Thursday, September 21, 2017

Trick or Treat Halloween Treats!




Trick-or-treating—going from house to house in search of candy and other goodies—has always been a popular Halloween tradition, and we have some brands we'd like to share with you that are great for those little Trick or Treaters this year.

M&M’S® Peanut Chocolate Candies Ghoul’s Mix Share Size-



Scare up a sharing opportunity with new M&M’S® Peanut Chocolate Candies Ghoul’s Mix Share Size. With festive seasonal colors and a batty design, this new mix is destined to be a delicious personal treat for ghouls and enough to share with a gobblin’ friend.



** Watch this spot for more Halloween treats...coming soon!




Monday, September 18, 2017

Emmy Looks for Less from Azazie.com

Television’s elite rocked the red carpet tonight to celebrate the 69th Primetime Emmy Awards and a rainbow of fashion frocks took center stage.  If you want to sport a similar style, but not sure you can handle the price tag, don’t fear!  Azazie.com - an online bridal wear retailer that boasts made-to-measure dresses at a fraction of industry costs - has an array of stunning styles to ensure you look like a million dollars, without spending it. For some style inspiration, highlights of the night include:  

Wonderful in White – 


With summer wedding season barely in the rearview mirror, many celebrities - such as Millie Bobby Brown (Stranger Things), Uzo Aduba (Orange is the New Black) and Evan Rachel Wood (Westworld) - opted to wear white for television’s big night.  Trying to extend her newlywed status a little longer, Sofia Vergara (Modern Family) joined the club, donning a beautiful strapless white Marx Zunino mermaid gown that showed off her amazing figure. For a similarly stunning look, Azazie’s Misty ($249) gown is a flattering sweetheart tulle strapless gown with a full pleated bodice and corset back that is sure to fit you like a glove, without breaking the bank.

Red Carpet Ready  – 




Red is always a sizzling color that ensures you’ll stand out in a crowd. Helping her to do just that, Edie Falco (Nurse Jackie) wore a beautiful one-shouldered red gown that accentuated her curves in all the right places.  Similarly stunning, Azazie’s Carissa floor-length one-shoulder chiffon dress boasts a trumpet/mermaid silhouette, twisted flare in the back and one-sided ruching at the hip, all for the incredible cost of $129. 

Black Beauties  - 



Black sequined gowns were a hot trend at this year’s Emmy’s and stars such as Robin Wright (House of Cards) and Emmy Rossum (Shameless) looked fierce in sexy strapless dresses from Thierry Mugler and Zac Posen respectively.  To recreate this sultry look, try Azazie’s floor-length sequined Estrella gown ($109) that features a sweatheart neckline and mermaid silhouette for an unforgettable, yet affordable look. 

Orange is the New Black –



Color dresses were abundant at tonight’s award show and Viola Davis (How to Get Away with Murder) is always one to embrace a bold hue. Tonight was no exception, as she wore a bright orange Zac Posen gown with thick straps and front detailing. Azazie carries several similar styles that provide a ton of bang for your buck.  The floor-length Melinda dress (shown in Tangerine; $129) features spaghetti straps leading up to a halter neckline, pleating throughout the top of the bodice and pockets to stash some money and your favorite shade of lip-gloss.  Kaitlynn(shown in papaya; $119) is a floor-length, empire style dress with a heavily pleated bodice that is sure to flatter any figure.

Back to the Basics – 



Celebrities were looking to make their mark at the Emmys and did so with interesting necklines (plunging galore!), embellishments and back detailing.  Shailene Woodley (Big Little Lies) showed off her sexy side, wearing a green spaghetti strap dress with double back strap detailing for a little edge.  Azazie’s floor-length Kailyn ($119) dress boasts a similar strappy look, featuring an overlay of chiffon for an illusion halter neckline and back straps held together with a jewel button.

All Azazie.com dresses range in size from 0-30, as well as custom sizing and come in over 60 colors.

Making The Best Of A Bad Lot: A Guide To Repairing Bad Financial Decisions

Sometimes in life, we make bad financial decisions. It may be because we don't have enough information at hand to make the right ones, or it could be because we are so preoccupied with the issue it clouds our judgment. However,  one thing is sure, bad financial decisions can have a grave effect on our lives and cause repercussions for years after. That is why if you find yourself in this type of situation it's best to do a little work to try and repair the problem as best you can. So read on for some advice on how you can make the best of a bad financial lot.

