I accidentally posted today, the
Christmas in July Giveaway Hop, which doesn't start till July 25th- sorry everyone, I have pulled the post till then. If you had entered this giveaway,( I think there were two entries), please re enter on the 25th. Sorry for any inconvenience.


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Yves Rocher Savings Up to 70% Off ( Canada )



Clearance Sale
- Up to 70% off! Final weekend. Offer valid until July 24, 2011, while quantities last.(Canada)

Outsmart Waste! Terracycle Review




TerraCycle provides free waste collection programs for hard to recycle materials.They then turn the waste into affordable green products.




TerraCycle upcycles and recycles traditionally non-recycable waste (including drink pouches, chip bags, tooth brushes and many more) into a large variety of consumer products. These products keep waste out of our landfills and contribute to a cleaner world. TerraCycle products are available at a wide range of major retailers from Wal*Mart to Target as well as online.

TerraCycle is offering 300 BONUS POINTS this summer just for sending in your waste!Learn about their program by visiting their web site.

Your Picks. Your Place. Sweepstakes (US only)




Is your place in need of a style update? Enter Apartment Guide’s Your Picks. Your Place. Sweepstakes for a chance to win $10,000 to redo your place to fit your personal design style. From now until August 10, visit YourPicksYourPlace.com to vote for your preferred room design showcasing furniture and home décor items selected by featured bloggers. The site will feature four different room designs every two weeks. By voting, you’ll be entered for a chance to win a $10,000 grand prize or one of eight $250 weekly prizes to go towards your own selections for your home.


NO PURCHASE NECESSARY. Sweepstakes ends at 9:00 PM on 8/10/11, subject to the Entry Periods outline in the Official Rules. Must be a legal resident of the U.S. in the 50 states or Washington, D.C. and 18 years of age or older. Void where prohibited. Winners will be announced on this site after each round. You can vote one time per day from now until August 10, 2011, and each vote will be counted as individual entries. Sweepstakes subject to full Official Rules available at www.yourpicksyourplace.com.

July Is Family Reunion Month



It is really no surprise that July just happens to be Family Reunion Month, after all who wants to try to gather the entire family indoors in the middle of January. July offers a plethora of outdoor activities, from cookouts to theme parks, which are fun for the whole family. Additionally, since extended families are so spread out these days, the month of July offers safer traveling conditions. Another bonus to celebrating the family in the summertime is not having to worry about the kids missing school. So, before the month is out gather up the family and celebrate one another, because July is a great time to do it.

Our friends below also can help you with your family reunion:


-My Heritage-Specifically for family reunions, MyHeritage.com suggests (and provides the place to):

· Coordinate your family reunion planning all in one place

· Poll your family for a family reunion idea or family reunion theme

· Agree on a family reunion location or family reunion vacation spot

· Generate ideas for a family reunion game or family reunion activity

· Distribute your family reunion letter or family reunion invitation


-Virginia Beach-a great place to have your next family reunion. It's a place where everyone will experience a memorable vacation with exciting outdoor adventure perfect for both adults and children.

Thursday, July 21, 2011

How To Get A Bargain On A Used Car



Shopping for a car should be a fun and enjoyable experience. Getting a bargain on that used car will make it even that more rewarding. If you know exactly what you are talking about then there should be no reason to not get a great deal on a used car if you are patient. Taking your time and evaluating all of the different makes and models available will give you the best chance of pulling off a bargain. Regardless of whether you are shopping for a used BMW 3 series or a Hyundai Accent, there are a few things that you can do to put yourself in a good position. If you fail to consider everything when in the market for that car you may walk away feeling like you spend too much, or just didn’t do well regarding the terms of the deal.



The first thing that you need to do in order to get a bargain is know your numbers. It is very important that you know how much the car that you are looking at is worth considering the shape that it’s in. If you know exactly what the car is worth you will know what to offer in order to get a bargain. How do you do this? By looking at the “comps,” or competitive offerings and seeing what the going price is. Make sure you consider how many miles the car has, the options that are in it as well as the year and condition of the body and interior. If you see a make and model that interests you with low miles and a body that is in good shape you can research it on the internet too. By researching online you will be able to come up with a dollar number on how much the car is worth. The Kelley Blue Book website is a great resource for used car buyers, as is AutoTrader. Another great but lesser-known website to visit is the Used Car Classifieds at the Internet Auto Guide. After visiting, within a few clicks you will be able to plug in the facts about the car you’re interested in on any of these sites and get the value of it. Once you know the value you are prepared to offer a price that would make the car a bargain in your mind.



The next thing that you will need to do in order to get a bargain on a used car is be ready to walk away from the deal. If you are not getting the car on your terms it is not a bargain. You cannot be afraid to call the deal off if the seller gets too greedy. The thing to remember is that with used cars there is usually a good bit of inventory, especially if you’re looking for a very popular car such as a 2005 Honda Civic. You should be able to find more than one in the price range that you need. It may just take a little more work an patience on your part. That said, even after you walk away from a deal that does not mean that it is dead. In fact, after walking away you are likely to get a phone call from the seller with a better offer. If you like the new offer that you hear after walking away you can continue negotiations. If you do not like it then you can just tell them that you are not interested. At this point you would be better off letting them know what the most you would pay for the car is. In the future they will call you if they need to sell it for that number.



