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Healthy and Tasty Snack? It's Gotta Be KIND

Saturday, September 19, 2020



When it's time for a snack break, it's always best if you grab a healthy snack for sure. Be it cheese, fruit, or KIND bars. I personally, have always liked to incorporate nuts, seeds, fruit, etc into what I grab when it's time for a snack. I have also been a fan of KIND bars for many years. 

Over the years the company has grown and expanded from just their bars, to the KIND minis, KIND Healthy Grains, KIND breakfast bars, Pressed by KIND and even Granola. Personally, our favorites have always been the original bars, and they have so many flavors.. Now am loving their KIND Plus+ bars..Bigger bar by 25% more and like the originals we love, they are made with premium whole ingredients, including 12 grams of plant protein per bar. Our personal favorite of the Plus line is their Almond Butter Dark Chocolate ... very addicting! They also have a Dark Chocolate Nut and Crunchy Peanut Butter in the Plus bar and with less than 8 grams of sugar or less, it's hands down a better choice over that chocolate bar your also thinking of reaching for!

KIND snacks are available at all major Canadian retailers and online.
KIND not only aims for healthier eating but healthier and kinder communities through THE KIND Foundation



Luggage Worth Bragging About! The Heys ECO Orbis

Friday, September 18, 2020

Review by: Ria




Heyyyyyyys!!  

Has anyone else noticed that your luggage never gets returned in the same condition it was in when you brought it to the airport?? After a 2 day/3 flight trip back to Canada from Roatan, I woke up the next morning to unpack my suitcase only to find that the zipper was busted; teeth were broken and pulled away from the fabric sides on one spot. Arrgghh. Heys to the rescue with a wonderful new suitcase called the ECO Orbis. 



 

I had only ever owned traditional style luggage before with the soft canvas body and flip-up zippered lid part. The ECO Orbis is a semi-hard shell, made out of 100% recycled plastic. It is fully lined and opens in half, with an interior divider that buckles closed on one side to keep your items secured. The other side of the suitcase features compression straps to make sure all your gear stays put when traveling. The suitcase features 360 swivel wheels, a telescoping handle, and is considered lightweight at 9.2 LBS. I love unique luggage that you can see immediately while it’s rotating around that airport conveyer belt so I chose the lilac/purple color but it also comes in teal, pewter, blue, and black.  The geometric circle pattern on the outside gives the solid color a trendy look. 




I was able to fit a TON of stuff inside this 26-inch suitcase! As you can see, I tend to stock up on beauty and food products that I cannot buy on my tiny Caribbean island! In case I need a bit more room, the suitcase is expandable by 20% with its zipper release expansion system. It comes with a TSA approved lock and a “piggyback strap”, allowing you to attach multiple pieces together and pull them all with just one hand.  

If you are wanted to purchase your own Heys suitcase, or are planning on gifting Heys luggage check out their website for not only a great selection of luggage but , packing cubes, backpacks, laptop cases, and other travel accessories. Expect solid construction, great warranties (5-10 years), bright colors – I HATE black luggage! - and many styles and sizes available. And stay tuned for my update on this post which will be written after I travel back to Roatan!  




Freshening Up The Yard With Limestone

Thursday, September 17, 2020

The front and back yard were starting to look a bit for wear. Needed a bit of freshening up.

What we did was order a truck load of limestone for $150 and Gerry borrowed a friend's front end loader to spread most of it. Looks nice don't you think?













How to Have an Excellent Online Casino Experience


Everyone has their views about what they contemplate to be excellent online casinos. A casino that is proper for one person may not be perfect for somebody else. Individuals have varying reasons as to the reasons they wish to enjoy in online casinos. Some people want to enjoy the original casino games they'd discover in an area based casino such as poker, blackjack, roulette, or slots. For these folks, an online casino that delivers each one of these games will be the one they want to join and enjoy from the ease of their own home. When you embark on the world of online gambling, you should realize that all online casinos will undoubtedly be competing for your business. Still, they'll have varying bonuses, games, and different fascinating facets to offer.




Plenty of people prefer online casinos that provide the ability to test the games for free. This is instead an attractive function as area based online casino help at betzest. When can you ever manage to head into a location-based casino in the first hours of the day to test some of the games for free so you will get some training before really paying any real money? This is never planning to happen as they only can't meet the trouble to do this. Their money is spent on spending for staff wages, developing preservation prices, and taxes for running an area-based business. Online casinos do not need each one of these expenses. Therefore, they can afford to dash out and offer their customers rewards such as offering them free games to enjoy for whatever period they hope to.

