Thursday, April 18, 2019

15 Budget Friendly Ways to Go Green Just in Time for Earth Day

Going green is about more than recycling and reducing your use of single-use plastic. Truly going green requires a shift in mindset towards a minimalistic lifestyle, which means only buying things you truly need. Thankfully, going green and adopting minimalism is easy on your wallet as well as the planet. Our world is fueled by consumerism, constantly telling us that we need more to be happy, when in reality it's simply a sales tactic used by big corporations to sell us more products. Rethinking your consumption habits and participating in no-spend challenges can help break the cycle of consumerism and save you money in the long run.

Credit.com took a look at categories such as shopping, pets, household products, food, technology and many others to provide cost-effective and useful tips to help you save green by going green. For example, did you know that energy saving power strips can save you up to $100 a year by automatically powering down items not in use? Or that if the entire U.S. population participated in Meatless Mondays, it would be the same as taking 7.4 million cars off the road? Check out the IG below for some energy saving tips and check out Credit.com's blog post on Going Green on a Budget for more information. 



10 Ways the Average Person Can Improve Their Job Security

Job security is always going to be an important concern for those of us with regular jobs. The last thing we want is to completely lose our main source of income, so it’s vital that we find ways to keep our position or at least improve our chances at finding a new job should our employer collapse or experience financial difficulties. So in this article, we’re going to look at 10 ways that the average person can improve their job security in order to stay financially stable.

Source: Unsplash

1. Become essential to your business

If there’s one thing that will help you keep your job regardless of your industry, it’s when you become an indispensable part of it. Most employers won’t fire someone or let them go if they’ve become a crucial part of the business. This could be because their role is incredibly important and they fill it well, or because the knowledge they possess is something that nobody else has. There are plenty of unique ways to become essential in the workplace and it often depends on the type of office you work in. The simplest way to approach this is to consider what skills or knowledge you possess that no one else in the office has.

2. Put in the extra effort

Going the extra mile at work not only makes you a more productive member of the workplace but also helps you stand out from your peers and makes you a more valuable member of the office. This will help to give you a shield against being fired or let go for financial or productivity reasons and is often a great way to get bonuses at work too. Of course, you may also be taken advantage of by your employer, so it’s a good idea to moderate just how much extra effort you put into your work.

3. Adapt to changes in your workplace

If there are changes taking place in the workplace then you need to learn to adapt to them. For instance, if there’s a new branch opening or a new type of product or service, then you could potentially expand your horizons by adapting to those changes and offering your employer a completely new set of skills that can help them expand the business. An example of this is if your employer has decided to switch from a traditional system to one that uses more technology. If you can adapt to those technological changes faster then others then it could land you senior position.

4. Learn how to communicate effectively

Whether it’s communicating with your boss or speaking to your peers, effective communication helps you become more productive in the workplace and helps to solve miscellaneous issues in the office. If you improve your social skills in the office and learn to communicate more effectively then you can drastically improve your job security.

5. Go beyond your role in the workplace

If you’re capable of going beyond your role and learn new skills to help others in their department, then you’re going to appear far more indispensable and will be unlikely to ever lose your job. In fact, it could land you a promotion in the future as a senior member of staff that is capable of managing or assisting multiple aspects of the business. However, this does require you to be very vocal and also learn new skills that are useful in multiple parts of the business.

Source: Unsplash

6. Seek the services of third parties

Sometimes, keeping your job doesn’t really involve learning new skills, being more vocal or even working at all. Sometimes, keeping your job involves speaking to third-party professionals such as oilfield injury lawyers that can help you get back into your position after an accident at work or even attorneys that can help you deal with harassment and other related issues in the workplace.

7. Learn new skills and apply them to your workplace

There are plenty of ways to learn new skills in your own time in order to provide yourself with a better chance of getting promoted and keeping your employment position. You could ask your manager or a senior member of staff about undergoing courses to pick up new skills and become a more valuable member of the team, or you could consider learning yourself at home and develop new skills that can be applied to your position in the workplace. Employers like to see their staff developing new skills that can improve the business and make them more productive.

8. Help your co-workers

Helping your co-workers can earn you favor not only with your employer but also with other employees that you work with. This ties in with the idea of becoming an essential member of the team and providing you with some protection against being let off or fired. A member of staff that provides assistance to everyone else is essentially a senior manager in the making and it’s a great way to show your boss that you’re serious about your position in the office.

9. Become an expert in your respective field

In order to become indispensable, it’s often important to think of yourself as more of a consultant and adviser than just an employee. If you’ve got the knowledge and skills to be doing more in the business than what you’re currently doing, then showing off a little bit and establishing yourself as an expert can help you find more employment and growth opportunities that will help you keep your job.

10. Be honest with yourself

Sometimes, our line of work might not be the most interesting or enjoyable thing to take part in and it can usually lower our motivation and make us think twice about ever wanting to put in extra effort to help our employer. If you’re not motivated at all to improve your skills and play a bigger role in the workplace, then perhaps a new job is what you need to ensure your job security instead.

Wednesday, April 17, 2019

2019 Mothers Day Gift Guide


Birth moms or adopted ones, they all have a place in our hearts. Even gammas are remembered on Mothers Day, special aunts, etc.. Remember them all this year, and tell them how much you love and appreciate them in your lives. If your looking for some great ideas for mom this Mother's Day, we have some great brands that have some nice ideas for you, to make shopping a bit easier. 