The last thing you need to do in order to get a bargain on a used car is to start by offering a very low price. By offering a low price you are leaving yourself a lot of wiggle room to negotiate. Don’t lowball to the point of insulting, but do check out the car and list all the negatives/broken/worn items that you can think of and only THEN start talking price. You will ease them into selling for a lower price this way without getting them defensive. Don’t do it the other way around. If you know that the car that you want should cost around $10,000 then it might be a good idea for you to offer something like $7500. Tell them you’ve seen one around this price. There is a chance that the person selling the car will accept but they will most likely want to get more money out of you. Since you know that the car is worth $10,000 you know that you have a couple thousand dollars to go up in your negotiations. The key, however, is to try and get it for below that $10,000 mark so that you get a bargain. The only way that this is going to happen is if you start low enough.



Looking to buy new instead of used? Research everything you need including MSRP and invoicing pricing HERE. Internet Auto Guide is not so well known but just as good a stop for the car shopper as the other big names.


Guest post by: Edward Pacheco

Win The Ultimate Travel Giveaway ( Canada)

They've now reached over 1 million newsletter subscribers.

To celebrate they're giving away an awesome travel giveaway, a $2,000 travel voucher!

It's free to enter and only takes 30 seconds so head on over and be in to win!

daily deals

Wednesday, July 20, 2011

Review: Babyliss Pro Diamond Titanium Ultra Flat Iron 1"



My daughter Erika loves straightening her hair,and she feels like "yuck" if she doesn't. Erika is 19. She happily reviewed the Babybliss Pro Diamond Titanium Ultra Flat Iron 1" from Flat Iron Experts. They have a huge collection of the best flat irons and other hair styling products.

We both wowed at the looks of it-pure white with the handle covered in a nice collection of dazzling Swarovski Crystals.The straightener itself glided through her hair and kept a consistant temperature.Buying a quality flat iron sure makes a difference that buying one from your local big box store. With a temperature that reaches up to 450 degrees, this flat iron will straighten your hair quite nicely.

Don't Miss The Best Deals (Canada)



Don't Miss the Best Deals in travel, entertainment and even local misc. deals.
I subscribe as I think they have alot of great offers! If your planning on travelling or even taking in local entertainment this summer, you'll want to be signed up to get their newsletter.

Sign up to Travelzoo and start getting the best deals on the Internet - FREE!



A Little Goes A Long Way

The phrase “Going Green” is becoming increasingly popular, and for a good reason too. It should be important to everyone to consider living more environmentally aware, especially if we plan on mother earth being here for generations to come. As with most things, there are various levels of commitment when it comes to living green. You don’t really have to do much to consider yourself eco friendly, for example if you recycle then you are already on your way to being environmentally conscious. What many people do not realize is that a little bit goes a long way, so when trying to live green remember that doing a little is always better than doing nothing.

Please visit our friends who also feel "green living" is a great way to be:

- Cascades’ e-boutique-For the past six months, the Cascades’ e-boutique has been offering eco enthusiasts and trendy décor fans eco friendly products that deliver appealing design and environmental friendliness. Green by nature, all products available at the Cascades’ e-boutique fully represent the company’s fundamental values of providing affordable, sustainable products to consumers.

-Calmspace-a discreet, convenient & portable fragrance made of 100% natural therapeutic organic oils. The physician approved formula is proven to manage the anxiety of claustrophobic reactions. Unlike some treatments that involve synthetic ingredients and strong medicines, calmspace focuses on using all-natural oils to create a calming effect on the mind and body.
Calmspace is easy to use. Remove the cap, place the scent under the nose & breathe deeply. Since the container is about the size of a tube of lip-balm, it can easily be incorporated into anyone’s lifestyle or routine.

-Green Earth Technologies- producing "green" environmentally safer consumer packaged goods and products.They carry products for the home that make it more eco-friendly.

Tuesday, July 19, 2011

Hot Summer Trends and a Summer Giveaway( Canada Only)



No doubt about it, it is hot out there, which means it is time for the beach, watermelon, cookouts, Summer recipes and other fun filled summer time activities. It seems some of the hottest trends in the summer months are ways to beat the heat. Some people head to the beach while others remain poolside. The kids may enjoy a water balloon fight or running through the sprinkler to stay cool and have some fun. Yet others enjoy the cool thrills of a local water park. Regardless of how you are staying cool you still need to dry off.

Starting July 15th all you’ll have to do is find a special code inside specially marked packs of General Mills cereals, go online to lifemadedelicious.ca/freetowel and enter it, then pick which towel you’d like! This way you can enjoy your favorite summer trends and look good while doing them. After all, you can never have enough beach towels.

Disclosure: I am part of the Life Made Delicious Blogger program and I receive special perks as part of my affiliation with this group. The opinions on this blog are my own.”


