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Tips that will Help you to Make the Ultimate Marriage Proposal

Friday, August 30, 2019

If you want to propose to that special someone then it’s understandable that you’ll want to do it in the most romantic way possible. You also need to make sure that it’s done in a way where you both feel comfortable too, and there are a few ways for you to ensure that this is the case.
Talk about It
It’s important that you talk about marriage beforehand. If you do, then you’ll both be aware of where you stand, and you will also have a good idea if it’s the right thing to do. You don’t have to ruin the proposal by doing this because you can still make it a surprise and pop the question at a later date.
Get an Engagement Ring
Getting married isn’t about having a big wedding or a fancy ring. That being said, an engagement ring is a very important symbol and it shows that you have gone out of your way to choose something really special. If you are worried about the financial side of things then there is nothing wrong with you going out to buy a cheaper ring, with the intention of taking your partner to look at diamond rings at a later date.
Accept Help
If you are thinking about having an extravagant proposal, then you may need some help. Talk with your family, or even your partner’s family to see if they can help. Sometimes the best and most magical proposals are only pulled off with the help of others, so don’t be afraid to get other people involved.
Wait for the Right Moment
Timing is everything when you are making your proposal. If you are finding it hard to know when the perfect moment is, then wait it out. There is nothing wrong with this and you will be glad you did. If you pop the question during an untimely event, then this won’t be doing you or your partner any favours and you may even go on to regret it.
Choose the Right Location
You need to choose a location that is important and special to both of you. It could be where you first met, or it could even be where you had your first kiss. Either way, it doesn’t matter where you choose, as long as you make sure that the location is symbolic in one way or another.
Make it Unique
There is nothing wrong with trying to make your proposal unique and extravagant. If you are an artist then why not paint a mural? Or if you’re a budding musician, consider writing a song. If you’re none of these things, then there is nothing wrong with you trying to play it safe because you have to remember that it is about the moment and it is also about what matters to you and the other person.
So, proposing can seem like a huge deal, but if you plan everything out then there is no reason why you can’t go on to get the answer you’re looking for.


Top 4 Kids Ride Ons

Kids ride ons are a fantastic toy for any young child. They provide a great way of introducing your child to the world of trikes and bikes. In order to give you a helping hand regarding what ride on to buy, this article will reveal our top four list of kids ride ons:





Smart Trike Lollipop


This trike is everything you could want from a basic ride on. It is yellow, orange and green in color, meaning that it is suitable for both boys and girls. This versatility means it can be used for more than one child or kept and passed on to another child in the future. The trike comes complete with a parent’s handle at the back. This is removable meaning that once your child is ready to ride completely on their own they can. The ride on is suited for those aged 10 months and above. It also comes complete with a seat belt and a safety bar for added security. This is important because as law firm Kalavruzos, Mumola, Hartman & Lento will tell you, a lot of personal injury claims are made because of poor toy safety when it comes to kids. Furthermore, for added convenience there is a foldable and retractable footrest which comes in handy especially for young children.


Feber Triciclo Ferrari Trike


If your little boy sees himself as the next Fernando Alonso or he simply has a love for all things fast and fabulous then this trike will be perfect for him. The ride on is red in coloring and features the Ferrari emblem on the front. It also has a seat belt which is designed in the same design as a Formula 1 car, this also features two Ferrari emblems. The trike is made to suit those aged one years old and above. It features a folding foot rest and a versatile parent handle which can be used in three different positions. 


Little Tikes 3 in 1 Trike


This trike will instantly provoke a positive reaction from your child. This is due to its exciting color scheme which consists of bright blue, bright red and bright yellow. What sets this trike apart from others is that it has a removable shade canopy which can be adjusted to any angle in order to successfully deter the sunshine. As is the case for the other trikes mentioned, this one also has a parent handle. The seat is adjustable on this ride on, and can be adjusted to four different positions.


Cupcake Smart Trike

If you are looking for a cheap trike which at the same time does certainly not lack in quality then the Cupcake Smart Trike is certainly the one for you. You are assured to be getting your hands on a bargain. This ride on is available in a lime green and pastel blue color. It features a removable parent handle as well as a seat belt and an adjustable seat. Furthermore, it also boasts non slip pedals. This trike is designed for children aged 15 months and above.