No medical insurance

Medical insurance is something that many people see as vital for both their health and wellbeing and their peace of mind. However, with premiums being so high, it can be something that some folks skip to make ends meet. Unfortunately, this a is a false economy because if anything does go wrong, the cost you incur from such bills is likely to far outweigh the little you manage to save by avoiding insurance in the first place.

Of course, you can't go back in time and change this, so what are the other options? Well, you can lower your medical bills by choosing free health care, or even traveling overseas to receive treatment that is cheaper than it is in this country.

cost-1931798_1280.png


Another option to consider is to apply for social security disability benefits if you can no longer work. To do this, it's always best to get the professional is like LaPorte Law Firm involved. As this increases your chance of being accepted. Then when you are awarded disability, this amount can help pay for your basics as well as go some way towards any medical bills you have incurred. Meaning that you can avoid bankruptcy and further damaging your credit.

Bad investments

Many people see investing in stocks and shares and other financial products as a quick and easy way to make money. However, the reality of investing is often quite different. As you can lose as well as gain.

financial-crisis-544944_1280.jpg


So what can be done to make the best of their bad situation? Well, first of all, it's a good idea to stop putting good money after bad. So that means it's best to avoid the temptation to recoup a loss on the stock market by investing more money. This is because it's like being at a casino and continuing to play when you have wiped out, in the hope that you will make enough money back to cover your costs. Yes, it may happen, but if it doesn't you will be in even more debt, making the problem much worse, and with no guarantees, either way, it's just not worth the risk.

coins-1523383_1280.jpg


The next thing to consider is whether your loss is permanent or temporary. You see the stock market can change in an instant, but those that are successful with these types of investments, are usually the ones that are in it for the long haul. As they can keep their investment in until the value of their stocks rises again. Making their loss only a temporary. Although, this does depend on them being able to do without the money in the short term, which is why most financial advisors suggest that you never invest money that you can't afford to lose.

No savings

Many people also make the poor financial decision to ignore saving for their future. Meaning they end up living paycheck to paycheck with nothing left over. OK, some folks will argue that they can't save because they just don't have enough, but is this always the case?

It is, of course, dependent on each individual's circumstances, but in many cases, it is possible to make reductions to everyday costs. Allowing there to be some money left at the end of the month that can be saved for an emergency fund. A fund that is there just in case the worst happens like the car breaking down, or someone getting sick.

calculator-168360_1280.jpg


Common and relatively easy changes that can be made to fund this emerging savings budget include being stricter with the grocery budget, by planning meals and using coupons to cut the cost. Changing service providers for things like energy and utility can also assist in reducing month bills, allowing them to be more left over to be saved.

shopping-list-2044706_1280.jpg


It can also be helpful to divert funds to pay off bills that are on credit before saving anything. As this is a more efficient use of money in the long run.

Bad credit

Credit scores are important. So important that they can be the one thing that can stand in the way of your next major purchase, like a home or vehicle. That is why it's vital to look after them and keep them as high as possible.

credit-card-1520400_1280.jpg


So how can this be done, especially if they are already damaged? Well, it's things like missing payments, being late, and not communicating with your credit provider when there is a problem that can cause your credit rating to fall. It can also be problematic if you apply for too many loans or new credit cards in one go. So one way to repair your credit rating is to stop doing any of these behaviors.

Another way is to consolidate your debts into a single loan, meaning the incidence of late or missed payments is reduced. While also making your monthly outgoings more manageable. Something that could improve your standard of living as well as your credit rating over time.

No 401K

Lastly, a terrible financial decision that many people make is to skip membership to a 401K program. As this leaves no provision for your finances in your old age.

save-2340273_1280.png


Of course, if you can change this by opening one, you should. Although if you are readily approaching, or have already arrived at retirement age without one, what can be done?

Well, if you don't wish to continue working it can be helpful to liquidate other assets that you have. Such as selling a property or business concern to allow you to live off of the profit you have made. Something you can find out more about here.

