Extra Chocolatey Banana Muffins

Sunday, January 31, 2010

Every now and again when a person finds a good recipe, you like to keep it, and even share...
this is one such recipe. Although it didn't make alot of muffins,that will be gone in no time- they are tasty!

Extra Chocolatey Banana Muffins( a Bakers Chocolate recipe)

1/3 cup vegetable oil
1/2 cup sugar
1 egg
1 cup mashed  over ripe bananas
1/2 pkg or less chipits-( I used cocoa in mine instead- 6 tblsp and 2 tblsp melted butter)
1 cup flour
1 tsp baking soda
1/2 tsp. salt
1/2 tsp cinnamon

In a mixing bowl, mix the oil, sugar and egg.Stir in bananas and the chipits.Combine in the flour, soda, salt and cinnamon- and mix to moisten.Spoon into 6 or mor muffin cups- recipe said 12 but I never got that many. Called for greased pan. I use paper cups.Bake at 350 for 20 minutes. Enjoy!

We have Winners! Today's Giveaway Winners....

Friday, January 29, 2010

Today's giveaway winners are:
who wins:

who wins:

Thank you for all your entries- and remember, you could be next!

Clean, Green, Sustainable Bamboo Clothing-Coupon Code

Thursday, January 28, 2010

Clean, Green, Sustainable Bamboo Clothing

Green Jack Natural Home

Sign up for their newsletter- plus go shopping and recieve 15% off all orders.
Use code word: BAMBOO
expiry on the coupon code of February 28th

Review/Giveaway of Organix

Organix is beauty-pure and simple!
My daughter and I recently had the opportunity to review their hair care products.The Coconut Milk leave in nourishing milk as well as the pomegranate gree tea anti frizz serum.
What we love about their hair care products the most is  that smell - and they have so many different products with all these great smells.

Organix products are available at Walmart Canada and other exceptional retailers worldwide.
Their products contain organic active ingrediants and are sulfate free and not tested on animals!
Be sure to check out their blog, where they have so many great hair ideas going on.

Organix would love to give a Coconut Milk Shampoo and Conditioner – in US or Canada- to one lucky reader! will make the draw from all entries recieved by Feb 7th,2010

To Enter:
Please tell me which would be your first fragrance of choice from their site of available shampoos and conditioners.( Please also include your email).

Extra Entries:( Listed separately)

-Follow me on Twitter

-Follow me on Google Friend

-Sign up for my email

-Add this contest to your site

-Grab my button

-Purchase my book: Stretching the One Income Dollar-as a ebook or print version

Good luck to everyone!

Today's Winners!

We have our 2 winners for today's giveaways: wins:

Winners have been contacted.
Thank you to all of your entries and keep entering- you could be next!

Review and Giveaway! The Perfect Formula Diet -book

Wednesday, January 27, 2010

What I like about The The Perfect Formula Diet is that it's really not a diet.It's a day to day approach of good, healthy eating. The rest,( you losing weight), is a bonus!
Author Janice Stanger tells you how to set yourself free from dieting.
I loved this book because I always love learning more about eating right- and I hate dieting! You'll love it too.
But don't take my word for it- read what others are saying as well.

We are giving one lucky reader from Canada or the USA, their own chance to read more on healthy eating and a healthy lifestyle.
We will make a random draw using, on Feb5th, 2010 from all entries recieved.

To Enter:

Let me know, are you currently dieting or just eating healthy? Or neither?
Please include your email address.

Extra Entries:

-Follow me on Twitter
-Follow me on Google Friend
-Sign up for my email
-Add this contest to your site
-Grab my button
-Purchase my book: Stretching the One Income Dollar-as a ebook or print version

Good luck to everyone!

We have a Winner!

Today's winner for our latest giveaway: Reli-On Blood Pressure Monitor

Comment# 4:

Shauna said...

I just signed up to follow you on Twitter!


Thanking you all for your entries- and please keep entering- you could be our next winner.

Review and Giveaway! Fresh Organics Inc.

Tuesday, January 26, 2010

I recently had the opportunity to review a few products of Fresh Organics:
I tried the Bubble Bath Petals, Lavender Vanilla -they were so nice.They were pieces of velvety smooth leaves and flowers that were soap like- I felt like a princess taking a bath- in flower petals.They slowly melted in the tub and turned into bubbles and then into a smooth milky bath.

My sister took the Organic Baby Travel Pack for her 2 year old. The products she said were so nice, and a perfect size for travelling, and in their own carry case.Nicely scented as well.

Please be sure to visit their Living Well blog-and sign up with  your email address to receive ongoing special offers throughout the year from them.

The fine folks at Fresh Organics would like to also offer one lucky reader from Canada or the USA the items pictured here for one of your to enjoy as well.

We will make a random draw from all entries recieved by Feb 6, 2010 through

To Enter:
Please leave your email address here for us.

Extra Entries:( please don't forget your email address!)

-Follow in Twitter
-Follow in Google Friend
-Sign up in email
-Grab my button for your site
-List my giveaway on your site
-Purchase our Stretching the One Income Dollar book -

Good luck to all!