How To Prepare Your House For Sale And Sell It Faster

Thursday, August 29, 2019

  
Every seller wants to sell their house as fast as possible. However, whether your property is one of the top Frankston South properties or it is a well-furnished condo, but it takes more than luck to sell your property and make it happen. You should know how to professionally spruce up your home and convert it into a buyer magnet. 





In this article, you will learn about a few tips and tricks that will help you to sell your house and get the best deal for it. 

1. Find the right real estate agent

While looking or the right real estate agent you must make sure that they are as good as they claim to be. You can do this by checking their reviews online and also by contacting the people they have worked with. Your real estate agent must have the ability to walk into your home and be able to differentiate between the good and bad aspects of your home. 

You should make sure your agent promotes your properties online which includes social media as well. Your agent must know how to build up demand for your property before it is available for sale in the market. Listing your property on websites like mtre.com.au will help in gaining quicker popularity for your property.  

2. Declutter and depersonalize

When you plan to sell your house and move, make sure to pack every personal belonging. When the buyer enters the property he should be able to envisage himself living in the house. If your personal belongings will be lying around it will be difficult for the buyer to feel a connection with the house. So make sure to take off all the family photographs, customized cushion covers of bed sheets. Moreover, anything that makes you feel like it still belongs to your needs to be kept away. 

3. Target your buyers

About 57% of homes are bought by people under the age of 35. This group of buyers, known as millennials, are highly active in the real estate market. Thus, it is important to realize what the millennials are looking for. Firstly, these young buyers are looking for homes in the suburbs. They prefer to have a neighborhood which is spacious and where they can do fun things around. Make sure that if you are listing your property online then you specify the location of your house accurately. 

However, when it comes to the size of the house itself, small and medium-sized houses are in. However, in no way it is implied that mansions are outdated. Also, if your house is near to some cafe or bar then you are most likely to attract young buyers.

The buyers of your house will highly depend upon the location and size of your house. If you have a huge mansion you are likely to attract people with large families.

4. Organize and tidy up

No buyer would find it welcoming to come in a property that has everything lying around. If your home is organized and everything is kept in place then it will create a great first impression whenever a buyer visits your house. If you are thinking of listing your house online on any of the real estate websites then make sure that you provide nice photographs which look appealing to the onlookers.

5.  Pay attention to the curb

Imagine the buyer gets out of his car and the first thing that meets their eyes is a shabby exterior. This will immediately turn him off. Put yourself in the buyer’s shoes and step outside. Does the exterior of your house make you want to enter your house or does it look extremely unappealing? Consider taking into account small details like painting the doorknob, clear the sidewalks and mow the lawn. These mere efforts will make your house look more put together.                                        

Follow these simple steps to make your property available for sale in Frankston and attract maximum buyers. 

Thermacell Makes Spending Time Outdoors More Pleasant

Tuesday, August 27, 2019


We all know that with the weather being nice, we're not the only ones wanting to enjoy it. Even in August, we are still seeing the mosquitoes and they can be annoying. We want to keep our yard our sanctuary when we're in it, sitting outdoors, enjoying being outdoors without having to run indoors when we see some mosquitoes. Thermacell however can take the fear away of being outdoors with their Thermacell Patio Shield Mosquito Repeller. This great little product  will make things more relaxing for you -we promise. It will repel those little annoyances by creating a 15 foot zone of protection. It's compact, easy to use, free of odors, comes in a variety of colors, it's great when entertaining too- doesnt even look like it's a "bug repeller"- and certainly will allow you to sit outdoors in the evenings if you so choose.



Another one of Thermacell's great products is their MR300. It's portable, repels mosquitoes and is great for hiking, camping, hunting, or just doing yard work and taking it with you- creating a barrier from those little nasties.


So don't let mosquitos keep you indoors, grab one of these great mosquito repellers from Thermacell and go out and enjoy the outdoors!