General Mills would love to give away a Life Made Delicious Summertime basket that will include three, 60” x 30”, limited edition towels ($50+ value)!
This giveaway is open to Canada only. A random draw will be held by Random.org on July 26, 2011 from all entries recieved.

To Enter:

Please leave us your email address in the comments.

Extra Entries:

Stumble one of my posts and tell me which one you Stumbled
Follow me in Google Friend
Sign up as an email subscriber
Tweet this Giveaway
Add me to your Blog Roll
Grab my button


Good luck to all!

Have You Heard About Card Swap?



A gift card would seem to be the perfect gift. The person receiving the gift may go buy whatever they like, but at a specific stored picked by the giver. This all seems like a good idea, however many gift cards go unclaimed, which means the stores are winning and we as buyers are losing out. All our friends or family end up with is a plastic card, and where is the fun in that?

There are a few problems with gift card, which make them less than the perfect gift. For one, if the giver does not know the stores the receiver shops, than the receiver may end up with a gift card to a store they never shop at. Second, these tiny plastic cards can become lost or hidden in the back of ones wallet. Finally, the receiver always ends up paying more than the card is worth, which makes it less of gift and more of an expense.

However, as long as these trendy little cards are around people will be giving them as gifts, but luckily there is a solution to using any unwanted gift cards. There is now a pretty nifty website called Card Swap that allows you to buy, sell and trade gift cards.

This site pretty much does it all when it comes to gift cards. I’m impressed with the site and the convenience it provides. Not only does it allow you to purchase gift cards, to stores you want to shop at, but it allows you to purchase those cards at a discount. Additionally, this site allows you to trade in any unwanted gift cards for cash. So, if you have any gift cards to stores you will not be shopping at you can get 90% of the cash value back. This means gifts no longer go to waste, and you will not be forced to spend more at the store when your purchase total is higher than that of the gift card. The site also offers other features, such as the option to donate unwanted gift cards to charity. I will definitely be using this site in the future for both buying and selling gift cards.

Today's Winner!

Today's giveaway:
http://www.oneincomedollar.com/2011/07/canada-downs-close-to-2-million-double.html
Who won?
pamfreecycle at gmail dot com

**Winner has been contacted and has 7 days to reply before a new winner is selected.
Thank you to all who entered.

A Wicked Storm









We had a wicked storm here last night. We were woken up around 4:30 am to about half an hour or more of sheet lightening that just went on and on. Terrible blowing rain as well that we could barely see out our window. I was happy there was no damage to our property and that my computer, was still working this morning, although we had no power for quite a few hours.In all my years and Gerry's, we had never seen a storm so bad.

Sharing some photos he took this morning when he took a drive around the neighbourhood.

Monday, July 18, 2011

Another Day of Renos








Today Gerry removed the older patio/garden doors from Erika's room and replaced them with a window and a wall. The reason for doing this was because the garden doors no longer sealed.In the winter time, they causes heat to escape. Cost of the replacement window was $300 plus drywall. Labour is free as Gerry does his own work. Siding for that outside wall, he had saved from 8 years back from another project. Savings of $80

Official Book Launch-Ladies- Your Gonna Want This Book!



Today only, you can receive a staggering amount of
freebies within minutes... — hundreds of dollars'
worth of F-R-E-E gifts — if you do just ONE
thing today! In honor of the summer season, we
are all celebrating the official launch of Sally
Shield's new and highly acclaimed book, Is She
Naturally Thin, or Disciplined? Insider Secrets
of the Sexy and Slim!
http://www.sallyshields.com/thinbooklaunch/



Today, TUESDAY July 19th, we have a personal goal
to help Sally reach the #1 position on Amazon
and we really need your help. And, for helping,
we’re going to reward you in a big, no make that
HUGE way!


This offer requires the tiniest investment, but
will bring you a return beyond belief: for only
$14.95 you can get a copy Is She Naturally Thin,
or Disciplined? ..and over 50 free gifts!!!!
Today, Sally is being joined by over 50
relationship advice experts and success coaches
from around the world to give you an exceptional
offer!


Go here to find out more about this promotion that
makes buying a copy of Is She Naturally Thin, or
Disciplined? really worthwhile TODAY, Tuesday,
July 19th! Get all of the details here:
http://www.sallyshields.com/thinbooklaunch/
Discover the secret advice and tips from real
women who have found a solution to their weight
issues at last …
"This book is NOT 'another one of those'; it's
radically different and inspiring. Seeing photos
of women sharing their stories elevated this from
another 'rah rah' book about dieting to one
showing that whether you're 20 or 70, healthy
weight loss and a healthy life are possible."
~Christa Allan, author



This is a one-time-offer... never to be repeated
again, available for the next 24 hours only.
So, grab this unique bundle of gifts and order Is
She Naturally Thin, or Disciplined? book right
now. At no other time can you get such value for
so little. This is a truly unique offer that's
valid for TODAY ONLY!