Giveaway-Me and You Reusable Shopping Bag


It takes 1000 years for plastic bags to break down. When they do breaks down, toxic substances leach into the soil and enter the food chain

"At Me & You, we are an environmentally conscious company, designing and manufacturing reusable shopping bags with style and high quality materials.

The Me & You reusable shopping bags are fabulously exciting as we have added more pockets, making organizing a breeze. The fashionable premium style reusable shopping bags have our signature Me & You removable amulet made from recycled wood & paper inscribed with the words "Don't forget about Me & You" as a soulful reminder to bring your reusable shopping bag!

We challenge you to be creative in attaching this amulet, to your purse, keychain or backpack, where ever it can serve as a reminder that we can all make a difference in reducing plastic bags.

At Me & You, we can also custom design and manufacture a bag just for you with your own design or we can create the design for you. Me & You reusable shopping bags are full of style and quality."
The fine folks would love to give one of their bags away to one lucky winner from Canada or the USA. will draw for the lucky winner on Feb 5th, 2010 from all entries recieved.
To Enter:
Let me know if you are still using plastic bags or have you made the switch to completely using cloth bags?
(please add your email as well)
Extra Entries:( separate entries)
- Follow me on Google Follower
-Add this giveaway to your web site
-Follow me in email
-Add my button to your site
-Follow on Twitter
-Purchase my book as an ebook or the print version
Best of luck to all!

Frugal Meals and Cheap Groceries on One Website

Start saving money on groceries before you even enter the store with . At you can shop and compare local grocery store deals you might otherwise find in flyers scattered on your table.

Price-booking, or shopping by an item’s unit price, takes a lot of time and work, yet it’s one of the best ways to save money on groceries. has done this work for you and shows you which items are cheapest based on a five-star scale: 5 stars is excellent, 2.5 is average, and 0 means wait for a better deal.

You can search for ingredients on your grocery list, or look more broadly at what’s on sale and type in categories like “meat” or “produce.” Also, you can search by store, so if you’re a loyal to a certain store, you can see what their best sales currently are so you don't miss a chance to stock up.

The site also has a bonus feature that shows you what kinds of recipes you can make from the cheapest deals from your favorite store. It even calculates how much you’ll save on those recipes if you buy the recommended ingredients! Currently, all the recipes come from  where you can see the cooking instructions and reviews of the recipe.

The site is fairly new, so not every U.S. zip code or store is available yet, and the site does not currently include Canadian locations or stores. The founders are working to expand the site to include Canada and they also welcome emails to help them improve the site. If your favorite store isn’t included, just let them know so they can add it.

Review/Giveaway-Little Baby Luv Gift Box

Rub a Dub Baby Luv has great products for your baby!

Thoughtfully created by a Mother and Daughter Team!These products are not just for baby either- moms can use them as well and feel the nice softness that they offer, for their skin as well.
These moms give back too:
They are committed to helping children naturally and in a time of need. By delivering healthy products and donating proceeds from your purchase to various charities they can help together!


They offer so many great products guaranteed to feel good and smell good on baby's or mom's skin:

Gifts ~Lotions ~Whipped Creams ~Whipped Butters ~Massage Oil ~Balm ~Bath Washes

We give them the thumbs up!

They would also like to offer this same pack to one lucky reader in the USA or Canada. Draw will be made February 2, 2010 from

To Enter:
Please leave your email here:

For Extra Entries:
-Follow me on Twitter
-Follow me in email
-Follow me in Google Friends
-Purchase my ebook or print version of Stretching the One Income Dollar
-Grab my button on site

Best of luck to everyone!

We have Winners!

*** Winners of our Denise Austin book giveaway:

Thank you to all entrants!

Money Saving Tips With Internet Online Shopping

Monday, January 25, 2010

Learn great money saving tips with online shopping as they could really give you huge savings if you practice them well. Internet online shopping has been gathering popularity as you can easily sift through many online stores in the shortest time frame to get the best deal, at the click of a mouse button. With discount vouchers, discount codes or promotional codes, you can save even more when shopping online.

 5 Essential Money Saving Tips With Internet Online Shopping :

1. Always aim for the best deal and save more for the item(s) you desire. Do not immediately settle down with your purchase on the first online store that you come across. Scout through a few of them and make your price comparison to get the best deal. Lookout for sale items especially. Sale prices can be dramatically lower than the standard prices and help you to save big.

2. Always use coupons or discount voucher codes if you know where to check online. There are many websites out there that offer thousands of coupons to almost every online store. Typically you pay 20% more for an item for shipping fee, and if you are able to save that much with discount vouchers, you are essentially getting free shipping for your items. Every time you get to the last checkout page, just key in the promotional code into the little box will do.

3. Always keep an eye for online rebates given by retailers that can help to save a huge percentage on the selling price. Simple fill out a little form and cut out the UPC code. Use these rebates and save big.

 4. Always look out for sites or items that come with free shipping. As mentioned above, shipping fee is normally 20% more than the item price itself. Saving on your shipping can be tremendous if your item costs a lot.

5. Do not miss out those state retailers that do not charge sales tax for your items for your state. The money saving here could be significant too. With money saving tips above and if you have practiced them well, you can add up and see how much you have easily saved for yourself. The best part is, you don’t even have to walk into a store to save a bundle. Spend some time to search online and I am sure you can find more money saving offers and tips out there. Start saving and enjoy living debt free today!

