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Online Gaming Sites- In India

Monday, February 17, 2020


Online casinos came into the limelight in the late 90's, and since then, they have become quite popular among gamblers. In the past few years, the India gamblers scene has also changed quite a bit. There was a time when people were a little hesitant to try online gambling, but it seems that the trends have changed and more people are looking to get an online casino experience. Here are some of the reasons for the popularity of online gambling sites in India –
Enjoy Games Banned in India- Online
Traditional commercial casinos are banned in India and are available in only a few places near India. Those who do not want to do something illegal and still enjoy playing casino games at their convenience when they want to.
Wide Range of Options
Online casinos provide a large variety of options to choose from. If you have played casino games before, you will find even more variety of options out there and have a great time. From slots to blackjack, there is nothing that you won’t find in online casinos.
More Convenience for India Gamblers
Online casinos provide a lot of choices and features that you won’t find at real casinos. You can easily play the best casino games at your convenience and even without leaving your home. You can wear whatever you want and even play while lounging around in your living room while enjoying the best casino games.
More Bonuses and Freebies

In online casinos, you will get bonuses and loyalty freebies. As soon as you join the online casinos, you enjoy many more benefits that will make the entire experience more enjoyable.
Online casinos are changing the way people gamble in the old days. All you need is a laptop and a smartphone to get access to the entire different online casino gaming out there.

Key Lessons To Learn When Becoming a Spare Time Trader

Friday, February 14, 2020

We’re all looking for a few ways to make a little extra money in our free time. Whether it’s a side hustle that allows us to monetize or skills, a handy app that allows us to make a quick buck here and there, or even something as simple as moving our credit card debt around to new cards to pay less on interest and get more free cash with which to enjoy life. For those looking to make a little extra money in their downtime, the appeal of trading is undeniable, especially when there are so many apps out there that make it easy, while potentially offering more favorable commissions than you can expect from the average stockbroker. Still, it’s worth remembering that there’s really no such thing as passive income. And that if it were easy to make money trading in your free time, everyone would be doing it. 


Here are some lessons that you’ll have to learn if you hope to try your hand at trading in your spare time. Learn them and you’ll get closer to achieving your financial goals and getting the most out of your downtime…

Start small

Trading in penny stocks is a good way to get a feel for how the world of trading works and the metrics you need to watch when deciding whether to be bullish or bearish (whether to buy or to sell). Don’t get into penny stocks expecting to become an overnight millionaire- although that’s not to say that penny stocks are never profitable. Still, it’s important to keep your expectations realistic and use penny stocks as a way to learn the fundamentals. 

Expect to lose money… it’s all part of the learning curve

Nobody becomes a successful trader without taking a loss here or there. If you expect to be profitable instantly, you need to think a little harder about your expectations. This is why it’s so important to start small and get a good understanding of your market before you step up to the big leagues.

Use a VPS to keep an eye on the markets when you can’t

The markets are international, meaning that someone’s always trading somewhere. As you grow in experience you’ll come to realise the importance of keeping an eye on the markets at all times. In the digital age, many traders use sophisticated algorithms to watch the markets when they can’t. If you do this, however, make sure you use a VPS (Virtual Private Server) so you’ll never have to worry about dodgy internet connections resulting in downtime or missing out on the perfect trade.

And finally… take the time to know your market inside out

There are a lot of commodities out there that can be traded from foreign currencies to crypto currencies to stocks and shares to precious metals. Whatever you trade, however, it’s up to you to learn all that you can about your chosen market to help you to make well-informed strategic decisions. Don’t wait for someone to give you a hot tip (hot tips don’t stay hot for long). Find out the information for yourself to inform your strategy.

Happy Valentine's Day Friends




                                     

                       Wishing everyone a very Happy Valentine's Day!

2020 Valentines Day Sweet Treats Guide

Thursday, February 13, 2020


Valentine's Day is a holiday dedicated to love, but I think with my sweet tooth I'm more excited about all the sweet treats!

Lundberg Family Farms -




Lundberg Family Farms Chocolate Thin Stackers are thinly sliced organic rice cakes coated in a sweet flavoring to satisfy your sweet tooth this Valentine’s Day, with all of the added benefits of a substantial puffed grain snack. You can even decorate them quite appropriately.
Sweet flavors include:

  • Cherry Bliss - Elegant, indulgent, and rich dark chocolate combined with tart cherry. (140 cals/2 cakes)
  • Coconut Sprinkle - Rich dark chocolate sprinkled with nutty flakes of coconut. (150 cals/2 cakes)
  • Decadent Dark - Simply luscious and velvety dark chocolate. (140 cals/2 cakes)
  • Spicy Mocha - Dark chocolate infused with spicy cayenne pepper and warm cinnamon spice. (140 cals/2 cakes)
  • Lemon Poppy Seed - White chocolate with a refreshing splash of lemon topped with delicate poppy seeds. (150 cals/2 cakes)
  • Strawberry Cheesecake - Creamy white chocolate with the sweet and slightly tart taste of strawberries. (150 cals/2 cakes)