Today's Winner

Our giveaway today:
http://www.oneincomedollar.com/2011/07/review-and-giveway-pixie-mood.html

With today's winner being:
winlorna@gmail.com

*** Winner has been contacted and has 7 days to reply before a new winner is selected.
Thank you to all who entered!

Changing Your Life Up To Save Up




Almost every person that has taken a breath talks about how they don't make enough money or have a difficult time getting by, yet, it's also true that there are many ways that we can cut costs by making simple changes. Some of these changes are difficult to enact, especially if they're a luxury item that you've grown accustomed to viewing as a necessity. Through a little self-examination, you can slash your expenses and start to get your financial life in order. Who knows, with the money you save you might even want to invest in getting a degree with an online college at the University of Phoenix or other education programs.

Kicking The Habit:
It doesn't have to be smoking. A habit can be anything from eating out to curing your shopaholic tendencies. For example, many people buy an expensive premium coffee at their local coffee shop in the morning before they head out to work. These premium beverages cost somewhere between 2 to 6 dollars, and this expense up adds up over time into a huge financial loss. Instead of buying coffee each morning, try getting up a few minutes earlier and make it yourself. This is just an example, but it's these types of expenses that we rationalize in our daily lives and convince ourselves that we "deserve" them. Looking at your spending habits and cutting these costs is one of the quickest ways you can save. Who knows, you might even be able to pay a couple bills with the money you're saving.


Comparing Prices and Using Coupons:
People like to buy things on impulse. Much of the market encourages this behavior, but if you're like most Americans, after you've purchased an item, you quickly learn that the item you've bought isn't the wonder product that you thought it was. Taking a smarter and more responsible approach to your spending habits is an essential step in the saving process. Look at online product reviews to not only see what other people are saying, but find the best prices online. You can also find coupons and coupon codes online that will get you a discount towards the purchase if you really feel that you need the product.


Self-Analysis:
This is perhaps the best example of cutting spending habits and making your dollar stretch a little further each month. We often confuse "want" with "need." We do this in a myriad ways, such as the premium coffee example above. Most of our purchases, besides necessities and bills, are motivated out of a rationalization on the part of the consumer. We tell ourselves that we somehow deserve something or that we need it to get by. This is, at the very heart of the matter, a rationalization in and of itself. If you think you might be doing this in your daily life, before you head to the checkout lane or click that, "confirm purchase" button, ask yourself, do I need this to get by? You'd be surprised at how much you can get by without, and although you might not have the latest and greatest gadget or toy, you'll be much better off at the end of the month when you're balancing your checking account.

It's important that people start to view their finances more responsibly. The last decade has been difficult on the average consumer that has shown to have a severe addiction to credit debt. Investing in a cappuccino maker is not, under any circumstances, the same as investing in online degrees. Look at the way you're spending as see where you could be doing things differently. It may be difficult, and even personally painful at times, but it's a necessity nonetheless.

Sunday, July 17, 2011

Gluten Free Online Mall



I just found a great web site that carries a ton of gluten free products that are so reasonably priced.There are alot of catagories too- from baking ingrediants, snacks and cereals to pizzas, breads,vitamins and so much more.
I tried their Enjoy Life cookies on here as well as their Enjoy Life baking chips and just love this brand, but they have so many more.
If you please an order, please use my email as your referral: oneincomedollar@yahoo.ca

Renovating Again









Just wanted to share some pictures of our home once again.
What once was just a wall from the outside, is now going to become a door onto our back deck.On the inside there was a storage closet, where Gerry is standing in the picture.
We currently have unusable patio doors in Erika's room that used to get us out onto the deck. In a few days, Gerry will be getting rid of those as well and replacing the doors with a smaller window.
I had to get him to hang up a sheet of plastic on the inside as we were getting bugs in here and I HATE bugs in my house.

I'll keep you all updated with photos as we are doing some updating with the deck as well.

Saturday, July 16, 2011

Canada-Your Child's Face Could Be The New Face of Fruitsations



Details on their Facebook page.

Review and Giveaway: The Madeline Chocolate Company




We never like to pass an opportunity up to review chocolate in our house as who doesn't LOVE chocolate??

The Madeline Chocolate Company was established in 1949, and have dedicated themselves to perfecting the superior tasting and quality chocolates.They really have! Their chocolates are so smooth tasting.They use fine ingrediants to make their chocolates and the finished products are nicely presented- with most of their chocolates wrapped as well in a quality Italian foil.They sell everyday chocolates as well as chocolates for special occasions. It is REALLY hard to limit yourself to eating these when they taste soooo good. Trust me, they aren't your regular box store chocolates, but can be found in selected retailers as well as online.