About our Author:

“ Money Saving Tips With Internet Online Shopping ” is proudly contributed by Keith O, a money saving expert. Start saving and living debt free with money saving tips today!

We have a Winner!

Today's winner for the giveaway from Late July was comment # 6

Barginmom said...

You can find your button here:

Thanks to all entrants- and keep on entering all our giveaways- you could be next!

We have a Winner!

Sunday, January 24, 2010

We have a winner for our contest today:
Comment # 5

Cheryl F. {The Lucky Ladybug} said...

Subscribed by email


Cogratulations- you have been contacted by email.

Keep on entering everyone- you may be next!

How to Save Money on Gas, Food, and Home Remodeling

Saturday, January 23, 2010

During these tough economic times, people are searching high and low to find ways to save money on gas, food and even remodeling projects. Knowing where to look can not only save you time, but also a great deal of money.
Where to find the best priced gas:

 How to save money at the grocery store:

 Make a grocery list before you go shopping. Not only will you save time, but you won’t buy things that aren’t on the list.
Check out the weekly grocery store ads before you go shopping and stock up on items that can be stored. Canned goods, pasta and grains have long shelf lives and poultry and meat freeze well.
Don’t buy pre-cut, pre-bagged items.
 Buy ziplocks for a couple bucks and bag small portions of chips, veggies, fruit, etc.
Don’t waste money on pre-cubed, pre-pounded or pre-seasoned meats or poultry. While these can save you prep time in the kitchen, they cost quite a bit more than plain cut meat.
Look for family packs whenever possible, as the price per pound is much lower.
Coupons do count! A few dollars per week adds up to real savings over the course of a year. File all your coupons in a convenient place where you will remember to bring them to the grocery store.
 Follow the basic rule of shopping: If you won’t eat it, don’t buy it…even if it’s cheap!

Remodelling Tips:

Do a quick internet search for “discount kitchen sinks” and you’ll see just how much information is out there on finding discount sinks.
 Keep your eye out for liquidation centers or bargain building centers. Sometimes these are known only to contractors, but start asking and you might just find them.
 Check out a bargain building supply store. These often carry both new and used discounted sinks. These stores can even carry higher end items such as Blanco sinks and Danze faucets. Used sinks can save you a great amount of money, just be sure that you inspect it for any noticeable flaws.
 Talk to local contractors who may have contacts with local builders. They also might have a heads up when it comes to any pending sales on household building supplies such as discounted sinks, countertops, etc.
Keep your ears open for word about a going out of business sale or an auction of kitchen materials. You can probably find this information in the local classifieds for ads on auctions and end of business sales.

About our Author:

Johnathan enjoys freelance writing for business and finance publications. In his free time he loves to hike, read, and spend time along the coast.

Review-The Slanket

Friday, January 22, 2010

What is a Slanket?

"The Slanket is a gigantic fleece blanket with sleeves. A very soft to the touch, lightweight, but warm fleece blanket with large, loose sleeves designed so you don't feel like you're wearing the blanket, simply wrapped up in its wonder. The Slanket is designed to keep your entire body covered and cozy while you still retain the use of your hands. Simplistic and practical, its innovativeness opens up possibilities, but still can replace any normal blanket."

Gerry always wanted to try the Slanket...and after hearing that he was going to be able to review one, he was quite happy. When it arived, it had been a long day's work with some overtime.He was more than happy to slip it on and get comfy on the couch.It is so comfy he said- and so thick and warm.Hours later, he is snoring on the couch, still with his Slanket around him!

Slanket also not only comes in singles, but for children, for travel,and a Siamese for doubles!
The price is affordable and it comes in a wide range of colors and patterns.

We give Slanket- a thumbs up!

We have a Winner! Avery Product Giveaway

Thursday, January 21, 2010

Marybeth I. said...

misaacmom at gmail dot com

Winner of our Avery giveaway held today:

Thanks for all your entries!

Review and Giveaway! Spread Heads

Wednesday, January 20, 2010

Lucky us to recieve some cool products to review from Spread Heads! These are covers for over your toothpaste and your condiments that make for a whole lot of smiles and laughs when squeezing ! There is Toothpaste Oscar,Toothpaste Pete,Mustard Marvin and Ketchup Charlie.
Kids and adults alike will love them.
Be sure to go on their site and check out the demo video - learn why everyone is laughing it up with Spread Heads.

The great folks would like one lucky winner from Canada or the USA to win their own set of Spread Heads.
One lucky winner will be selected by Random. org from all entries recieved by February 2, 2010.

To enter: Visit their site and let me know which Spread Head is your favorite. Please leave me your email too.

Extra Entries:
- Follow me in Twitter
-Follow me by email
- Follow me in Google
-Add my button to your site
-Purchase my book in ebook or print version
-Add this giveaway to your site

Please list all entries separate... and as always- Good Luck!