Some people are drawn to casinos on the internet since they know they have got an opportunity to win some fantastic prizes. If that speaks for your requirements, you should check out the bonuses the casinos are providing and how difficult they are to succeed. You might want to choose a casino where the prizes are smaller, but you've got a higher chance of winning them instead of choosing one where the rewards are more extensive, but there is less probability of you winning them.


You can find online casinos that require you to obtain their application to manage to enjoy the casino games wherever, as, on others, you never have to do this. If you like not to have difficulty accessing the application, a more excellent option for you may be deciding on a non obtainable casino. Others may not mind adding a bit of application on computers and which means this wouldn't affect their choice.


In your search towards locating an excellent online casino experience with betzest, it's sensible to look at some online casino websites like betzest and understand as much as you can regarding the gaming sites. The more knowledge you've about online gambling and online casinos, the higher position you will undoubtedly be in as it pertains to determining one.


In conclusion, it is incredibly essential that you find out as much as possible about gaming online and online casinos before leaping in and signing up for one.


Practice is Worth Its Weight in Gold for Traders

Wednesday, September 16, 2020

 


Are you new to trading and wondering about the best way to proceed? Do you feel overwhelmed with information about technical indicators, fundamental analysis, research, order placement, foreign exchange rates, account regulations, and other factors that typically occupy the mind of trading enthusiasts? If so, you are not alone. In fact, everyone goes through a period of uncertainty in the beginning. The answer is to persevere, have patience, and remember to use the tools on brokerage platforms for practice.

The better platforms offer simulators that allow new members to use a demonstration account, or a demo account, to learn the ropes of all kinds of skills like purchasing stocks, buying and selling bonds or options, and getting involved in Forex currency trading. For instance, foreign exchange enthusiasts are often baffled by the way pairs trading works, especially at first. The ideal remedy is practicing on a forex demo account. Of course, you can do the same with any other instrument, like stocks, cryptocurrency, bonds, or whatever you prefer. For the sake of example, we'll take a look at how people use foreign exchange demo accounts to hone the skills needed in the real world of pair trading.

Platform Uniqueness

It's important to remember that no two demo platforms are alike. Even if you've already become a Forex pro on another one, you'll still need to use this practice to learn the new platform's nuances. This is an especially important factor because your money will eventually be at stake. You want to be totally comfortable making purchases and sales of currencies, almost to the point that getting into and out of a position is second nature.

Tax Issues

Everyone's tax situation is different, but it's important to learn how your chosen platform records profits and losses so you'll be able to file an accurate tax return. After the first 50 or so demonstration trades, check your account's section labeled tax or something similar. Under that tab you should find a detailed list of each purchase and sale you made, your amount of profit or loss, and the exact date of the purchase and the sale, no matter how close or far apart they were in time. For tax filing, you'll need at least that much data, perhaps more. It's imperative to check out this function as you continue to make practice trades. Later on, revisit the taxation tab to see if all the information was recorded correctly. Also, find out if your account offers annual and/or quarterly tax statements that you can download easily into a printable format.

Order Placement

Perhaps the single most essential skill you'll gain from practicing is how to place and exit orders. Along with simply buying a fixed amount of a currency pair, you need to know about the different types of orders, how to set stop and gain loss points, and how to check on price changes from second to second. Finally, when you decide to pull the plug on an order, you should know how to exit (sell) on a moment's notice. When you delve into the world of real money, your money, making a fast exit when prices are going the wrong way can protect against potential losses.

Strategy Testing

Even after you feel confident with using your own capital, it's a good idea to return to the simulator whenever you decide to try out a new strategy. Even some of the world's most experienced Forex pros use fictitious money as a way to experiment with new ideas and approaches. It's an ideal way to build confidence and see whether a new theory has any merit or should be discarded.

Regular Practice

Make a commitment to yourself to spend time in the demo environment on a regular basis, perhaps for an hour each week. Even when you have all the mechanical skills of order placement under your belt, returning to the field of practice and rehearsal is a reliable way to rein in the urge to over trade. Simulators are not the real thing, and they don't replicate the actual conditions because people realize that it's fake money, after all. But even thought that is a valid criticism, there is no substitute for rehearsing. Actors do it in front of empty theater seats. It's not the real performance, but they gain so much from making the effort.

Starting to Use Real Money

There's no set, magic formula for easing into the use of real money. However, many people find that after they leave the protected world of the demo account, they gain solid confidence by making numerous small trades for a few days before upping the amount they put on the line.