Chocolate for the senses


Of course, once you bring home your chocolate, you can use all five senses to determine the quality – if this is a chocolate you’re going to buy again.
1.Savor the aroma
The moment the product is unwrapped, a strong chocolate fragrance will waft through the air to the delight of your sense of smell.
2.Hear the “snap”
Like the crack of a bat hitting a home run or a tennis racquet serving an ace, the chocolate should snap when you break it or bite into it. That’s the sound of a true high quality chocolate product.
3.Feel the texture ("Mouthfeel")
Chocolate melts at 97°F. Its melting point is so close to that of the human body, it begins to melt the moment you place it in your mouth. That velvety texture you enjoy is the result of the chocolate melting evenly, without any lumps or graininess.
4.Taste the full-bodied flavor
The rich, chocolatey flavor of gourmet chocolate cannot be duplicated. No wonder it has been referred to throughout history as “the food of the gods.” No wonder more chocoholics are born every day.
5.Enjoy the afterglow
Premium chocolate leaves a pleasant, mellow taste. Solid, hollow, combined with other flavors, it is a delicacy to be savored.





The Madeline Chocolate Company
would love to give away to one lucky reader from Canada or the USA,an assortment of their fine chocolates.A random draw held by Random.org will be made on July 28,2011 from all entries recieved.


To Enter:

Tell me if you prefer white,milk or dark chocolate the most.

Extra Entries:

Follow me in Google Friend
Sign up as an email subscriber
Tweet this Giveaway
Add me to your Blog Roll
Grab my button


Good luck to all!

Review and Giveaway: Enjoy Life Foods



Enjoy Life Foods has a purpose. That is, making good foods that keep people's insides happy,too,and our family are all now big fans of theirs.

Both Gerry and I suffer from food intolerances and troubles with digesting certain foods, for one reason or another.Now we don't believe we have actual food allergies but there are some things we eat that our tummies just don't like.So many of our foods have so many unknown ingrediants to us though, that is it any wonder?Their products are gluten free and made without 8 of the most common allergens- plus they taste great! We've almost gone through all of samples-especially their double chocolate chip and double chocolate crunch cookies.They do however carry a complete line of not only cookies though, but baking products, cereals, and so much more.I can't wait to try more of their products.




I came across Enjoy Life Foods after looking for a more healthier cookie to eat, and so glad I found Enjoy Like Foods. They can be found at local retailers or you can shop directly online for them.

A big thank you to Enjoy Life Foods for giving us this opportunity to review a superb product that we are happy to tell our readers about.

Enjoy Life Foods would love to give away to one of our lucky Canadian or US winners, 2 boxes of your favorite flavour of their Crunchy Cookies.
A random draw will be made on July 27, 2011 from all entries recieved, through Random.org.

To Enter:
Please tell me if you have tried Enjoy Life Foods before.

Extra Entries:
Like Enjoy Life Foods on Facebook
Follow them on Twitter
Follow me in Google Friend
Sign up as an email subscriber
Tweet this Giveaway

Good luck to all!

Friday, July 15, 2011

Astro Yogurt Recipe Lover Contest (Canada)



Astro is launching another great contest for all you recipe lovers!

Visit astro.ca today and check out the new "Make It Original" Contest!

Starting June 27th, 2011, you can pick an Astro recipe from the weekly options, and then "Make It Original" by adding or changing some of the ingredients.


Have a great idea for a recipe? You can also add a totally new recipe if you like.
ENTER NOW for your chance to WIN one of the great weekly prizes

Makeover Frozen Grasshopper Torte-Perfect For Summer




Makeover Frozen Grasshopper Torte


2 Cups chocolate wafer crumbs
3 Tbsp butter, melted
1 pint reduced fat vanilla ice cream, softened
1 jar (7oz) marshmallow crème
¼ cup fat-free milk
½ tsp peppermint extract
3 to 4 drops food coloring, optional
1 carton (8 oz) frozen whipped topping, thawed


In a small bowl, combine wafer crumbs and butter. Set aside 2 Tbsp for garnish; press remaining crumb mixture onto the bottom of a 9 inch spring form pan. Chill for 30 minutes. Spread ice cream over crust; freeze.


Meanwhile, in a small bowl, combine the marshmallow crème and milk; stir until well blended. Add extract and food coloring if desired. Fold in whipped topping. Spoon over ice cream and sprinkle with reserved crumbs. Freeze until firm.


There’s nothing like a good frozen treat for dessert on a hot summer night. The one thing we can all do without? All the fat and calories that hand in hand with those decadent treats. Just in time for summer, the Healthy Cooking Test Kitchen shares ice cream recipes you’ll never believe are “lightened up.”

Makeover Frozen Grasshopper Torte takes a classic refreshing combo of mint and chocolate and slashes almost half the calories and two-thirds the fat, but still tastes as good as the original.

Today's Winners

Today we had two winners for a pair of sandals each:
goddess.do.arte@gmail.com

Kims2312@verizon.net


http://www.oneincomedollar.com/2011/07/review-and-2-giveaways-sole-rebels.html

** Winners have been contacted by email and have 7 days to reply before a new winner is selected.
Thank you to all who entered.