Big Valentine's Day Giveaway! Feb.14th

Tuesday, January 19, 2010

Hi everyone!
As Valentine's Day is approaching next month, I wanted to try to round up some Valentine related giveaways for you all. So on Valentine's Day, from all entries recieved up till February 13th, I will be collecting email entries- all that is required is your email address but limited to one email address per household. Canada and USA prizes will be given away and a list of all the winners and their prizes will be posted on February 14th. Drawing will be held from all eligible entries drawn by
The prizes will all be a surprise up until the draw but will include various sponsers.
Good luck to all!

To Enter Valentine's Day Giveaway:
Post  your email in comments.

Review and Giveaway! Citra Clean

Monday, January 18, 2010

I recently had the chance to review Citra Clean- an eco-friendly multi-purpose cleaner for home or business .
I recieved a gallon with 2 empty spray bottles. Immediately I filled an empty spray bottle and went to work cleaning. I love to clean too- and this cleaner was nice because I loved the citrus scent! Cleaning should be enjoyable after all.It worked well and I was pleased.

Another great part to this cleaner was that it comes as a  concentrate:

A 20:1 dilution will do for most general cleaning application. For tougher jobs use a 10:1 dilution and give it more sitting time before wiping. Hold the mouse over a particular use and helpful tips to get those tough-to-remove stains out will be displayed.

Laundry Mildew, Calcium, Hardwater Carbon

Carpet Stains Glass Washing Machines Aircraft

Carpet Shampooer Windows, Mirrors, Glass Car Interiors

Gum on Carpets De-fogging Glass & Mirrors Ovens

Shop Floors and Walls Stainless Steel Upholstery

Bathroom and Shower Paint Oxidization/Overspray Degreaser

Sawmills Auto Body Shops R.V.'s

Jewellery Engine Degreaser Boats

Tires and Whitewalls Farms and Ranches Ships

Vinyl Tops Pressure Washers

Citra Clean ships worldwide too!

We give their cleaner a full thumbs up!

The fine folks at Citra Clean would like one lucky winner from Canada or the USA to also try their product!

A random draw will be held from all entries recieved by January 29, 2010- from

To Enter: Let me know where you would  use this cleaner the most? Please also leave your email.

Extra Entries: ( please enter entries separately)

-Follow me on Twitter
-Follow me as a Google Follower
-Follow me in Email
-Add your button to your site
-Add this giveaway to your site
-Purchase my book in ebook version or print: Stretching the One Income Dollar

Good Luck To All!

Review/Giveaway- Denise Austin's Daily Dozen Book

Sunday, January 17, 2010

From Denise Austin comes the perfect health book for anyone who wants to live better but just can't seem to find the time. Much more than just another exercise book, Denise's Daily Dozen covers a whole range of health and diet related concepts yet manages it all in a no-stress, time-conscious program of 12's. At it's core, this book contains the minimum daily requirements to keep the reader flexible, strong and trim. Organized simply into seven chapters, which equal the seven days of the week, it covers a full week in daily allotments. Each day will have it's own focus from Monday being "fat burning day" to Sunday's "recharge and rejuvenate."

Denise has created a total body program, including a 7-day balanced meal plan that includes healthy recipes, and a workout that encompasses 12 exercises done in 12 minutes each day. Everyone can take just 12 minutes, at whatever time of the day works for them, and turn it over to these simple and fun exercises. Cardio, toning, yoga and breathing exercises...they're all here but in a way the maximizes effect while minimizing time.
Check out Denise's web site!

We are giving away 5 copies- and you can be a US resident or a Canadian resident!

Random draws will be made on January 26th ,2010 from

To enter:
Please leave us a comment letting us know if you watch your weight or not. Leave your email address as well.

Extra Entries:( enter separately)
-Follow me on Twitter
-Follow me on Email
-Follow me in Google Follower
-Purchase my ebook or print book: "Stretching the One Income Dollar"
-Grab my button for your site

Good luck to all!

We have a Winner!

Today's winner of the reusable bag from Planet Forward:

suzie said...

I follow on google followers

Thank you to all entrants- and good luck with our next giveaway!

Review and Giveaway! Purity Cosmetics

Saturday, January 16, 2010

100% Pure recently sent me their chocolate syrup bubble bath- totally fat free of course-LOL.I love chocolate and the smell of chocolate so was quite excited to be able to try this product.Mmmmm it smelled so good and had great long lasting bubbles!
(And visit their Canadian site for all orders from Canada).

Delicious dark chocolate bubble bath made with antioxidant rich dark chocolate, skin hydrating honey, vitamins and other nutrients to pamper and nourish your skin. This truly, 100% Pure bubble bath does not contain any synthetic chemicals, artificial fragrances, chemical preservatives or anything else that is not 100% pure.

I also recieved their EUCALYPTUS

BATH BOMB-All Natural, 100% Vegan, Gluten free

Descend into what was once an ordinary bathtub, now the epitome of a deluxe spa experience. The refreshing eucalyptus aroma will enchant your senses and make the worries of the world fade away. It's time to relax with our extra-large eucalyptus bath bomb.

My last 2 days of bathing have been completely heaven! My baths made my skin soooo soft!

100% Pure offers a great line of so many beauty products- the smells are awesome. So if you are looking to pamper yourself - you really have to visit our new friends at 100% Pure!
We give them a full thumbs up!

100% Pure would love to offer one of our lucky readers from the US or Canada a chance to be pampered as well!