Expect The Unexpected: Three Essential Considerations For Your Retirement Planning

Monday, August 26, 2019

Some of us are excited about retirement. Others can’t bear to think of the day when we have nothing pressing to do. However active you intend to be once you retire, most of us hope to stop work voluntarily, rather than out of necessity, and we want to live comfortably.

But how can you know what will happen all those years in the future? These considerations will help you stay on track to retiring in your own time and in your own way, and avoid being taken by surprise by the challenges ahead.


Image Source: Pexels CC0 Licence


Provide for your Loved Ones

Planning adequately for retirement means thinking beyond, as well. Dying is not anyone’s favorite topic, but unless you give careful consideration to the possibility that you could pass away without any warning, you run the risk of leaving your partner—and children, if you have them—unsupported once you are gone. If you have worked hard to provide for your dependents in this life, you will want them to continue feeling supported once you are gone. Hiring an estate planning attorney is a great way to ensure that your loved ones enjoy the security they deserve once you’re no longer here to care for them.


Image Source: Pexels CC0 Licence

Expect The Economy to Change

However diligently you plan for your retirement one day, it’s vital to remember that the economy of today will not be the economy you retire in. Things will change. One of the major challenges of planning for retirement is the fact that you are saving for an economic landscape that you can’t even imagine from where you stand today. The best way to pre-empt change is to always expect the unexpected, and try to be flexible with your needs. Try not to get too attached to a certain standard of living that you perhaps don’t even need. Adjust your lifestyle by taking advantage of old school ways to save money, so that you don’t need a lot to be happy. Don’t put all your eggs in one basket. Diversify your investments. The more diverse your savings and investments, the more prepared you—and your wallet—will be for unforeseen economic events.


Don’t Plan Too Exactly

Planning for retirement is a must. But don’t plan too exactly. Many people, when planning their retirement, plan down to the year when they will retire. But if you base your calculations on having X number of years to work, your plans will be thrown off by a few years on either side.  
These days, many would-be retirees are staying in work for longer periods than originally intended to because they don’t have the money to quit work. Having sufficient retirement savings is the key to retiring when you want to. Less than 30% of workers between 50 and 80 years old are on track to saving enough funds to retire at the age that they intended to. With this in mind, it’s best not to plan your retirement budget too exactly. Make sure your plan has a little give, so you can take life as it comes.


While retirement brings much to look forward to, those years bring high costs that you may not have fully taken into account. If you’re planning your retirement, these considerations will help you understand if you’re on track to thrive in your later years, whatever life throws at you.

Back To School Giveaway- Canada Only- Instagram Entry Only

Sunday, August 25, 2019



Be sure to enter our Back To School Giveaway on Instagram @oneincomedollar and @erikaraexo.


Please note this is for Canada only and only entries on Instagram are accepted.
Entry will be draw within 48 hours of September 8, 2019

Saving Money On Big Nights Out

Friday, August 23, 2019

When you’re invited on a big night out but you’re budget doesn’t allow for extra nights out it can be a difficult situation to manage, it’s not always as simple as not going, but is it possible to have the best of both worlds? How can you save money on a big night out and avoid compromising your savings pot? 

Well you could say no, but where's the fun in that? Here are five tips to help you stay on track and also keep in touch with your friends!






Recycle your outfits
Do you REALLY need a new outfit every time you have a big night out? Absolutely not, it doesn’t take a lot to recycle and outfit and change it up a bit. There are plenty of videos that explain how to change clothing up a bit to make it look brand new, why not turn an old over sized T-shirt into a dress? Or just add some different jewelry and  just be careful with those scissors. Nobody will judge you if you wear a dress more than once!


Plan ahead
Plan your evening in advance and you’ll end up spending less, from your transport to the venue you’ll find plenty of coupons online if you’re sensible and plan in advance. You may even get a decent Uber discount if you look hard enough, and that’s certainly not something you should be trying to avoid unless you want to end up searching for DWI attorney in NJ any time soon! 


Take care of yourself
It’s tempting to get into buying rounds of drinks but, depending on the social circle you’re with, it can end up very expensive, so stick to just buying your own drinks on this occasion and just explain to your friends, good friends will understand and you can still have a great time without the added pressure! Also when the money runs out that’s it, game over! 