Keeping the Heat Out Of the Kitchen This Summer




It is now the middle of July which means our air conditioners are running at full force. The last thing we want to do on a lazy, hot summer day is make the house hotter or have the AC work harder by using the stove or oven. Luckily, summer provides the perfect opportunity for cooking outdoors. The grill offers a great way to cook many of the foods we love, and leaves them tasting great. Another option is to forgo cooking all together and eat everything fresh. Summer provides us with some of the best fruits and vegetables that taste great raw. Eating fresh, chilled vegetables and fruits, such as tomatoes and watermelon, will not only save your house from the heat, but will also make yourself cool.


Our friends also share their sites that offer ways to keep the heat out of the kitchen:

-Taste of Home- Search their site for great recipes to keep the heat out of the kitchen- including grilling recipes and summer recipes.

Thursday, July 14, 2011

Netflix Raises Prices: Keep Your Cash With 8 Alternative Options




Attention streaming movie marathoners: There are major changes coming your way. This month Netflix announced they'll be increasing their plan pricing. The trend of rising prices for streaming content is a growing one. Cell phone providers like Verizon, AT&T and T-Mobile are all planning to eliminate unlimited data plans in favor of tiered pricing. With experts predicting most cell phone users won't be hit by the changes for a few years, Netflix is taking most of the heat.

The Netflix Changes
Here are the basics of the Netflix changes. Instead of having DVD rentals and streaming movies priced together, each portion will be priced as a separate plan. For most users, this will increase the monthly bill by $6-10. Price changes will take effect September 1.

Customer Backlash
Understandably, cash-strapped consumers are not thrilled about price increases. The official blog post announcing Netflix's changes has generated more than 12,000 comments. Most appear to be current subscribers pledging to cancel their subscription.

More Than the Price
On the surface, $6 doesn't seem like an outrageous amount, but customers are hurt about more than the money. Many who've been with Netflix from the start feel their loyalty has been betrayed. Disgruntled loyalists would like prices to stay as they are for current subscribers with increased rates only for new subscribers.

Not Enough Bang for the Buck
Another customer gripe is that the product doesn't justify the higher price. Subscribers have complained the streaming movie selection is lacking. They contend new material is not added often enough and many times the streaming video quality is poor.

Switching to the Competition
The price increases by Netflix are encouraging many users to give the competition a try. Redbox is one of the most popular alternatives, with $1 rentals and locations in just about every neighborhood. Amazon Instant Video is another popular choice. Streaming new releases are typically $3.99 to rent for a 48 hour period.

Price Increase Reasoning
Even though Netflix subscribers are in an uproar, the company isn't entirely to blame. When Netflix started their streaming service, studios who own the movies didn't realize the potential for profits. With the surge in streaming media popularity, studios want to charge a premium for their content. One expert has predicted Netflix's content licensing costs will increase from $180 million in 2010 to $1.98 billion in 2012.

If you don't want to pay these increased costs, here are a few alternatives to help you keep your cash.

DVD Exchange With Friends
Do you have a shelf full of DVDs you just can't bring yourself to watch again? Get a few friends or co-workers in on a movie exchange. Trade movies one for one and trade back when you're all done watching.

Rent From the Library
With the demise of local video rental stores, finding releases from a few years back is growing increasingly difficult. Renting movies from the library can help you track down many titles not available from Redbox. Even better, the rentals are free!

Discount Gift Cards
Going to see a movie in the theatre isn't exactly a steal, but there are some ways around high prices. Popular cinemas like AMC and Regal both have more than 100 discounted gift cards available at GiftCardGranny.com.

Matinee Movies
If you work a 9-5, matinee movies may be out of your reach, but they make for another way to beat high prices. Tickets cost much less and you don't have to deal with the massive crowds you find in the evening.

Neighborhood Movie Night
Consider going in with a group of neighbors and investing in a backyard movie set-up. Hopefully, someone already has a projector they're willing to share. All you need then is a screen. Inflatable, outdoor projection screens can easily be found online for less than $200. This tip might not save a ton of money, but it can help a whole group of people stop paying their money to Netflix.

Free Screenings
Plenty of filmmakers just want their movie to get seen. College campuses are great resources for finding free screenings. Many towns also offer free showings of classic films at parks throughout the summer. A local paper is a good way to find out if there are any offerings in your area.

Get Outside
The natural world was here before streaming Netflix and it will certainly be here long after. Take the money you'd spend on movies and invest it in a national parks pass. The cost is only $80 for one year and it gets you and anyone in the car with you into more than 2,000 sites across the country.

Dial Into Daily Movie Deals
Deal of the day sites like Groupon and LivingSocial occasionally offer discounted movie theater tickets for as little as $2 per person. That's a pretty cheap movie night outing and well worth the price. Just make sure to skip the popcorn and candy -your wallet and waist will thank you.

American Payday Loan Law Awareness



For those living on limited income and/or trying to raise a family from paycheck to paycheck, credit options are few and far between. Credit with reasonable APR requires good credit history, and good credit history only exists as a result of fulfilled credit repayment. It's a cycle that most working class families can't get out of, and the options available to them are not only limited, they're risky. High interest loans like payday advances and title loans can assist such families, but on the whole they're incredibly interest-laden, sometimes as high as 450% APR.