Sunday, September 17, 2017

Small Home Appliances That Make Life a Little Easier

Gerry and I have come to rely heavily on on two wonderful products; the Black and Decker 12-Cup Programmable Coffee Maker and the George Foreman Red Evolve Grill System.

Gerry loves his morning coffee and generally consumes about 4 cups throughout the day.  He loves the fact that he can fill up the reservoir with water, put in a filter basket with his favourite coffee and set the timer for when he gets up and voila he has fresh delicious piping hot coffee when he gets up in the morning. Even great for that afternoon coffee break time with some cookies or a muffin!


Sometimes when Gerry gets up early and the coffee is brewing he can easily sneak a cup without having a mess on the coffee maker and all over the counter. The other wonderful thing about this coffee machine is that it allows us to set the time within a 24 hour time frame. It is also so easy to clean with its removable parts which are dishwasher safe- making clean up effortless.  The carafe is a large one too, that holds 12 cups of delicious coffee.

As many of you may know we love to travel in our RV and sometimes weather conditions don’t permit us to BBQ or grill outdoors so the George Foreman Red Evolve Grill System is perfect for our road trips as well as in the home.  It’s compact enough that we can put it into a cupboard on our motor-home and not worry that it will go flying off the counter if we should hit a bump in the road.


We just love that it has a 2-in-1 capabilities and simple digital controls with removable plates so we can make steak, chicken and so much more and then change out the plates and make waffles or pancakes.  It is quite versatile and easy to use no matter what we’re cooking up. 

We love the fact that the temperature is adjustable from 300 degrees to 425 degrees Fahrenheit. The ceramic plates heat evenly for excellent non stick cooking and the tilt tray allows us to enjoy tasty meals without the fat. The fat rolls down into a tray for easy disposal and no counter top mess.


And speaking of  it's ceramic plates, they’re so easy to clean and stay so clean too when we are cooking. A simple wipe gets most of the grease off and a soapy dish cloth or sponge gets all the removable parts sparkling clean in no time. 

The Black and Decker 12-Cup Programmable Coffee Maker and the George Foreman Red Evolve Grill System have really made our lives much easier.

Friday, September 15, 2017

Review: Canus Goat's Milk Skin Care Products

I love trying beauty products. Skincare too is important to me. With aging skin, goats milk skin care products make perfect sense to use.



I have tried the Nature by Canus bar soap, body washes and lotion and love them. They really make your skin feel good after using them. Canus has made its line of Goat's Milk Skin Care Products affordable for all, even for us thrifty folks!

The best thing about Nature by Canus, is that they combine a pure vegetable soap base with fresh goat's milk, plant-based ingredients and natural essential oils, such as Lavender, Olive Oil and Wheat Protein. Their signature formula, available in Original and Shea Butter, is free of parabens, phosphates, glutens and artificial colors. Plus their products are not tested on animals. That's alot of good going on in their skincare.

The Canus name produces more than 70 goat's milk skin care products for adults and children.

Canus has also launched its Canus for a Cure campaign to help patients coping with cancer and is active in supporting the Komen Race for the Cure events, Ronald McDonald Houses and the American Cancer Society HOPE Lodges. Teh company as well is also loving to the environment by using eco-friendly packaging, local sourcing ingredients, having Smart warehouse lighting, hybrid company vehicles, and an extensive recycling program. Thumbs Up!




Thursday, September 14, 2017

Find and Reserve Campgrounds Online for Free with RoverPass


RoverPass is a free online booking site with thousands of listings for RV parks and campgrounds. Campers who use RoverPass can quickly and easily find and reserve campsites across the country without having to place a call. Each campground listing is complete with reviews, campsite activities/amenities, pictures, and more.

Recently, they’ve rolled out a program similar to Airbnb but for RV and campers. Local members of a community with extra parking space on their land can create a listing on RoverPass. RVers looking to stay in the area can request to stay, pending the land owner's approval. This system helps cities with few public and private RV parks to accommodate RVers who want to visit the city for a few days but can’t find any availability.

The company also offers a Frequent Traveler Club. This membership allows you to book through RoverPass for free as much you’d like over the course of a period of a month, six months, or a full year. It’s perfect for those planning to travel across the states, from Seattle to Tampa, and stay at dozens of parks along the way!