Mrs. Fields-




Mrs. Fields, the OG cookie brand, is the best place for last-minute Valentine’s Day gifts because all products MrsFields.com qualify for overnight shipping. The deadline for overnight is 5pm ET on 2/13. Mrs. Fields has over 40 unique options including: heart-shaped cookie cakestins full of bite-sized cookies, chocolate covered strawberries, cheesecake pops, festive Valentine boxes and brownie bites in themed totes. Each item makes for the sweetest Valentine’s Day gift.


Peeps Brand-



PEEPS Marshmallow Hearts are the perfect way to say 'Be My Valentine'. These fluffy, sugar-coated marshmallow treats are ideal for crafts and recipes or just for sharing with your sweetheart. Choose from PEEPS Vanilla Crème Flavored Marshmallow Hearts, Strawberry Crème Flavored Marshmallow Hearts,or PEEPS Lovebird Valentine's Day Pops (missing from photo)...
Happy Valentine's Day from Peeps!


Serenade Chocolatier-



Serenade Chocolatier is the destination for vegan, gluten free and chocolates this Valentines Day! Filled with the smoothest gourmet chocolate in Boston From our kitchen to the mouths of your loved ones.


Serenade is well known for our limited edition, premium dark chocolate boxes which happen to be both vegan AND gluten free! – Making it the perfect way to say “I Love You” this Holiday Season. Or, pick up a box of their creamy milk chocolate selection – a favorite for those loved ones with a sweet tooth. Feel free to fill this box with caramels, truffles, nutty chocolates, and whatever else your heart desires. All available at www.serenadechocolatier.com While supplies last!
Have questions about allergies or ingredients? Visit them @serenade_chocolatier on instagram!

GourmetGiftBaskets.com-




Filled with delightful champagnes, decadent chocolates, and a variety of exquisite treats, our swoon-worthy Valentine’s Day or Galentine's Day gift baskets are sure to make your sweetheart weak in the knees or will make your bestie's day!

Hammond's Candies-






100 Years of Hand Crafted Candies!
Hammonds is the best gift to give, and receive for Valentine’s Day.  
Every Candy is Handmade, unique, and delicious.
Give something sweet to someone who is equally as sweet.
There’s something for everyone!




Barnett's Sweet Creations-





Barnetts Fine Biscotti are the creators of gourmet handmade biscotti. Savor their unique variety of handmade biscotti, baked from scratch the old fashioned way. From the first bite you will undoubtedly be enveloped by the exquisite flavor of our delicious biscotti. Hand formed, hand cut, and personally packaged, all of their biscotti use only the finest, freshest, all-natural ingredients. They also carry covered Oreo-like cookies, mallows, cookies and more for your sweetheart.

The Care Crate Co-




The Care Crate Co has all of the perfect sweets for your sweetie this Valentine's Day! Hand-selected and thoughtfully curated, this snack box has 65 delicious treats and is a great way to show your loved one you're thinking of them. Inside you will find a variety of name brand treats and candy, including Twizzlers, Skittles, Airheads, Haribo Gummies, and many more favorites. The Care Crate Candy Package of yummy snacks is a heartful way to surprise and delight your Valentine. Show your loved ones some sweetness with The Care Crate Co for this Valentine's Day! 


**Watch this spot for more great Valentine's Day "sweet" ideas!

How To Pay Off Your Mortgage Early

A mortgage, like any other debt, can be a burden that you’d rather get rid of sooner rather than later. While most people stick to what is set up in the amortization schedule, others prefer to fast track the repayment process and save on the interests to be paid. This is referred to as debt acceleration, velocity banking, or mortgage acceleration.
Here are some of the ways you can pay off your mortgage early or cut your repayment period by 60% or more.
1. Mortgage Recasting
Bonuses, tax refunds, and other windfalls can help you to cut not only your amortized debt but also reduce the interest rate on your mortgage.
Here is how it works:
You get a lump sum amount from a windfall and use it to pay the principal balance
Then, you get your mortgage renegotiated or recast depending on your lender
Most lenders will happily take the lump sum payment and adjust your mortgage amortization schedule, monthly payments, or interest rate depending on your preferences. In this case, a lower interest rate and readjusted repayment schedule is the preferred route.