But the laws regarding high interest loans vary from state to state. For example the car title loans California lenders offer come with stipulations that are drastically different from the ones lenders in New Jersey or Texas can offer. There are four distinct ways states have chosen to go about handling payday loans and other high interest advances. One is to do nothing or close to nothing to regulating such loans. Another option is to ban such loans outright. Yet the majority of states have chosen to either regulate the APR or the amount that can be lent out at any given time.

New Jersey law, for example, states that lenders can't give out loans in excess of $2500 at any one time if it falls under the high interest category. As of 2011, Maryland has completely banned title loans. States such as New York, Washington, Tennessee, and Georgia have APR limits in place on payday and title loans. Yet 18 states, including Maine, North Carolina, Mississippi, and Alabama, all have no laws regarding the limit of interest rates or loan amounts that payday lenders can provide borrowers.

States that require APR limits vary in that limit. Some have conservative APR limits close to most extreme credit card interest rates such as 25%, which essentially makes the payday loan business in that state a non-profitable business. Others, however, such as Tennessee, have "limits" in the 450% range. It's important that those who ever consider taking out a title loan or other high interest credit line make sure they understand the extent of these "limits" in their respective states.

Lines of credit are incredibly limited when your income is limited. It's the way it should be, to some extent, since borrowers should always have an easy and/or anticipated way to pay their loans off in full. But when a line of credit is necessary, for whatever reason, many turn to high interest loans. Those that do must be aware of the laws in their individual state. Otherwise they could end up paying a crippling price.

Today's Winner

Today's draw:
http://www.oneincomedollar.com/2011/06/review-and-giveaway-spenco-footwear-for.html
won by:
nineteen19@blackfoot.net

**Winner has been contacted and has 7 days to reply before a new winner is selected.
Thank you to all who entered!

Wednesday, July 13, 2011

Today's Quick Tip




Cooking potatoes for potato salad? Do you find they always turn black in spots once you let them cool? Want them to look nice and bright white?


Drain the water after they cook. Add some cool water to them with a tblsp or two full of vinegar to the water.Let sit less than 5 minutes and drain again. This will prevent them from getting those grey and black spots.

Tuesday, July 12, 2011

Blogger Problem- Can Anyone Help?

I'm having a Blogger problem and was wondering if anyone who uses Blogger can help. I used to be able to see the scissors for editing in the side bar but now they have disappeared.Now I can't make the adjustments I need to . Any ideas on how to get them back?
Monique
oneincomedollar@yahoo.ca

Review and Giveaway ( US Only): Glee Gum




I will say, I like chewing gum,but over the years had had to stop chewing it because companies started adding aspartame and such to it.I'm not a fan of anything with aspartame in it,because of the way my stomache relates to it and all the negative I read about it.

I tried regular bubble gum but was having problems because of the high fructose corn syrup in alot of them.

If your having similar problems or feel the way I do, you may want to try a gum called Glee Gum.Glee Gum not only tastes good but it's clean chewing, so that means:
-all natural ingrediants- no artificial colors,flavors or preservatives.No aspartame and no high glucose corn syrups either!
It's made the old fashioned way and made in the USA!

The only thing I had wished for was a longer lasting flavour but I really loved their gum and found the bubble gum to be my favorite.

They also make a sugar free type that is sweetened with 100% xylitol.

So to wrap it all up in their words:

Glee Gum is all-natural, gluten-free chewing gum with no artificial coloring, flavoring, sweeteners nor preservatives. Glee Gum is the only gum in North America made the old-fashioned way, with chicle! Chicle is a natural tree sap harvested sustainably from the rainforests of Central America. Once all chewing gum was made with chicle, but today most gum is made entirely from synthetic stuff. Not Glee Gum! Glee Gum uses chicle because it is an eco-friendly way to help conserve the rainforest. Chicle is also what gives the gum such great, long-lasting chewing texture! Glee Gum is a “green” gum right down to the packaging, which is made from biodegradable, recycled cardboard. So chew with Glee, naturally!

Glee Gum would love for one of our readers the opportunity to try their gum too and have offered a Mini Glee Variety pack (21 4-piece) & a coupon to 1 winner from the USA.
A random draw will be made by Random.org on July 25,2011 from all entries recieved.

To Enter:

Follow them on Facebook OR Twitter

Extra Entries:

Add my button to your blog roll
Follow me on Twitter:oneincome
Tweet this giveaway
Add this giveaway to your Linky
Grab my site button
Follow as a Google Friend
Follow as an email subscriber


Good Luck to All!

Monday, July 11, 2011

Pay Your Electric Bill And Recieve Rewards



As a step to both reduce our carbon footprints and to save money around the house, many people are choosing to turn their thermostats down during the winter and up during the summer. There's no doubt that reducing the use of utilities can increase the money left over in your pocket at the end of each month, but very few people actually think that just paying their utilities can provide perks aside from keeping their home comfortable and water running.