Review: Starfrit Heritage The Rock Ceramic 10 Piece Cookware


My new Starfrit Heritage The Rock Ceramic 10 Piece Cookware is a dream and currently replacing my old Teflon cookware which was getting scratched quite a bit, resulting in unhealthy Teflon getting into our meals.

It’s time to say good bye to Teflon and never look back.  I love the appearance and even distribution of weight of the Starfrit collection including the even cooking of all all our meals.  



This is a beautiful collection of 10 pieces which includes three sauce pans with lids in sizes of 1, 2.1 and 3.2 quart as well as a stock pot with lid that has a  6.2 quart capacity and a deep frying pan 4.4 quart with lid as well.

The ceramic finish is rock like and is supposed to be 3 times better than any non stick products on the market.  Best of all I love the fact that the cookware is scratch and abrasion resistant which means they’re durable enough to stand up to anything type of stove from gas, electric, ceramic, halogen and induction stove tops. Plus I really like the color of this set!



I love the fact that when cooking with this set the food literally slides out of the pots, sauce pan and frying pan making clean up a breeze.  They wash up perfectly and are also dishwasher safe. So if your considering a new pots and pans set and want to get away from Teflon, this set is a great suggestion!

Tuesday, September 12, 2017

A Re-Do on The RV Kitchen and Front Room Cupboards

Our RV kitchen cupboard and front room doors were in need of a stain re-do, but when Gerry went to just stain or varnish over top, it wasn't sticking too well, and then it was running and making white streaks on the doors. Oh no! What now? Well, he had to take the doors all off and sand them all down and start over with the staining and a clear coat. problem fixed but alot of time spent to fix them.




Monday, September 11, 2017

On This Day- Remembering 9/11

On This Day: Thinking of all those who put themselves in harm’s way to save lives on 9/11. Those that lost their lives and as well families who have had to carry on without their loved ones, we will always remember this day.

Thursday, September 7, 2017

Fresh Look For The Backyard

Gerry removed the old weathered landscape ties, and replaced with new. Brought in a bit more black dirt and covered it all in with mulch on sale! Total cost: $50




Tips For Earning Extra Income Around Your Day Job


So, you’re looking to make a little extra income? Aren’t we all! The majority of us could do with fatter pockets come the end of each month – a little something to tide you over, or to spend on those finer things in life that we tend to forego for financial reasons. It’s easy to assume that you haven’t got the time to earn more money – when we’re all rushing from A to B, trying to get through our to-do lists every day, earning extra income can seem impractical. Today, we’re providing some tips on ways to earn extra income around your current employment. 



Online poker

Here’s one for those of you who’ve already got some poker skills. You needn’t be as good as the poker legends we see each year at the World Series of Poker, but you need to know the rules and how to outsmart your opponents. Set a budget for the month and a limit on the amount of time you sit down to play, and you should be able to take home a little extra every month. If you have zero poker prowess – learn how to play before you start gambling with real money!

Become a virtual assistant

Are you incredibly organised and handy with a computer? If so, these skills could be utilised to become a virtual assistant. The money is surprisingly decent, you can expect to make between $25-$100 per hour. Virtual assistants will help their clients with basic admin tasks – booking appointments, flights, typing out emails - all from the comfort of your own home. It’s possible to find roles like this on Craigslist, or for a small fee on sites like Zirtual and VirtualAssistants.com.

Rent extra space

If you have a spare room or space on your driveway or in your garage, this excess space could be earning you a nice monthly sum. Airbnb is a fantastic little earner for anyone with plenty of space or someone who is out of town a lot. Most people will prefer to hire out a whole property, but it is possible to just rent out a room. If you live in an area where parking is tight, you could make a significant amount by renting out your space to a commuter or someone who lives nearby that doesn’t have the luxury of their own private parking space. JustPark is a great place to start.

Pet sitting

If you’re an animal lover, chances are you’d look after someone’s dog for free! Well, now you don’t have to – on websites like Rover and Care – you can offer your services as a pet sitter, either during the daytime, overnight or at the weekend. You’ll have to complete the sign-up process, which involves posting pictures of yourself and your home, as well as any information about your own pets, but it is possible to earn an additional $1000 a month.


