Random Thoughts

Friday, April 29, 2022

It seems like when I haven't written about our lives for a while, I really fall behind with what has been happening here and then it's like I get writer's block.

We have put our home up for sale though- looking to move to Medicine Hat, Alberta, where the younger daughter lives. Time for a change. Looking for better medical services, shopping and just a change. Our town has been going "downhill" for a while. I think it may be a bit of an adjustment for me since I am a small town girl and used to small town driving. Would have to get used to using a GPS and driving in a city. We'd like to buy another mobile home though and hoping to not have to go into debt. Sell this one and not have to pay more for another.

Been busy as well with medical appts in town and out of town, for both of us. Which is another reason we need to move. We live 5 hours- longer when we take the RV- to nearest city to see a specialist. As we age, we don't want to be having to do that drive anymore than we have to. Gas has really been expensive too..especially for the RV. It wasn't as bad in Alberta when we went last week. Cheaper, one tax, and we bought a Costco membership so that made it cheaper yet. Sent for the Costco MasterCard and that will lower it more by giving us cash back. A person has to find all these little ways to save nowadays. I told Gerry, if we can save on some things, we have extra for those other things we want to do.

Doctor suggested I eat less sugar. Said it would help with inflammation and arthritis. Easier said than done. Every day is that- ok- will try again tomorrow day! LOL.

Have a great weekend everyone!

The Factors That Increase Car Insurance Premiums

Friday, April 22, 2022


Car insurance premiums are not set by a car insurer's whim. Many factors go into determining car insurance rates, including your car's make and model, the cost of repairs, how much you drive per year, and where you live. One of the most important factors is whether or not your car has safety features like airbags to protect passengers in the event of an accident.

We shall therefore examine in more depth many of the factors that will impact our car insurance premium. Knowing them could perhaps help us to achieve better premiums going forward. There is also the possibility, too, that different insurance companies may load their premiums slightly differently because of the claim rates their policyholders have shown during the year. It is important to shop around to compare the different car insurance prices.

Driving Record

An important factor with insurance is your driving record. If you have a clean driving record, you're likely to pay less for car insurance than someone who has been in accidents or received speeding tickets. It is worth driving carefully and even having a camera fitted to your vehicle as proof, should you be accused of an accident that was not your fault but might be difficult to prove without sufficient evidence.

Type of Vehicle

Insurers also look at the type of car you drive when setting rates. Sports cars and luxury vehicles are typically more expensive to insure than basic vehicles that might be used to travel to and from a workplace.

It never pays to have a high-performance vehicle unless it is something that makes you particularly happy. This will cost you dearly with insurance. Apart from the make and model being known for its high performance, the higher engine size will be a factor in making your premium more expensive. This is all made simpler for insurance companies because of the groups that vehicles are placed in that most insurers will take note of. Your car will, for instance, be placed in a group from 1 to 50, with 50 proving the most expensive to insure.

What can make a vehicle fall into a higher group is that it would cost more to repair or replace if from one of the luxury manufacturers. You will know if this is likely because even something like a new wheel or tyre will cost you more than with other vehicles. Every part tends to be more expensive when you buy a genuine luxury brand replacement. Insurers will encounter this too, and so allow for it in their premium calculations, which have generally already been worked out by the vehicle grouping system.


Car insurance rates also vary depending on where you live. If you live in an urban area, you're likely to pay more for car insurance than someone who lives in a rural area. This is because there's a greater chance of your car being stolen or involved in an accident. Certain cities are known for their higher crime rates and insurers are aware of this fact.

It may not be cost-effective to move home for the sake of insurance premiums, but that could certainly make a difference if we had that choice.

Approved Safety and Security

Ironically, the luxury brands come with improved safety, so while they cost more because of their performance, there can be discounts because of their other features. Insurer-approved alarms will attract discounts as they prevent thieves from stealing the vehicle in many cases.

There are many factors that car insurance companies take into account when setting rates. The best way to get the lowest car insurance rate is to shop around and compare quotes from multiple insurers. It is good to know that you can receive discounts when you or your vehicle satisfy certain criteria.

Mermaze Mermaidz Has Just Officially Launched

Wednesday, April 20, 2022

Some exciting news! A new brand called Mermaze Mermaidz has just officially launched and their world will AMAZE you.

Beyond the waves, beneath the surf, into the deep blue... follow the fabulous fins of Mermaze

Mermaidz to discover something amazing! Independent, ambitious change-makers, the Mermaze Mermaidz empower each other as they discover their colour change transformative powers.