Find an alternative
If you can, changing the destination altogether or even having a big night IN instead can make a huge difference to your finances. Why not get a BBQ on the go or invite people over to a ‘bring a bottle’ party? Even just bringing the intended destination a little closer to home will help massively. It doesn’t have to cost a fortune, even a take away and movie night can be a great alternative, and let’s face it, a LOT less hassle. 


Ultimately a big night out is about seeing people you love and spending time with them, sometimes there’s alcohol and dancing involved, but does that mean you need to break the bank to have fun? No, you can have a great time and not have to worry about how much it costs, you just have to think about it all a bit harder that’s all! Unfortunately, everything costs money and the social pressure can be real, but setting firm boundaries can be life saving when you’re running low on cash!  

Prepare Yourself For the Great USA Road Trip

Thursday, August 22, 2019

Image Credit: Pexels - CC0 Licence 

The USA is one of the most varied countries in the world. From the bright lights and skyscrapers of New York to the steep depths of the Grand Canyon, the cold climes of Alaska to the heat of the desert in Arizona, the USA has everything you could ever want plus one more thing: an infrastructure that begs for road-tripping tourists. 


The Great USA Road trip can lead you from coast to coast, north to south or any route you so choose. While Route 66 is best known, the reality is that you probably know exactly what you want to see and will switch between routes as you see fit. 


So what do you need to make the Great USA Road trip for yourself?

Curiosity

Curiosity is an essential for every traveler. You probably wouldn’t step outside your front door without it, let alone board a plane or get behind the wheel of a car! The best way to feed your curiosity is to pursue it. 


While you should definitely think about where you want to go and what you want to see before you set off, you should also give yourself a chance to deviate a little. If maps aren’t your thing, having travel wi-fi will certainly ease your ability to navigate. Plus, the more you explore online, the more inspired you will be to travel and see different things. Visit https://www.travel-wifi.com/en/pocket-wifi-usa for more information. 

Time

It takes around 50 hours to get from Seattle to Miami and around 46 hours to get from New York to San Francisco. But you might like to include time to rest, explore and discover new places along the way! Planning the perfect road trip is all about working out your travel time, where you would like to stay and adding enough flexibility to ensure you can follow your heart too. 


The more time you can dedicate to your travels, the easier it will be to pursue whims as they appear. You might be able to fit in a short trip over a week but if you really want to let loose, you could easily spend an entire month on the road and have an amazing time. 

Spirit

If you begin your travels in the right spirit, you will discover everything you needed to find. Travel isn’t about staying in luxury hotels or spending a fortune, you can even do New York on a shoestring budget. Instead, travel is about opening your mind and waiting for new ideas to enter your head. 


Every time you go somewhere new, try to see it for what it is and not what you might have expected from a brochure or a blog post. Allow yourself the honesty to see beauty everywhere and trust your instincts as you explore further. 


The Great USA Road Trip is all about discovery. Imagine the first tourists going from Illinois down to California to see the West Coast for the first time and channel their excitement. Exploration and discovery is embedded into American culture; anyone can live the dream. 

Old School Ways to Save Money

Thursday, August 15, 2019

Saving money is tough. Most of us have large outgoings, such as housing and utilities. You might also have mounting debt that needs paying off, and unfortunately, most of us live paycheck to paycheck, never managing to save, or put aside any extra money to cover unexpected expenses or price hikes. Living like this can mean that one bad month is all it takes to see you slip into financial uncertainty. That’s why money-saving tools are so popular. There are countless apps out there offering to help you to save, to manage your money, to balance your books or to clear your debts faster. There are advisers that you can go to, and plenty of modern methods to help you with your finances.


But, that doesn’t mean that the old school ways to save money can’t still be effective. In fact, most of them are so easy that you really shouldn’t be without them. Use new tools, but don’t neglect old school ways to save. Here’s a look at some of the best. 


Walking
Image - Unsplash


Walking is one of the best ways that you can save money, and it’ll give you a nice free workout too. You might have wondered if public transport would be cheaper than the associated costs that come with a car, but walking would be even better. Even if you just walked distances less than 30 minutes, and drove the rest of the time, you could save a fortune in fuel and parking. 