Sell your old stuff

We all have belongings sitting around collecting dust that could be earning us cold hard cash rather than cluttering up the garage. Items like old electronics, toys, clothes and books could all bring in some extra cash. There will be some sign up time involved, and you’ll probably have to post photographs of what you’re trying to sell – but if you have enough sitting around, this could be a easy way to make some extra income while tackling some of that clutter your significant other keeps banging on about! 

Wednesday, September 6, 2017

Celebrate National Rice Month with Uncle Ben’s® and Ben’s Beginners™ Cooking Contest (USA)


The Ben’s Beginners™ Cooking Contest is a movement to inspire families to cook together. We’ve learned that teaching kids to cook inspires them to eat healthier and turns cooking time into family fun time. Celebrate National Rice Month with Uncle Ben’s® family-friendly recipes and fun online activities to bring families together in the kitchen—and to get kids started on a healthier way of life. Uncle Ben’s® is taking National Rice Month seriously by offering families around the country the chance to win $15K and a $30K for a school cafeteria makeover! To enter, visit unclebens.com and upload a photo of you and your kids cooking together. You have until October 9, 2017 to enter for a chance to win big.  

Thursday, August 31, 2017

Making Moving Cheaper In 10 Easy Steps


Whether you’re a hopeful homeowner or looking for new property to rent, moving house can get quite expensive if not planned properly. The last thing you want to do is make the stress of moving house one hundred times worse by completely overspending and having no money left to relax with after the hard work of moving. To avoid this, ensure you read over these easy steps to making moving house cheaper.

1. Set A Budget
When moving house, there is no such thing as too much planning, especially when it comes to how much money you’ll be spending and on what. The best way to do this is make a list of every possible expense of moving house, such as the price of a moving van, and the packing materials, and decide an estimate of how much you will spend on each expense. It’s always best to add an extra 10-15% of the overall total on top, just in case an extra expense arises that you didn’t plan for, but other than that you must stick to the budget, or you’’ end up spending hundreds of dollars more than you were meant to.

2. Find A House
Whether you are looking for an affordable studio apartment to rent or a charming family home, you need to find a house, which obviously is the main expense of moving. Don’t be put off if you can’t find exactly what you’re looking for, as long as you have some time, and have budgeted in the expense, of course; you could always settle for a bit of a fixer upper and make the place up how you like it. Some properties even provide you with a decorating grant, if the home is a little worse for wear, which could save you a lot of money.

3. Book Moving Vans In Advance
As well as shopping around to find the best deals on moving vans, it’s also always a good idea to book them in advance, as, more often than not, they will be offered at a discounted rate if the company has plenty of notice.

4. Rent A Van
Although this may seem to be the same step as above, it isn’t. Moving vans often come with men that will help you physically move your belongings out of your old house, into the van, and then back into your new house, rather than you do it yourself. Simply renting a van alone, and having the help of a few friends and family members help with the lifting and moving, would often be a cheaper option, that could potentially save you a good chunk of cash.

5. Get Rid Of Your Things
It’s simple, the more things you need to move, the more expensive moving is going to be, as you’ll either require more vans or more trips back and forth to your new property. Therefore, it’s easier to simply get rid of anything you no longer use or don’t need, as they’ll only take up room in the van unnecessarily.

6. Sell Your Things
Try selling anything you’re getting rid of (as long as it’s not complete junk, of course) on the internet or a yard sale, and get yourself some pocket money to enjoy once the stress of moving is over and done with.

7. Don’t Spend Money On Boxes
Believe it or not, people often spend out ridiculous amounts of money on new boxes, when it simply isn’t needed. Instead, ask any family or friends that have recently moved house if they have any boxes to spare. Many shops also have an extensive collection of cardboard boxes in the back too, that are simply awaiting being recycled.

8. Homemade Packing Materials
Many things other than cardboard boxes can be used to transport your belongings to your new home, such as laundry baskets, suitcases, and trash cans (just make sure it’s clean before putting anything in it). Things such as towels, blankets, and various articles of clothing could also make useful cushioning and wrapping for your belongings. Newspaper is also a useful tool, as long as it’s print can’t be transferred to anything particularly delicate.