On January 24,2010, Random .org will make a selection for one lucky winner to win a Neopolitan Body Scrub Gift Set

To Enter: Leave a comment with your email

Extra Entries:( please do seperate entries for each)

-Sign up in Google Follower
-Sign up for our emails
-Sign up in Twitter
-Purchase our Stretching the One Income Dollar book in print or ebook version
-Grab our button and add to your site

Good luck to all!

Review and Giveaway! Enstrom's Almond Toffee

I have a sweet tooth. Actually, in this house, we ALL do. Therefore, I was quite excited today when my box of almond toffee arrived from Enstrom's.
We are all grabbing for our pieces of almond toffee like dogs over a juicy bone.Thank you Enstrom's!
The toffee had such a great taste. We liked the fact that it was not too sweet and had a nice dusting of ground almonds on the top, in the center and a great toffee taste. It didn't even get stuck in our teeth which was an added bonus!
Entsrom's offers other chocolates as well, including an assortment of Valentine's Day chocolates, sugar free items, and gourmet chocolates.
Great recipes found here:

We would definately give Enstrom's the thumbs up and wish them continued success with their business!

The great folks over at Enstrom's would like to offer one lucky reader from  the USA, their own box of almond toffee.
A random draw will be made from on Feb 1, 2010 from all entries recieved.

Please note on this product:

Manufactured in a facility that processes tree nuts, peanuts, eggs and wheat.

To enter:
Please leave a comment in the comment box if you are a dark chocolate or milk chocolate lover- and leave your email address.

Extra Entries:
-Join me on Twitter
-Join me as a Google Follower
-Sign up in email
-Grab my button for your site
-Purchase one of our books by ebook or print version: Stretching the One Income Dollar

Good luck to all!



I was recently the lucky reviewer for some great Tupperware products.I was really impressed.
Tupperware has sites in both Canada and in the USA.
I remember Tupperware from way back in the day- mom used to get invited to Tupperware parties and I would go along. It was always fun even back then to see all their products being passed around at the parties.And then mom got her order in and I used to think even then, as a young kid, they had great products.Fast forward some 30+ years and Tupperware is still going strong.They even have a great work from home opportunity.
I was amazed at their continued quality of their items as well as all the new products are are always being added to their product line.
Our family gives Tupperware brand- the full thumbs up!

Tupperware is one of the most trusted names in housewares. They offer the highest quality products, with the finest design features to meet your special needs. Whether it's getting a good, hot meal on the table at the end of a busy day, toting a nutritious lunch to work, or taking time to learn a new baking secret with your children — Tupperware makes it all possible.

They are offering some of their most popular products for sale online in the Tupperware(SM) Shop. They are backed with a warranty/guarantee and will be shipped promptly to any address in the U.S.or Canada. The full line of Tupperware products is always available from a local Tupperware Consultant. Don't know a Tupperware Consultant? Then click here to find one in your area. Or contact them and they'll help you find one.

Review-Community Coffee Company's Carnivale Cake coffee

Friday, January 15, 2010

Gerry  recently had the opportunity to sample the great tastes of Carnivale Cake coffee from the Community Coffee Company.He's the coffee drinker in the family.

It's been more than 90 years since Cap Saurage founded Community Coffee Company, but our mission has never changed – to share our passion for great coffee with our customers.

"This medium roasted Central American flavored coffee has a perfectly balanced blend of vanilla and cinnamon."

Sitting down with his cup of coffee he noticed the pleasant fragrance, rich full bodied taste, and no unpleasant after taste.

Feel free to shop online,see how you can earn for your child's school, with their Community Cash for Schools Program, read how they support our troops, and so much more. This company offers a whole lot more than just a great cup of coffee!

Coffee drinker Gerry gives this coffee the full thumbs up!


Review and Giveaway! Late July Organic Cookies

Our Late July organic cookies arrived the other day and I was quite excited to try them- especially since I can't eat alot of foods because of food allergies. I also love snacks- whether it be chips, cookies or what not but if I can find a healthy version, it's definately the kind I'd prefer to eat. Both for me and my family.
These mini cookies were a nice snacking treat- a small cookie-great for little kids and little hands.Each cookie was stamped with a variety of animals- which included some the world's most precious endangered animals.
The cookies are made with whole grains and calciums, have no artificial flavors, colors or preservatives. Nothing bad in these cookies!
Late July also donates 10% of all profits to the Jane Goodall Institute.
We give their cookies a thumbs up!
Drop by their online store too, where they have so much to offer.

Late July would like to offer one lucky reader 2 boxes of their own mini organic cookies- USA or Canadian residents.
We will hold a random draw on January 25th from all comments recieved. Draw will be made with the help of

To Enter: Please enter your email address here and let me know if you are more of a vanilla cookie lover or a chocolate cookie lover.

Extra Entries:( separate entries)
-Become a Google Friend
-Become a Twitter follower
-Become a Email Follower
-Add my button to your site
-Purchase my book in print of ebook version

Good luck to everyone!

We have a Winner!

Congratulations to today's winner for this giveaway:

Huguette E. said...

My dog Bailey is part Black lab from her mama and part golden retriever from her dad.

Save Money By Saving Your Change!