Couponing


Couponing is a great way to save cash on everything from your weekly grocery shop to big family days out. If you are guilty of picking up or cutting out coupons but then forgetting about them until after they have expired, learn how to organize your coupons to make sure you get the most out of them. Be sure to check magazines, newspapers and online sites for the best coupons, but try not to buy anything that you wouldn’t usually. 


Staying In


Days out with the family are expensive. Even if you take a packed lunch, you might pay for admission, parking, fuel, souvenirs and other extras. Nights out and meals out can be even worse. So, start staying in. Find ways to have fun at home with your kids, and look for great date night recipes that you can make at home. 


Putting a Jumper On


Over the winter months, heating can be one of our greatest expenses, but it’s essential. However, by finding alternative ways to heat your home, and taking simple steps like putting a jumper on and closing doors, you could save a fortune. 


With a Piggy Bank


Piggy banks are great. Every time you’ve got less than a dollar in your wallet or purse, put the coins in your piggy bank. It soon adds up when you don’t spend them. 


Live a Cash-Only Life


There are two ways to live a cash-only life, and you should consider both. The first is to withdraw a set amount of cash from the bank at the start of every week. That’s what you have to spend outside of your bills. Don’t allow yourself to use cards. If you don’t have the cash, you can’t afford it. 


The other is to avoid buying with credit. Again, if you can’t afford it there and then, you can’t afford it at all. Get into the habit of saving for what you want, instead of taking credit.

4 Painless Ways To Pick Yourself Up Again



It’s strange, this life. The way the world behaves stays pretty consistent. Nothing really naturally changes rapidly. The planet and the universe are just the same as they always were, and will continue to be like this. Us, on the other hand? Well, we like to fluctuate, don’t we? As we said, the natural world doesn’t do anything but attempt to stay alive, but when we’re down, it can feel as though it’s doing its best hurt us or stop us from getting what we want.


We know that life is all about balance. Whether you believe in the likes of karma or not, you can’t argue with the fact that what goes around really does seem to come back around. Balance is seemingly needed in all aspects of life. That doesn’t stop the hardships from being difficult, though, huh? We tend to always bounce back, but the low points can sometimes have a lasting effect if they aren’t handled well.


That’s why we have to react well and do something to pick ourselves back up again. It’s not easy – it can often feel like a mountain climb, but it’s always possible, and we know this. We all have different ways of dealing with things, but there are practices that we can all do to that can pull ourselves out of the mire. Let’s quickly look at some now:   


Eat Good And Exercise


When you’re down, you can often neglect food. Your mind isn’t in the right place, so your brains sometimes closes the stomach. It’s an odd thing, but it’s a frequent one. Make sure you’re getting at least three healthy square meals in. When you’re hungry, your mind starts to overthink even more than it already is, and that’s not good at all – you don’t want to spiral further.


In terms of exercise, well, it’ll make your fitter, obviously. You’ll also be mentally stimulated because of the chemicals your brain releases. Endorphins are a wonderful thing, and if you’re down, then it’s best to feel the rush of as many as you can.


Talk


Open up about your issue(s). You’ll benefit massively from the shift of weight, and you’ll probably get all of the support in the world from the person/people you tell. They’ll be able to tackle your problem(s) with you and give you a different perspective of things.


If you elect to choose someone you trust in your friendship circle or your family, then that’s a good idea. It also might be smart to consult a therapist: not only will they give you a lot more info, but you’ll feel a lot more comfortable with them due to their authority and standing.   


Spoil Yourself With Retail Therapy


Buying stuff for yourself helps a lot. If you have the money, then go for it. Even if you’re not exactly a material human being, you can still benefit from having nice things around you. It does make a different – even the most cynical people would agree. Whether you’re getting yourself some new custom jordans, a new bed, or a new car, the purchase will probably boost your mood by upping your quality of life some.  


Vacation!


If you got a little more money to spend, then there aren’t many better things to do than getting away from the things that are getting you down. Everyone needs a vacation to recharge and restore. They’re especially needed if you’re in a major funk.