How We Brought Back The "Glow" on our RV

Saturday, September 12, 2020




Last year while in Arizona, we were approached by a man, while we were parked in a parking lot, who had noticed that our RV had lost it's shine. At the time, it wasn't something that we thought much of. Plus being approached by a random person offering to shine it, wasn't something we felt comfortable with. But after thinking about it a bit more, we looked into connecting with a company called Poli Glow Products. The products they carry are a proven concept for boat or RV polish and not a wax. 



Applying Poly Glow very quickly changed our once dull RV into a shiny looking one that the neighbors soon took notice of.




In addition to a wonderful shine, the Poly Glow withstood a hailstorm we had, with no visible damage.



It was also applied to our headlight covers on the RV, with wonderful results.
This product has for us, proven to meet all expectations and we would not hesitate to suggest it to others who are looking to shine up their boats, RV's, etc..





Steps to using Poli Glow-

The ideal temperature to apply Poli Glow would be between 55 and 60 degrees, preferably on the warmer side.  When applying the Poli Glow, there are a few essential steps:

1.  Be sure to clean the surface thoroughly with Poli Prep.  Poli Glow is a water-based polymer and has no cleaning agents.  It will seal in whatever dirt or grime that you have on the surface of the RV.

2.  Be sure to apply a minimum of 4-6 coats of Poli Glow.  This is probably the most crucial step in the process.  As you are probably aware, fiberglass is very porous.  The first 2-3 coats of Poli Glow will embed into the pores and seal the surface, and the remaining 2-3 coats will protect and make the surface shine. 
3.  Work in small areas, 3-4 foot sections is good.  Complete that section and then move on to the next section.  Make sure Poli Glow dries entirely between coats; this is why the warmer temperature is so important.

4. Poli Glow will last for about a year, and then it is recommend a maintenance coat.  Possibly 2-3 coats reapplied to a clean surface.  Cleaning the RV will be much easier with Poli Glow on because the surface dirt will wipe right off.  Clean the surface with a mild dish soap.

5. Poli Glow can be removed with Poli Strip.  People worry that once they apply Poli Glow, they won't be able to remove it.  Poli Strip takes it right off!



Poly Glow Products has some great instructional videos as well: @ https://www.poliglowproducts.com/instructional-videos.html#/

Today's Surprise- Hail!

Friday, September 11, 2020

Luckily Gerry didn't get too far past the back gate and was able to quickly get back with Jake before this came down! And she came down hard!




Remember September 9/11



On the anniversary of the 9/11 terrorist attacks and the National Day of Service we:

Thank our heroes 

Remember those lost including 24 Canadians.


Million-Dollar Design Tricks on The Cheap!

Wednesday, September 9, 2020

By Sam DeBianchi



You’ve seen me on television moving some of South Florida’s most glamorous properties with all the bells and whistles. While these beautiful homes have it all, they’re generally out of the budget for most of us. But that doesn’t mean you can’t achieve the million-dollar look for a fraction of the cost.

With most of us spending much more time at home these days, it's easy to get bored by our same old surroundings. In addition, with summer winding down and fall slowly creeping up on us, it's a great time to freshen things up with some new home decor. If money is tight like it is for a lot of us, I have good news: It’s easier than you think to do a beautiful home makeover on a limited budget.  


Here are 10 ways to affordably spice up your space:



Adding color is easy and inexpensive



New paint can immediately update the look, and the overall atmosphere of a room. Try a bold new color for your walls to liven up your living space. If redoing an entire room is overkill, consider painting just an accent wall for some stark contrast. When it comes to the colors you choose, keep in mind the “in” style today are light grays and off whites. When it comes to designing your own space, however, the reality is color is very personal and you should go with the colors that appeal most to you. Unsure of how bold you want to be? Try peel and stick color samples from places like Sherwin Williams. And for walls that need a bit more pop, wallpaper is very popular again and is another affordable way to add color and style to any space.

Change up the furniture

Rearranging furniture is another effective way to transform your home, and it won’t cost you anything. Try moving some items from one room to another, or swap the location of the bed and dresser, for example. Remember, a cluttered home can be an eyesore. Reorganize and utilize the space that you have. If something is taking up too much space and you're never going to use it again, get rid of it! Don’t be a hoarder. Simplicity is key to a clean-living space.