Thursday, January 14, 2010


Save money by saving your change can add up to thousands of dollars for your nest egg! That's right, by taking the change you have in your pockets, purse, vehicle or anywhere you keep change, can help you to start saving money. Think about it, you can start saving your change today and you are guaranteed if you continue to save your change every day, that you will save a significant amount of money over time.

You've been saying, that it's hard for you to save, and you just don't make enough money to be able to do this. Well, you can start slow by just taking that spare change you have laying around and putting it in a jar and just let it grow over time. It won't take long before your change jar starts growing and you now have money saved.

Imagine when you count the amount of change you've saved, after six months of dropping your change in your jar, you are astounded at how much money you have collected in just a short period of time. You can do it, just start saving your change today! Don't wait to save, it doesn't matter that you're starting out small by saving your change. It only matters that you just start saving!

These five tips should help you when you start saving your change:

1) Get yourself a jar to put your change in. Nothing fancy needed, the idea is get yourself a jar so you can start saving your change now!

2) Make it a goal to collect all your change and put it in a jar on a daily basis from either your purse, wallet, clothing, vehicle or any other place you may have your change.

3) Put your change jar in a special place in your home where it is not tempting for you or anyone else in your home to remove change from your savings jar.

4) Make it habit to keep all the change you receive when making purchases so you can place this change in your change jar.

5) Plan to count your change every six months and deposit your change into a special savings account at your bank. This will assist you in keeping track on how well you're saving money by saving your change!

You may think this idea of saving money by saving your change may not work. I'm here to tell you that it will! Over the years I have used this method to save money and it has worked very well for me. In fact, I have several change jars around my home that I always use for my change. I have been able to save lots of money by doing this. It is easy and I have trained myself just to drop my change in my jars, which helps me to continuing saving money on an ongoing basis. So, if I can do it, I know you can.

So, save money by saving your change today, so you can help yourself to improve your finances today and for your future.

About our Author:

Nocita Carter creates websites with tips on various subjects including personal finance tips for you

Review- Olive Green Goods for Modern Dogs....and Cats!

My dog Chloe is giving a big Bow Wow thank you to the great folks at Olive !
She recieved a box full of great things any dog and dog owner would love:
Olive offers eco friendly products and all kinds of products for your dog OR cat.It's a one stop pet centre.

Chloe loved their dog treats which are made from organic ingrediants: They have four great flavours for your dog:
-My Oh My Pizza Pie
-Nutty Nanners
-Happy Apple Snaps
-Little Berry Bites

Chloe also recieved their detergent free fur care that is gentle on your dog and on the earth.Chloe is smelling ever so nice now with Olive's Heaven Scent Fur Spritzer, the Bubble and Squeak Shampoo and flea free with their flea repelling soap.
Olive offers many one of a kind items and real cool products to pamper your dog with.

Doggie business owners can contact Olive's  wholesale dept. to grab some of these great products for their doggie boutique or home doggie business. A nice added touch to your doggie hair cutting business, or other pet related business you may have.
While your on their site, don't forget to sign up for their email for their E-news and other great offers.

Chloe is giving the great folks at Olive the paws up!

Review and Giveaway-Reli-On Blood Pressure Monitor

With Gerry suffering from high blood pressure,  we were very lucky to have recieved a blood pressure monitor for review. We bought 4 AA batteries for it right away- which it needed for the digital readings it gives. We can't thank Reli-On enough! It was something he really needed and didn't have.He said it was quick and easy to use and he loved the big display for numbers on it.
He also loved the fact that it had a memory and can be used for up to 2 people that may need to use it and record their blood pressure.

Accurate blood pressure and pulse rate readings are just a push button away – simply wrap the adjustable cuff around your arm and press START. In seconds, your blood pressure and pulse are alternatively displayed on the large digital panel.

Make sure to see their full line of great health products.

Gerry is giving this blood pressure machine and the company- a full thumbs up!

As well, ReliOn is giving one of these blood pressure monitors away to one lucky winner.
A random draw will be made from on January 27th.
This giveaway is only open to residents of the USA.

To enter: Please send comment with your email telling me who in your family has high blood pressure.

Extra Entries:( please comment seperately)

-Subscribe in Google Follower
-Subscribe by email
-Subscribe in Twitter
-Purchase a copy of Stretching the One Income Dollar
-Add my button to your site

Good luck to everyone!

Book Review: The King and Dr.Nick

Wednesday, January 13, 2010

This is a must have book for any Elvis Presley fans.The book is written by Elvis' doctor: Dr Nick.Not only was he the doctor of Elvis, he was also his friend.He was so loyal to Elvis, that his story went untold for many years.He tells the story on a first person account.You won't be able to put this book down, and even if you weren't a big Elvis fan, you will read the book with great interest.
The book also comes with color and black and white photos and is in an easy to read format.

Review- Lush

I recently had the opportunity to try some of Lush's great bath and beauty products. Wow did I feel pampered!Did you know their products are hand made? They are against animal testing?They give to charities?
They have great smelling products great for the bath, a shower, your hair, your body, fragrances and great gifts!You can even get their Lush Times catalogue full of all their great products, for those that like that hard copy on hand.
I absolutely loved the smells of the items they gave me to try, and you can't beat the way they make your skin feel!
-Vanilla in the Mist Body Soap
-13th Soap Unlucky For Dirt
-Sugar Scrub
and Dream Cream

The products are a bit more expensive than what you would pay let's say from grocery stores, etc., but you can't begin to compare the quality. Treat yourself. You deserve it!
I give Lush the thumbs up!