Five Issues That Will Kill Home Offers

Tuesday, August 13, 2019




Are you thinking about selling your home? You shouldn’t underestimate the potential value of a home sale. If you get the right offer, you can make a huge profit on a purchase that you may have paid potentially half for. It can be a rapid way to double your finances, seemingly overnight. But how does a home sale like this happen?


Well, it’s certainly not the reality for everyone with a property on the market. Many people will have to settle for selling their home at a house where they break even or somewhere below their initial asking price. To secure a successful home sale where you actually make money, you need the right level of offers. You need to make sure that people are interested in buying your home. 


Many people think that this is about adding things to their property. For instance, they focus on increasing the curb appeal or perhaps investing in a few unique features for the interior. But, you have to remember that buyers are investing in what’s inside your property. They want the land and want the four walls. Everything else is a bonus or will go with you when you move. That’s why there are some problems that can make a home sale a big old bust. You need to make sure that you are fixing these issues before you put your property on the market. Let’s look at a few of the problems that you do need to focus on. 


Roof Trouble


You probably don’t spend that much time worrying about what’s going on with your roof. It’s certainly not like you spend all day looking up at it. However, we guarantee you that a buyer will immediately turn their attention to the roof. So, what will they see?


Well, they might notice moss growing on the roof. Now you might love this and a lot of people do. It provides the home with something similar to a fairytale cottage aesthetic. However, roofers have another way of viewing it and that’s as a potential disaster that certainly needs fixing. They’re right of course. Moss is actually eating the slate of your home and will eventually cause problems with leaks, letting water into the home. You definitely want to avoid this if you can and you can. This requires you to clean the moss off the roof and potentially replace some of the slates that have already seen some damage. 


You may also have an issue with some missing roof slates. Again, this might not bother you too much, particularly if you haven’t noticed any problems with damp. But don’t for a moment think that a buyer will be happy with this. They’ll view it as a sign that your home has seen better days. At the very least, it will make them think twice about putting down a large offer on your property. 


You should contact a roofer immediately to check the fixes that you can make to your roof which will still fit into your budget. 


Issues With Insects


‘Don’t worry about the ants’ is not a phrase that’s going to fly when you’re showing people around your home. They won’t take your word that they only come into the house once through the year and are easy to deal with. They also won’t accept that this isn’t a major issue. It is a major issue because buyers are always looking for their dream home. If they’re not looking for their dream home, they’re considering investing in a fixer-upper. Unfortunately, you will never get the money you want for a fixer-upper. That’s why you need to avoid the perception that your home is one. Insects are a big concern for buyers. Particularly if it seems there’s an infestation. 


Now, you might be thinking perhaps it’s okay because something like a nest is easy to deal with. You just need a pro. While this is true and you can find things like hornet nest removal tips easily online, buyers will expect you to do this long before you sell. Otherwise, they will certainly take it out on what they are willing to offer you for the home. 




Danger


Anything that can be considered dangerous or even slightly unsafe in your home must be fixed. Don’t forget, your main target buyer is probably going to be a young couple who are looking to start a family. They don’t want to have to deal with any issues with safety as soon as they move in. This could be anything from a loose floorboard to something more dramatic like for instance issues with wiring. It’s something that you need to iron out immediately as soon as you start to think about selling. You should not include this in the terms and conditions of the sale that you’ll fix things before you leave. 


A Cluttered Attic




Is your attic or basement filled with junk and rubbish? Are you something of a hoarder? Well, you need to make sure that you’re cleaning out this space before you sell. There are two reasons for this. The first is that you want to show off space. It’s difficult to do this when there’s not even a square foot of space free from them to explore. The other fact is that they may not trust you to clear it out before you leave. 


This is a big problem where owners just leave the rubbish behind because they can’t be bothered visiting the landfill or getting it cleared out by a professional company. It can be enough to turn off a potential buyer completely and ensure that they leave your home well alone. 


Unkempt Garden


Finally, first impressions are everything when you are selling your home. You only get one chance to dazzle a buyer. That’s why you should be focusing on your garden. Keep the grass short as this will make the area look significantly larger and do consider how to improve the landscaping. If you do this, you can send the right impression that your home is well maintained and properly cared for. 





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