2. Start a Fortnight Repayment Schedule
This repayment strategy has been proven to shave off at least three to four years off traditional amortizations. The strategy involves signing up for a repayment schedule where you make payments every two weeks rather than monthly. A fortnight repayment schedule will help you to make more payments in a year and also save on the interest charged.
The ability to make payments every fortnight will depend on your mortgage provider. Some lenders charge a small fee to facilitate this schedule while others do it for free.
Consider taking a second job or supplement your household income with a side business or freelance gig to make the fortnight payments. Doing this will allow you to use your end month income to pay off the principal balance.
3. Liquidating Other Assets

Mortgages aren’t exactly great investment vehicles, unless the house appreciates in value to cover the total interest. With this consideration, many home buyers prefer to liquidate other investments they may have in their books and use the money to increase their house equity. The investments could be stocks, bonds, money held in mutual funds, tangible assets like vehicles, among others.
4. Use Mortgage Points Available with Your Lender
Most lenders offer their mortgage with an embedded point system that is outside the traditional home loan package. The points could be in the form of discount points or origination points.
Discount points, also referred to as prepaid interests, are normally offered for 1% of the total mortgage. Purchasing discount points can reduce your monthly interest rate.
Discount point purchases are also tax-deductible as per the IRS rule changes in 2017.
Purchasing discount points is a sure way of paying off your mortgage and saving some money along the way. This will help you enjoy a lower interest rate from the purchase and ultimately reduce your amortized debt.
Find out from your lender about the points available in the mortgage. Your accountant can also educate you on the tax-deductible on the mortgage points you purchase.
5. Refinance Your Mortgage, The Right Way
Mortgage refinancing should only be considered in very specific circumstances or when it makes sense. Never refinance just because you want to increase your equity or reduce the amortization period.
Consider refinancing only when:
You are planning on keeping the house for the long term
The current interest rates are significantly lower (1% or more) than what you are paying for the mortgage
You will get a better deal and terms for the new loan

You want to cut ties with the mortgage provider
You want to switch to a fixed-rate mortgage
You are in need of a cashout refinance to take care of other expenses like major repairs
If done wisely and at the right time, mortgage refinancing could help you pay off your loan early. Perhaps you weren’t keen on a short amortization period when you bought the house but things have changed since then. For example, you may have a new job or your household income has increased. In such a case, refinancing your mortgage could help you accelerate your mortgage.
Other advantages of refinancing a mortgage include the possibility of lowering interest/monthly payments, getting rid of mortgage insurance when you are comfortable with equity, and your ability to pay off the rest of the mortgage, debt consolidation, among others.
There are several approaches you can take to pay off your mortgage through personal finance and other means. Some of the strategies discussed here also need a degree of caution and wisdom to work as expected, e.g. refinancing.
All in all, having the discipline and drive to own your home is by far the most important thing required to pay off your mortgage.

Here are a Few Ways that you Can Boost Your Self-Confidence

Self-confidence is ultimately defined as having trust in your abilities, qualities and even judgement as well. It’s very important for your health and your overall well being too. If you want to help yourself to have a better professional and personal life, then here are a few things that you can do to try and give your life a boost.
Stop Comparing Yourself
It doesn’t matter whether you compare yourself to your friends on social media or whether you compare your salary to that of your colleagues. Either way, comparisons are certainly not going to help you and you may even find that they end up doing you harm. If you want to help yourself here, then pay attention to the times that you find yourself comparing and then remind yourself that it’s not healthy. You might not think that it is making much of a difference to begin with but eventually you will subconsciously make the association and you will stop doing it.
Take Care of Yourself
It’s hard to feel great about yourself if you are constantly abusing your body. One thing too that will make you feel nice and refreshed with your day is RepHfresh- an active fresh wash that offers daily intimate care. It offers odor protection for up to 24 hours, making you truly feel confident about you.


You also have to make sure that you don’t skimp on sleep and that you don’t also eat a diet that is unhealthy. If you refrain from exercise, then this will also have a huge toll on your well being so you have to make sure that you keep this in mind. Making self-care a priority is also vital because when you physically feel your best you will always feel more confident about yourself. Of course, if you know that you need some help with your self-confidence then one way for you take care of this would be for you to invest in some nice make-up or clothes. After all, you deserve it. If you want a starting point then check out I Luv Sarahii. Also
Self-Compassion
If you have never practiced self-compassion before then you should know that it’s all about treating yourself with kindness when you make a mistake or even when you fail. If you speak to yourself very harshly then this won’t motivate you at all. In fact, studies have shown that it has the complete opposite effect. Rather than call yourself names or beat yourself up, try and talk to yourself like you would speak to a trusted friend. Cut yourself some slack and try and look at your situation from an outside perspective.
Embrace Self-Doubt
Sometimes people really try and put off doing things. They may be tempted not to invite someone out on a date or even to ask for a job promotion. This is understandable and it all comes down to a lack of confidence. The problem here is that the best way for you to gain confidence is to actually go ahead and give it a go. Take your time and practice facing your fears as much as possible. Don’t be afraid of embarrassing yourself and also never wait until you are 100% confident before you go ahead and try something new. If you do, then you might never get there and you will be the only one who ends up missing out.