Mermaze Mermaidz Colour Change Fashion Dolls - MSRP: $49.99 CAD

These mermaids live in a modern world powered by water technology where each Mermaze Mermaidz doll has a unique, sculpted tail that performs a magical, dramatic colour change when submerged in water. Their tails also double as a stand when the fin is bent 90 degrees, so they can really stand on their own.

What a great doll for a little one or for any collector!

Happy Easter!

Friday, April 15, 2022

            Wishing everyone a very Happy Easter.. Stay safe and healthy!


As Seen On Shark Tank- Wild Earth Gives "Pet Parents" Peace of Mind - (USA)

Thursday, April 14, 2022

Wild Earth is the vegan, cruelty- free dog food that was featured on Shark Tank in 2019, where biotech entrepreneur and CEO, Ryan Bethencourt, secured a deal with Shark Mark Cuban. You can view the segment here. 

We decided to order some for Jake!

Wild Earth gives pet parents peace of mind by offering a safe, sustainable and ethical nutrient-complete dog food option backed by science. In fact, more than 85% of pet parents who switched their dog to Wild Earth reported improvements in their dog's health from reduced allergies to acting like a puppy again, and we know this would be great for Jake too!

*** Please note these are shop in the USA products only

Easter Is Right Around The Corner- Look What We Found!

Friday, April 1, 2022

Easter is right around the corner and why not celebrate with an alternative to chocolate and bunnies with puzzles, toys and tracks? 


We’ve listed some top toy picks below that could be a great fit this Easter for gifting.



  • GraviTrax Pro Giant Track- (MSRP $299.99, Ages: 8+): GraviTrax is a well known interactive STEM toy that allows you to design and build your own tracks,encouraging experimentation with magnetism and gravity. With different levels, tiles and tracks, you can control the speed of the marble... racing them to the finish line! The GraviTrax Pro Giant Set features more than 400 elements, including unique components and everything you need to begin building your own vertical action-packed track systems.

  • BRIO Disney Princess Castle Set-(MSRP: $159.99, Ages: 3+) Join Princesses Aurora, Belle and Cinderella in a fairy-tale world with the Disney Princess Castle Set. This charming play set includes a magnificent princess castle, wooden train tracks, princess train with wagons, three Disney princess characters and accessories. Not only does the train help with creative role playing and storytelling, it also allows little ones to control their play experience, furthering their personal development while they have fun. 

  • BRIO My First Railway Light Up Rainbow Set (MSRP: $99.99, Ages: 18m+) Follow the lights and make the rainbow shine in the Light Up Rainbow Set. This interactive toy train set introduces toddlers to basic sequencing and “cause and effect” patterns in a fun and engaging way. The aim of the game is simple - light up the rainbow with all of its beautiful colors. To do so, just follow the blinking lights on the tracks with the little wooden train. Each time you correctly follow the lights through the cloud and complete the challenge, the rainbow will light up one of its four colors and a cute melody will play. Light up all the colors and you’ll be lucky enough to experience a playful song and light show.

  • Star Wars Puzzles- (MSRP $17.99 - $29.99, Ages: 10+ - 14+): Ravensburger Puzzles has launched a line of Star Wars puzzles that are sure to excite any Jedi this Easter holiday. As we all continue to seek out new sources of entertainment to enjoy our days and nights at home, a return to classics is always a sure bet. Puzzling is a great activity for individuals and families of all ages and Ravensburger has the best selection to help you keep things interesting!

  • PLAYMOBIL DUCK ON CALL-(Ages 3+): Playmobil, known for its imaginative play and iconic figures, has remained unrivaled in its unique approach to play, allowing children to recreate and experience the world in miniature. Respond to all the emergencies and be the community hero this Easter with the new Duck On Call theme! With so many vehicle options, the creative avenues are endless! Need an ambulance, a fire truck, a paramedic? Duck On Call has it all!

  • PLAYMOBIL PONY FARM-(Ages 5+): Calling all horse lovers and budding ranchers - get ready to create your own custom farm, complete with all of your favourite ponies and farming essentials! Let your imagination run wild as you gallop through your farm and the pasture beyond with your new pony friends, all in the comfort of your own home! Playmobil's Pony Farm theme boasts a new and exciting way to experience and learn about different horses and animals, farming, nature, and the importance of family and friendship.

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