Repairing Your Credit DIY Style

The number one thing that the big credit card companies like VISA, Mastercard, and AMEX and large mortgage lenders such as Quicken Loans look for when qualifying someone for a loan is whether or not they will be able to pay it back. Bad credit says that you are a high risk consumer and should be charged at higher interest rates as a result.

However, having bad credit is not the end of the world. While it may take some time, your credit score can in fact be repaired and the result can translate into all kinds of saving whether more attractive interest rates on credit cards or affordable mortgage quotes on a home loan or refinance home loan.

In most situations, there is no need to hire a credit repair service or a lawyer to restore your credit, as you can do for yourself pretty much anything they can do at minimal cost. The following are some helpful tips on how to go about fixing your credit:

Pay your Bills

This is definitely a no-brainer. Easily the best way to start improving your credit score is to consistently pay your bills on time every month. All it takes is one late payment to lower your credit score and any additional delinquencies, charge-offs, and/or accounts gone into collections can significantly impair your credit score.

Get Your Current Credit Report

Be sure to get a current copy of your credit report. is a really inexpensive and safe site for this as it’s the only authorized source where you can view your credit report from each of the three major credit reporting agencies- Experian, Transunion, and Equifax, online for free. Be sure to closely check your credit report often to ensure that creditors are correctly reporting on your accounts. Absolutely dispute any incorrect information. Consumer reporting agencies are legally obligated to investigate items in question within 30 days. Once the investigation is completed, the reporting agency will send you a written report of the outcome as well as a free credit report if the dispute results in a change.

Pay off Old Debt

It is vital that you payoff off any outstanding debt if you want to raise your credit score. It is important to mention that paying off a delinquent account will not instantly remove it from your credit report. Any charge offs or negatives on your credit score will remain for seven years after the date of being paid off. However, you can request reporting agencies to state next to the charge off or negative that the account has been paid in full.

Some people experience a drop in their credit score immediately after paying off a collection, however, it will only be temporarily. This happens because when an old account is paid, the date of last activity is renewed and reevaluated in the credit-scoring formula causing the chargeoff or negative to look more recent than it actually is. Again, this drop is only temporary and your credit score will increase in time.

Manage Your Credit Wisely

This means apply for credit sparingly. Don’t apply for every credit card or loan that comes your way. Too many inquiries on your credit report can affect your credit score negatively and possibly reduce your score to the point where creditors won’t offer you the best terms.

** This article has been a paid service.

Guest Post: How to Have a Frugal Valentine's Day

Ah Valentine’s Day, the day to declare our undying devotion and love to the special someone in our lives. The media would have us believe that the only way we can show our love is by emptying our pocket books as we purchase diamond rings, dozens of roses and expensive Belgian chocolates. What’s a frugal Romeo or Juliet to do? Here are some ways to celebrate Valentine’s Day without breaking the bank.

Wow your sweetheart with a special dinner – their favorite meal prepared by you. Cover the table with a table cloth (a solid colored sheet will work in an emergency). Add a few candles to the table and a single rose or carnation as a centerpiece. Put on some soft, romantic music in the background and you’ll feel as though you are being serenaded in a fancy restaurant for a fraction of the cost. You can go all out with your Valentine dinner or keep it simple. Only you know what your true love really appreciates. For those of you in the warmer areas, pack a picnic lunch instead of a special dinner. Spread a blanket on the ground and share a romantic picnic lunch in your backyard or a public park. Pack some romantic finger foods like grapes, cheese & crackers, strawberries dipped in chocolate, etc. and declare your undying love while feeding her these delicacies.

Speaking of delicacies, what Valentine’s Day would be complete without some sinfully rich chocolate treats? Don’t give your money to your local chocolate shop when you can whip up some fancy treats in your own kitchen.

 Chocolate Covered Strawberries

1 or 2 dark chocolate or milk chocolate candy bars

enough strawberries to satisfy that sweet tooth

Bring a pan of water to boil on the stove. Break up the candy bar into small pieces and put them in a glass bowl. Set the glass bowl into the pan of water being careful that it does not tip and gently stir the chocolate until it is melted. Dip each strawberry into the chocolate and put on wax paper. Refrigerate until the chocolate sets and then enjoy!

Make your sweetheart a coupon book good for a special service you can provide. Some coupon ideas include home baked cookies, I’ll do your chores for a week, a special massage, etc. Let your imagination be your guide and he’ll remember this Valentine’s Day each time he redeems one of your coupons.

Create your own special Valentine’s Day card. Using a few sheets of red paper and a doily you can find at your local craft or dollar store, you can give a Valentine’s Day card that is all you. Why not write a special poem or a heartfelt sentiment on the inside of the card.

If your Valentine’s Day includes some quiet alone time with your special someone, don’t forget to schedule a massage and a sensuous bubble bath. Add some soft romantic music and some scented candles, dim the lights and set the mood.  