Fact: You Don't Have To Work In A Hospital To Be A Nurse

Nursing is a very different job from what it used to be. In the past, nurses were expected to turn up to a clinic or a hospital and provide services to patients. But in today’s high-tech world, that’s no longer true. 

Granted, there is still physical work to be done. Nurses need to change patient bedding, help them with eating and grooming, and administer treatment. But with the rise of telemedicine and opportunities for remote working, that’s all changed. The internet and the cloud are fundamentally changing the way that hospitals and other medical facilities administer patient care. 


For those looking to become a specialized nurse, this is excellent news. It means that you no longer have to work in the medical setting; you can work from home. What’s more, you can often do more enjoyable work than you could if you were stationed on a ward. 

If you want to become a fully-fledged RN, you have to go through two steps. First, you have to obtain a recognized qualification in nursing. And then, at the end of that, you have to pass an exam proving that you’re fit to begin working in a nurse capacity. 

Once you get the official RN tag next to your name, the possibilities for remote work really begin to open up. Here are some of the career choices available to you. 

Medical Coder

Medical coders are professionals who assign patients to different categories of disease for recording and monitoring purposes. Governments and hospitals, for instance, like to keep track of the number of cases of particular diseases for their official reports. 

Medical coder nurses, therefore, have a decidedly clerical job. Their role is to review patient files and then create records. For this reason, there’s no need to show up at the hospital every day. Many coders simply work from home. 

Telehealth RN

The same applies to a telehealth RN. The purpose of these nurses is to provide in-depth medical help and attention via an internet connection, usually using an app similar to Skype. Here, the nurse offers advice, gives dosage instructions, and offers more information on the progression of symptoms. Telehealth RNs can also perform triage and make referrals to doctors to examine a case more thoroughly. 

Telehealth RNs typically report higher job satisfaction than their traditional counterparts. They get to do all the fun parts of nursing - such as educating patients - while avoiding many of the chores and dirty work. What’s more, they get to see more people throughout the day than they ever could, were they tied to a single ward. 

Case Manager

The role of a case manager is to ensure that individual patients are getting the right treatment, suitable for the progression of their cases. They also monitor the capacity of wards and redirect resources where appropriate. 

Case managers, therefore, can’t usually do their work from home exclusively. They can, however, perform much of it remotely, given that the role is primarily about handling data, not providing patient care. 

Precious Stones That Look Great But Won't Break The Bank

Jewelry is a beautiful thing that can enhance the look of any outfit, but it comes at a cost - literally. It’s not hard to spend $5000 on a necklace or a ring. And at the end of all that spending, you have one new accessory that you can add to your wardrobe. It’s a travesty. 


The good news, though, if that you don’t have to buy the most expensive gemstones, like diamonds and sapphires. There are hundreds of precious and semi-precious stones from which to choose, all with interesting features. 


The current market for precious stones is somewhat rigged anyway. The price of diamonds probably wouldn’t be as high as it is, were it not for the monopoly that certain companies have on the world’s most productive diamond mines. The companies that dig the stones out of the ground limit the number that they supply to the market. Combined with clever branding that portrays diamonds as the ultimate in desirability, we end up with high prices and little to show for it. 


The same setup is not true of other precious and equally beautiful stones. Aquamarine, jet, topaz, and ruby are all considerably less expensive and allow you to wear much larger rocks. Stones are often double or triple the size you’d get if you went for jewelry made with traditional precious stones. Plus, the price would be about ten times less. 


While the metal element of jewelry - the gold and silver - is expensive. It is nothing like as costly as you might think. For most items, the real costs are in the gemstones themselves, unless, of course, you buy a thick chain. Your strategy for purchasing jewelry, therefore, should be to choose quality metals and then combine them with stones that look great but don’t empty your bank account. 


Opal




Opal is a kind of bluey-turquoise stone that looks like a swirl of color. It is, allegedly, the queen of gems and often features colors that look as if they have been blended. It is the October birthstone.


Wearing an opal nose ring can help to complete any outfit. You can also find this stone in regular rings as well as earrings. 


Peridot


Peridot is different from the majority of precious stones out there, including diamonds. The stone only comes in a single color - a dark, leafy green. Companies mine peridot across the world in countries like the USA, China, and Pakistan. The stone is beautiful but also highly affordable. Legend has it that the wearer protects themselves against nightmares!


Tanzanite




Tanzanite, like peridot, is a rare gemstone that comes in a single color - this time a deep navy blue. Tanzanite is only found in one place in the world - the mines surrounding Mount Kilimanjaro, Africa’s highest peak. 


Tanzanite is available in various shapes and sizes and is usually presented as a single, large stone on items of jewelry. It is famed for its ability to provide the wearer with mental stability and focus - ideal for the office.
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