Furniture doesn’t have to cost a lot

Shopping from furniture stores can add up quickly, but you can often find reasonably priced items and even designer brands at other locations that you might least expect. Try your neighborhood Walmart or Target, for example. If you cringe when you hear that, think again. Both offer some beautiful options at great prices. Be sure to also check online retailers such as Amazon, Overstock and Wayfair, to find great deals on furniture and d├ęcor.

Save on labor

When purchasing budget furniture, a major downside is that it usually comes unassembled, and requires some do-it-yourself skills. If you're not particularly handy (like me!), finding skilled laborers can be pricey, but doesn't have to be. Checkout sites like Thumbtack and HomeAdvisor where you can find experienced professionals, bid on labor and save some money.

Little touches go a long way




Adding some inexpensive miscellaneous items is another way to enliven your space. Pick up some decorative pillows or maybe a new comforter. Consider adding some candles, a new lamp, or some other various knick-knacks. Try replacing some outdated picture frames or adding some new artwork. Checkout websites like Art.com and Etsy for some inspiration that won’t break the bank.

Go with secondhand items

It's not always necessary to buy expensive or brand-new items. Consider purchasing secondhand items for fabulous bargains. There's an endless selection on eBay to choose from. If you're looking for higher end merchandise, you can try sites such as West Elm, and search their "open box" deals for deep discounts. Secondhand doesn’t equal worn and used. Many times, rugs and chairs land here simply because someone didn’t like the color.

Wow them with the windows

A large window does more than just let light into a space. If done right, it can become the focal point of any room, and getting the window coverings right is essential. Installing some new curtains, shutters, or drapery can really enhance the appearance of a room. Besides that, they can provide extra functionality by blocking out light, heat and cold. This could help lower your monthly bills, which is also a welcome bonus.

Focus on flooring

Marble floors and hardwood are premium flooring choices. They look amazing but are very expensive. If completely redoing your carpet, tiles or wood flooring is out of reach due to budget constraints, consider buying a new area rug as a more affordable solution for a larger room. Adding accent rugs in smaller spaces can be effective in changing your home's look and making it feel luxurious. You can find any style you’re looking for and save money on websites like Overstock.com, Wayfair and Amazon.com. Don’t forget about laminate wood flooring which has come a long way in recent years, and in many cases, you can’t even tell the difference between it and real hardwood.

Go heavy on hardware

Maybe you’ve been dreaming of all new kitchen and bathroom cabinets. If that’s not an option right now, start by changing the hardware such as knobs and drawer pulls. This is a very practical, yet inexpensive way to update a look quickly. Try matching the finishes between doorknobs, hinges, knobs, pulls, and other hardware like faucets and towel bars for a nice coordinated look. Check your nearest Home Depot or Lowes locations or look for more custom pieces on sites like Etsy.

Incorporate nature



Another nice touch these days is to bring the outdoors inside by adding plants and flowers. Choosing the right greenery can visually transform any room. It can make your home feel welcoming and provide a sense of tranquility. In most cases, just a little water and sunlight is all you need for healthy and great looking indoor greenery. If that's too much work, you can also look to faux plants which provide all the beauty of real plants, with none of the maintenance.

The takeaway

Home transformations are a great way to bring a much-needed change to your space. They don’t have to be a lot of work or break the bank. In fact, redecorating can be a fun and exciting activity. Sometimes a little change is exactly what you need to feel inspired and fall in love all over again with your home. The most important thing is to be creative and have fun with it.




Sam DeBianchi is America’s housing expert and the founder of DeBianchi Real Estate in Fort Lauderdale, Fla. She starred on Bravo’s hit TV show ‘Million Dollar Listing.’ She is regularly featured in the national media for her expertise in residential real estate and the housing market.  http://www.debianchi.com/ and http://www.SamDeBianchi.com

When You Live In The Sandals Year Round It Has to Be In Gumbies!

Saturday, September 5, 2020

Review by: Ria



I LIVE in sandals year-round so was thrilled when my mom had me review a pair of Gumbies Islander Flip Flops for her blog ! The flip flops come in a few different styles for men or women and they make them in some amazingly bright colors and prints. (They also have the more muted blacks and tans if you are not into fun, look-at-me shoes!) They had such gorgeous designs of turtles, flamingos or palm trees that it was difficult to finally decide on the "Pink Hibiscus "as my favorite color. 



I found the flip flop to be lightweight, snug fitting and very comfortable for walking in. The cloth strap and toe post are made of a heavy but soft (recycled!) cotton and the material seems quite durable. I love the construction of the flip flop sole, which felt a little stiffer than I was used to but after wearing them a few times, I have grown to love them! Their unique bottom design is made out of recycled rubber and jute fibers. Chunky rubber treads give them great traction that I can't wait to test out on our always-slippery sailboat deck.  