9. Pack Yourself
Many people prefer to use a packing company when moving house, as they see it as less stress on their part, and they are usually incredibly organised, however, such businesses can get quite pricey, which isn’t something you can always afford. If this is the case, and you are in a situation where you need to pack yourself, the last thing you want to do is start packing boxes with no sort of plan or organisation. What you need to do is not only pack room by room of your old house, but also your new house - If there’s anything that will be going in a different room in your new house, pack it in a box of things for that room, rather than a box of thing for the room it’s currently residing, which will make unpacking a million times easier.

10. Don’t Overspend On Redecoration
As I’ve already mention, for some more worse for wear properties you are offered a decorating grant to get you started in your new home, however, this isn’t always the case. In this instance, you may have the temptation to impulse buy new furnishings, wallpaper, or crockery. You must avoid this at all costs. The initial rush that you feel from moving house and making it up to look like your favourite album on Pinterest will be ruined when you look at your bank statement and realise just how much you spent. Instead of doing this, plan to redecorate a room or two each month, which will turn out to be much more financially beneficial, and will spread out the decorating process and cause you less stress in the long run, as you won't be trying to do every room at once.

These simple steps will save you not only the stress of overspending and struggling financially until your next payday; they will also save you more than enough money for a celebratory glass of fizz and a takeaway to relax in your lovely new home.

Wednesday, August 30, 2017

The "What They Need This Year For Back To School" Guide


Back to School  Wondering whats new and hot for Back to School this year? Grades k-9? We've gathered some great ideas- starting with:


Bobbi-Toads  -




The most creative and innovative shoes out there. Unique & customizable kids' shoes that can be decorated! These shoes make an awesome fashion statement! Paintable and light-up shoes- sure to please her! 
One Income Dollar reader code for 20% off and free shipping: ONEINCOME


***Watch this spot for more Back To School Must Have's!

Things to Know Before Signing Up for Your First #Credit Card



Getting your first credit card is a defining moment in your life. For many people, it marks the point where they begin to truly feel like an adult. Despite the fact that many of us assume that we will sign up for a credit card as soon as we are old enough, surprisingly few enough understand how they work before obtaining one. Credit cards offer a greater degree of freedom than a debit card, which is what most of us will have experience with, but this extra freedom comes at a price; it requires financially responsible behavior which many young people find themselves unprepared for in the beginning.

What Is a Credit Card?

A credit card looks just like a debit card and works in a similar way in terms of how one uses it. In shops, credit cards are either swiped through a machine, inserted so that a PIN number can be used to verify the purchase, or if the card supports near field communication (NFC), it can simply be waved near a reader in order to be used.
Rather than removing funds from a linked bank account, and thus requiring you to have the balance available like a debit card does, a credit card works more like a small 30-day loan. The cost of the items or services you use will be added up and at the end of each billing period (usually 30 days) the outstanding balance is paid. If payments are late or incomplete, then interest may be charged.


The Benefits of a Credit Card

A credit card offers numerous benefits, the most attractive one is the ability to spend money you don’t yet have. Most people are paid on a monthly basis and so as long as their total purchases don’t exceed their earnings they don’t have to worry about doing all their shopping on or around payday.
Credit cards are also beneficial because they can be used in an emergency. In fact, a growing number of people keep a credit card with them that they only use when no other options are available, ensuring that there are few, if any bills for the card but that it is there, ready to be used should it be required. Look online for credit card tips to find out how to make the most of your credit card.

Grace Period

Grace period is a term that is probably unfamiliar to those who haven’t previously had any financial dealings. The grace period is essentially a deadline extension; let’s say that your billing cycle is every 30 days with a 21 day grace period. This means that, while your bill is due every 30 days, if at the end of the billing cycle you are only able to pay some of the money you owe, then the credit card issuer will allow you a further twenty-one days to pay before any penalties are charged. You should always plan to pay your bill off on time so that the grace period can act as a safety net if there is an emergency.
Signing up for your first credit card is a financially liberating experience and the first taste many younger people have of adult responsibility. Remember though; if you don’t think a credit card is suitable for you, then opt for a debit card instead as the consequences of defaulting on payments can be severe.

Monday, August 28, 2017

Fires Burning Close to Home

Fires burning only about 35-40 miles from us. Smokey air, ash falling. Road out of town closed.