Energy Plus Company is one company creating new initiatives to help people not only reduce their energy consumption, but to reward them for doing so. By signing up with the company and making sure to pay their bills on-time, customers can receive numerous perks including:
• Airline Miles
• Hotel Points
• Cash Back
• Education Savings

What's great about this initiative provided by Energy Plus is that there is no catch. The prices for energy are competitive, and users choose to receive whichever incentive they desire and earn them simply by doing something that they already do each month - pay their electric bill.

As part of a growing movement to create more efficient homes, Energy Plus, in addition to several other energy companies, offer free energy audit services as well. A homeowner can have an energy audit performed on their home to ensure that it is as energy efficient as possible. Prior to having an energy audit down, however, there are a few inexpensive tasks homeowners can do to better their home's efficiency. A few include:

• Weather stripping windows and doors
• Caulking both outdoors and indoors
• Replace traditional light bulbs with fluorescent bulbs

In addition to providing energy audits to reduce carbon footprints, Energy Plus also supports the development of wind energy technologies - which is one of the cleanest energy forms available. Customers can sign up for an additional program, which does cost a few cents extra, to not only support wind energy, but to also have their homes benefit from it as well.

Currently, Energy Plus only offers service in the U.S. However, due to the growing popularity, those interested can expect the company to broaden its service range in the United States, and possible expand to Canada. The company currently does most of its business in the New England region of the U.S.

8 Easy Strategies to Organize Your Kitchen





In just about every home, the kitchen is the room that receives the most traffic. With more traffic, comes more mess; the larger family, the larger the mess! Thus, one struggle that many families battle with is keeping the kitchen clean and organized. Keeping the busiest room in the house in order is not as tough as you think. Some strategies will take a little more time than others to complete, but the reward of a freshly tidied kitchen will be well worth the effort. Additionally, you can earn some money with a little extra work!


Bring organization to your kitchen cabinets with the following eight steps!

1. To streamline your kitchen activity, put dishes and other items in cabinets close to where they will be used. For example, cups should go by the refrigerator or sink and baking sheets near the oven. This sounds simple, but the idea does evade some people’s minds. The advantage of this strategy is lowering the amount of effort it takes to accomplish a task and decreasing work times when cooking and preparing meals.


2. On a related note, if you have children who are able to help themselves to food and drinks, but are not old enough to use adult size dinnerware and flatware, put their special dishes in an area within their reach. This will allow them to be able to fix their own snacks and complete simple tasks without your assistance. This is a good way to teach them about personal responsibility!


3. Families often have dinnerware used every day and some only used for special occasions. It is wise to separate the special and everyday dinnerware and flatware. The special items can be placed in less accessible areas because of their less frequent use. On the other hand, the everyday items should be placed near their usage areas.


4. Kitchen items that are not used very often at all, like cookie cutters or specific-use appliances, can also be placed in spots that area less accessible. For example, cabinets or drawers above the refrigerator, below the stove, or the tops of shelves are great places for these items.

5. Try to free up as much space as possible. This will allow you to stay organized and remain clutter free. Go through your kitchen items and sort what you do need from what you do not. Obviously having 36 drinking cups is a bit too much. So, keep one set in addition to a couple of your family’s favorites. Also, decide what countertop appliances are absolute necessities. The toaster, blender, and coffeemaker are the dominant countertop appliances and nothing else in the kitchen replicates their function. Others, like a popcorn maker, quesadilla maker, or Panini press, may be unnecessary for your family and can be removed.

Unwanted dishes, flatware, and appliances that are still in good shape can be sold at garage sales or on Craigslist. Craigslist has a low learning curve and can be very efficient for getting rid of your unneeded items. You can price these items to sell quickly or to try to sell at their current value. You might think no one wants your items, but you will be surprised. Check what other items are going for in order to help find a correct price point. I found it works best to provide my cell phone number on the site because it is much easier to discuss the details over a phone call than an email.


6. All items in the pantry should be checked and reviewed every few months. Throw away all items that have expired long ago. Normally, items can still be eaten a little past their expiration date so make an effort to eat those items after their discovery. You can try to clear out your pantry by looking for recipes that use a few items that you have large quantities of. An easy goal that provides fast results is to require each family member to eat one or two items out of the pantry per week. In order to save money, make note of what was not eaten. This will alert you to what your family does not want to eat and what you can save from purchasing it in the future.


7. The kitchen countertops and table often end up as a go-to place to set all random mail, papers, and household objects. Keep these areas clean and clutter-free by having designated areas for certain objects. For example, new mail can be placed in a basket instead of strewn across the kitchen table.


8. For commonly used cleaning items, create one designated area to store all items. At my house, we used to have items in the laundry room and under the kitchen sink; this made it a hassle to try to find a required item. Instead, pick one area to store cleaning products so you always know where to easily find them. You can also create a utility caddy that has the basic items in one place: paper towels, rags, window, bathroom, and countertop cleaner, scrub brush, et cetera. With this strategy, you can tackle any messy situation and know that all your tools are within reach.



About the author: August Drilling works for CliqStudios.com, an online site for affordable kitchen cabinets, and loves advertising, marketing, entertainment, and a clean and organized life. Special thanks to Christaface for their photos.