As a scuba diver and after living on an island, I see on a daily basis all the plastics and trash that end up in our oceans and on our beaches. I love when I can support a company that is eco-friendly and tries to do their part for our planet while making a great product. Gumbies says on their packaging (also recycled) that they believe these will be the most comfortable shoes that you will ever own; I totally agree and will be buying myself another pair in a different color very soon!

 

Snack Brand Offers Chance to Win Home Office Makeovers and MadeGood Products Throughout Back to School Season

Wednesday, September 2, 2020





Back to school looks different this year for every North American. Whether preparing for in-person education, virtual schooling or a mix of both, back to school preparation is more unconventional than ever before. MadeGood Foods®, the leading allergy-friendly and nutrient rich granola snack creators, aims to lessen the stressors of the season by offering helpful tips and hacks to empower North Americans to tackle Back To School prep head on, as well as a chance to win Home Office Makeovers and plenty of delicious snacks throughout the fall semester.

“Families across the continent are navigating uncharted territory while prepping for back to school this year. As many parents are taking on shared responsibilities for schooling - a beautifully decorated and functional space is key to productivity. We’re excited to empower our customers on this journey by offering the opportunity to win an office makeover and of course, by making delicious and healthy snacks that provide energy and focus for both parents and kids” said Nima Fotovat, president of Riverside Natural Foods, makers of MadeGood.

No matter where learning takes place, snacks are a vital part of the back-to-school experience. Parents understand that healthy food fuels growing minds, and at MadeGood, what goes “in”, comes “out.” MadeGood products are made with hidden vegetables, resulting in snacks that  are yummy,  organic, safe for schools, free of the top-8 most common allergens and are bursting with Vitamin D and Vitamin C.

MadeGood also knows that kids learn their best when their parents are properly fueled and prepared to tackle the day. To encourage comfort and productivity in the home this fall, MadeGood is hosting the Back to School with MadeGood Sweepstakes. Customers are encouraged to visit www.BackToSchoolMadeGood.com now through September 27, 2020 to enter for a chance to win one of three home-office makeovers of varying value or one of 1,000 MadeGood product prizes. Fans can enter weekly to increase their chances and can follow the conversation on social media by using #MadeGood and #BTSMadeGood.

For more information, please visit www.MadeGoodMoments.com or follow-along with the brand on Instagram and Facebook for more information. For official sweepstakes rules, please click here.




About MadeGood Foods
Canadian based MadeGood® is dedicated to providing healthy snacks that are rich in nutrients, allergen friendly and minimally processed.  All MadeGood products contain wholesome organic ingredients that are ethically sourced. Also, proud to be a certified B Corporation and part of a group of for-profit companies, certified by the nonprofit B Lab to meet rigorous standards of social and environmental performance, accountability and transparency. MadeGood is made in a Zero Waste certified facility. MadeGood® is a good choice for your health, your family's health and the planet's health. Trust in something good. For more details, visit www.MadeGoodFoods.com  or @madegoodfoods.

Small Lotto Win!


Today's Quick Tip

Monday, August 31, 2020



Using cardboard egg cartons as fire starters works so well ! Give it a try. Gerry started using them this year in the shop's wood stove, and is quite happy how easy they are to light and to catch!

Top Ways To Earn Money Online


The world's economy is going through a major transformation, and more and more people are looking for ways to supplement their income. The internet presents a myriad of opportunities for people to develop a subsidiary source of income. Regardless of what your passion, profession, skill sets, and interests are, rest assured you can convert it into a full-time or a part-time careeronline through the various online venues and marketplaces.
Global companies as well as individual entrepreneurs hire professionals online for various jobs that you can partake in. Also, there are businesses that you can try your luck with, and who knows your business may end up becoming the next Amazon or Google.
If you're unsure of how to get started with making money online, in this article, we will discuss some of the ways for you to start making money.



Online Casinos
If you love to gamble with your friends during summer weekends or are good at Blackjack or other wagering games, then trying your luck on online casinos can be a good idea. The online casino deposit bonuses would help you bet for more without investing a ton of money. However, do keep a check on your bankroll and build a strategy to increase your profits and avoid unnecessary losses. Reputed online casinos offer huge cash prizes and are fair in their game-play, so rest assured your experience of wagering online would be rewarding and exciting.