Make this a Valentine’s Day your love will never forget.
Thank you to guest poster:
Ellen Christian (VT)

Today's Ramblings

Sunday, January 10, 2010

Well, I must say I am happy to be able to be able to offer more giveaways for everyone.
Although with keeping busy with the giveaways and reviews, and now working full time, I don't have AS much time for article writing. Am lucky to have a few contributors though, so still able to give you all some reading, although not always my own content.

Am off tommorow to Saskatoon, Sk,( 6 hours south of here). We are taking both girls for appointments in the city.Erika has a dermatology appt and Ria is looking at a consultation for laser eye surgery.It will be a quick trip there and back.One overnight stay. I don't like travelling in the winter- a person always worries about the roads.Dog had to go to kennel and my sister is stopping over to feed the guinea pigs.

I will write more and post more once I return by Wednesday.

Whats Your Cash Personality When You Need Quick Cash

Big spenders...

High rollers– Money brings recognition from others, which goes hand in hand with the power that the high roller strives for. Their motto is work hard, play hard, and a quick cash investment is a thrill

Hunters - Success is a result of luck rather than a fully informed decision, due to the heart ruling the head. This along with impulse spending results in an ‘in-the-moment’ lifestyle and only an average – above-average income.

Entrepreneurs –These people are about the ego-boost that comes with success. So they work a lot, and take full advantage of the benefits of such a lifestyle. Nothing but the best of the best for the entrepreneur.

Drive-by spender – Most likely to fail thanks to a careless disregard for their future, the drive by spender needs goals. They often have a lot of debt and could have either a great or really low income. Either way, they’ll spend, spend, spend! They’ll be reluctant to admit problems or take advice due to embarrassment about their situation.

Safe as (cash filled) houses

Fence Sitter – These people taking the easy, no-risk option of putting their money in a savings account, because they are too scared to put make quick money decisions and put their money into investments.

Perfectionist – Low in confidence, the perfectionist finds fault with any cash investment. They’re always chasing the unobtainable, because they set such high standards for themselves.

A healthy cash balance

Human piggy bank – This person does not splurge on luxury with their vast savings, instead saving for a rainy day. Being as vigilant with their penny-pinching as the human piggy banks are can often cause rifts between them and those close to them.

Producers – With a good work ethic, the producer often feels frustrated because they only maintain a lower income and do not reap the benefits of all their hard work. This is due to poorly thought out financial decisions.

Optimist – Money is there for a purpose – to be used and enjoyed. Not always rich, but usually content, the optimist has little or no anxiety and uses money in impulsive but low-risk ways.

Bringing home the dough...

Achievers – Conservative with risky investments, achievers are hard workers who are proud of the work they do. They believe that their hard work (and their hard work only) will bring financial success and cash in their pocket, which they will untrustingly guard with their life.

Head of the class – With a healthy balance between work and play, people in this category take risks that are planned and will bring a profit. They play an extremely active role in their finances, and even though they don’t earn the most, they are most definitely the wealthiest.

So which one are you? It can be hard to tell, but take step back and check out your financial

behaviour. Are one of those who are in need of a bit of spare cash to tide you over until next payday? Or maybe you have a history of bad credit following you around like a bad smell? Get a bad credit loan.

And to get you on track of your fast finance needs it’s a good idea to take a look at the resources available through advisors, legitimate money advice columns and personal experiences from friends to help u have more money in the long run.

Sean Teahan co-founder of Cash Doctors,Australia’s preferred short term lender, shares his insights on money matters. Founded in 2005 Cash Doctors has helped thousands of Australians with their fast cash loans but that’s just the short term solution. Cash Doctors also help people in the long run by providing budgeting tools, e-books and individually researched articles on money matters and financial tips. The aim is to assist people in achieving instant and long term financial freedom.

Review and Giveaway! The Daughter in Law Rules! Book

Sally Shield's book: "The Daughter in Law Rules!" is one of the better books I've come across. I loved the easy to read format, the graphics, book jacket, and it even comes with a little book mark.
Although I do not see alot of my mother in law, I enjoyed reading through all the little ways to "cozy up" to your mother in law. I passed this book on to my daughter who has a current boyfriend and really seemed keen on reading it. She said there should be one for cozying up to the Father in Laws too.
Her book is important for two reasons; one, it helps raise money for the National Breast Cancer Foundation, and two, it helps marriages.
55% of women surveyed have expressed a measure of

tension with their in-laws, especially during holiday-time. I believe The Daughter-in-Law Rules will make a helpful book to any wife!

A bonus about this book?This book helps raise money for The BCRF®. Think Pink!

Availability: for $12..95

Sally's blog:

Sally would love to offer one lucky reader  from Canada or the USA a chance to get their very own copy of her book The Daughter-in-Law Rules.

To enter: Please enter by saying whether or not you and your mother in law are on good terms or not so great terms. As always, please enter your email address as well. will make a selection for us on January 28th from all entries recieved.

Extra Entries:( please list seperate):
-Grab my button
-Follow me on Twitter
-Follow me as a Google friend
-Follow me by email
-Purchase my ebook or print version of Stretching the One Income Dollar

Good luck to all!
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