Affiliate Marketing
Affiliate marketing has become highly popular among the people who are internet-savvy and love to spend a lot of time online. It needs dedication and commitment as it takes a little time to materialize. There is a learning curve to it that needs your time and commitment like in any other business. It is all about promoting the products of vendors and creators online through the website, videos, and other means. Affiliate marketers are paid generous commissions on every sale that occurs through their marketing efforts or, in other words, through their links.

Influencer Marketing
Influencer marketing is getting huge, especially in today's date, where the companies are trying new and unique methods to reach out to their potential audience. If you have a good following on social media or can build a huge network on social media platforms, you can approach the companies to market/promote their products by collaborating with you. Influencers earn handsomely by using their social media platforms to advertise the products of their clients. The trick here is to know your audience well and engaging with them in a way that promotes trust-building and a connection. Offer value to your audience, and they would trust your word when you promote something.  

Financial Planning Services

If you are finance professional or have good experience in banking or financial industry, you can offer financial planning tips and other related advice/recommendation to your audience through your website. Many people who are earning well are unable to save enough due to financial mismanagement. In sites like oneincomedollar.com, you can get financial tips as well as find ways to increase savings and reduce financial stress. You can choose to just start a blog and monetize your blog or even offer customized services to potential clients.



These are the few ways you can start earning money online. Even though the list of ways to make money online is huge, these are the few methods that you might want to consider. The trick here is to align your passion and interests with your financial goals and add commitment and hard work to the mix.

Also be sure to check out the great review of Wikibuy- a free browser add-on that helps save you money by automatically comparing prices, applying promo codes, and alerting you to better deals while you shop.

Weekend Camping and a Community Garden Find on our Walk

Saturday, August 29, 2020



Left town for a few days to do some shopping and get out of town.
Usually stay a few days at a nice little campground outside of city limits- the Gordie Howe Campground in Saskatoon.


Took Jakey out for a walk and found this nice community garden just beyond the campground.




3 Myths About Warranties That Are Costing You Money

Thursday, August 27, 2020




Warranties are not a sexy topic, but the promise of protecting your most favorite stuff can be an attractive proposition.

Are warranties really worth it? And, are all warranties the same?

Consumers are outfitting their homes, which now also function as classrooms, office space and gyms, with the latest and greatest personal electronics, equipment and devices to keep life moving in our “new normal.” But here’s the problem: a lot of big box retailers are pushing customers to buy overinflated warranties on things like iPhones, laptops and Pelotons. These retail warranties are often not a very good deal for consumers.

If you’re not careful, you could end up paying too much for a warranty that won’t really help you if something breaks.

Here are 3 myths about warranties that may be costing you more money, with advice on how to save.

Myth #1: Buying a warranty from the retailer is your best choice.

Truth: Big box retailers are making big profits off of warranties. Did you know that the average retailer marks up warranties up to 900%? We’ve all been there, especially if you’re in a big box retail showroom, it seems like the sales people know just how to put the pressure on you to sign up for the extended warranty - especially at the point of purchase.

But don’t do it! You don’t have to sign up for the big box retailer’s warranty - nor do you have to purchase a warranty the day you purchase the product. There are other options like Upsie that offers lower-cost extended warranties on products like laptops, iPhones and more. They even offer the same protection as Apple Care but their deductibles are cheaper, resulting in much less overall cost - and will cover things like accidental pool plunges as we enjoy our final dog days of summer, toilet mishaps, used devices and more.

Myth #2: You cannot buy a warranty for refurbished or used products.

Truth: Buying a previously owned product does not mean you are not eligible for a warranty. In economic hard times like now, it can be a smart money move to buy used or refurbished and doing so does not mean that you cannot get coverage you need.

For example, as kids ease into e-learning, opt for a refurbished laptop which can provide you hundreds of dollars of savings. There are great options that are kind to your pocketbook while giving you much needed peace of mind. Just look for warranties that cover used and refurbished products beyond the more costly manufacturer protection options.

Myth #3: Free isn’t always free.

Truth: Always be skeptical of free protection. After all, free isn’t always free. For example, some credit card companies will give you built-in extended warranties for free if you use their card to buy certain products. However, pay close attention to the fine print as there may be limitations of your card’s coverage. For example, some credit cards won't cover used or antique items, computer software or items purchased for resale. Or, your purchase won’t be covered at all.

In short, don’t fall for these common warranty myths. Know the facts and make a well-informed decision when you make a purchase.  In the end, you will save money and still get the protection you need. 
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