Ecuadorean-



Their Everywhere blanket is a perfect Mother's Day gift, because the blanket is made by their good family friends in Otavalo who hand-craft each blanket as a representation of their culture, artisanship, and family unity. Mainly using recycled textile fibers, the artisans craft each blanket with the greatest respect for the environment. With its vibrant colors, generous size, and soft texture, their Everywhere blanket is meant to be used anywhere and everywhere, whether cuddling with your mom on a winter night while watching your favorite movie, enjoying a picnic outside under the warm sun, or seeking out new adventure while hiking through a deep forest. Where will your Everywhere Blanket take you?


Their ponchos, also hand-crafted by the artisans in Otavalo, are a wonderful addition to everyday life and festive occasions. The ponchos are non-allergenic, super soft, comfortable to wear and handmade in Ecuador entirely of recycled textile fibers. When they first discovered the ponchos, they immediately brought them home and shared them with their friends, who also fell in love with them at first sight!

The infinity scarves are unlike any other scarves the brand has ever discovered. Cozy but lightweight, each soft knit scarf is touchable and oh-so-soft. We, ourselves, love wearing our scarves everywhere we go either on cold winter days or cool summer nights, both for their comfort and for the many compliments we get wherever we go with them. 



Around Town Tote with Rubie Mini:



Give Mom a casual style with a sophisticated feel with Thirty-One Gifts’ big, beautiful Around Town Tote ($78 US)! Whether she’s out shopping, heading to the office, trekking to class or taking off for a fabulous weekend, this tote is the perfect carryall. There’s lots of great pocket space inside and a hidden cell phone pocket outside so she can take what she needs along with her wherever she goes. Available in neutral shades and bright colors to suit Mom’s personal sense of style. Choose a matching or complimentary Rubie Mini pouch to hold extras too ($22). 
   

JK by Thirty-One Jewelry:



JK by Thirty-One jewelry lets Mom tell her story with icon charms and personalized round, silver-tone charms personalized with a family photo or a colorful option featuring a design, initial, monogram or Celebration Birthstone Charm. Creating beautiful custom jewelry for Mom has never been so easy! Add them to your choice of chain necklaces with matching earrings.  


Close to Home Collection from Thirty-One Gifts:



Thirty-One’s home Close to Home accessories include beautiful rustic style, food-safe trays and caddies that are perfect for home d├ęcor, dinner parties, holiday gatherings, family get-togethers or just snack time. Made of natural mango wood with iron handles for carrying and a padded base, they clean easily with a damp cloth. Have your tray or caddy personalized with one of many design options, a phrase or name for an unforgettable gift for Mom. 



The Contentment Journal -





Releasing April 2, 2019, The Contentment Journal is the perfect gift for mom. Rachel Cruze, #1 New York Times best-selling author and Ramsey Personality, guides readers through 90 day journaling plan to help them live a life of contentment in a world full of constant comparison. The Contentment Journal is divided into 30-day increments:

    • The first 30 days focus on gratitude and recognizing the blessings in your life.
    • The next 30 days focus on humility and thinking of others more and of yourself a little less
    • The final 30 days focus on contentment and learning to be happy for others and not wanting what they have.

    The Contentment Journal retails for $19.99 at RachelCruze.com.


    As host of The Rachel Cruze Show, and The Rachel Cruze Show podcast, Rachel helps people learn the proper ways to handle money and stay out of debt. She’s authored three best-selling books, including Love Your Life, Not Theirs and Smart Money Smart Kids, which she co-wrote with her father, Dave Ramsey. Mom's going love this!


    If there's one line of skincare I really love to say good things about, it's Patchology. I just LOVE their products! Their skincare works! Products contain peptides, vitamins, aloe vera, green tea and more. Mom will love their products- guaranteed.. she'll be a fan for sure..just like me!
    So many products to choose from, including their illuminating eye gels and hand masks. 
    So be sure to spoil mom this Mothers Day with Patchology!



    Charmed Crates Insulated Love Wine Tumbler with Straw-




    Mom will love sipping her hot or cold beverage in this specially designed Love Wine Insulated Tumbler. It's shatter proof, portable, BPA Free and Eco Friendly. Eye catching and stainless steel.. she'll be thinking of you every time she uses it.


    For the mom on the go


    This palette includes blush, highlighter, and bronzer! It is perfect for moms on the go that need to apply their makeup quickly without having to use multiple products.

    For the mom that needs pampering



    Want to show mom she needs a little extra “me” time? This charcoal mask is the perfect way to pamper your skin. The charcoal removes dirt and oil so your skin and mom feel refreshed! JOAH’s Foundation Makeup Brush will help with a smooth, easy application.



    For the mom with a sweet tooth

    Give the gift of bold, lasting color with JOAH’s KISS-A-HOLIC Lip Kit ($14.40). This kit includes JOAH’s three-best selling shades of Smack-a-ron Velvet Matte Lipstick in pie bites, Red Velvet and Cherry Cheesecake. Yum!

    For the glam mom

    JOAH’s Be My Everything Cream Contour Palette ($10.80) is the perfect gift for the mom that likes to get super glam! This multi-use cream contour palette includes 11 blendable shades to smooth, sculpt, brighten, color correct, and conceal.






     Add a little bit of luxury to your mom's bath-time relaxation with this cherry-scented bath milk, which gently foams to leave her skin soft and smooth.

     This light cream cools and relaxes the skin, combining the refreshing effect of Chinese peppermint with the nourishing properties of yi yi ren. A gentle massage relieves stress and tiredness, and the small tube makes it portable and perfect for unwinding no matter where you are.




    This Mother's Day give the gift of inner harmony. Rebalance body, mind & soul with this small gift set containing a foaming shower gel, shower oil, body cream and dry body oil: all enriched with harmonizing Indian rose and sweet almond oil. The gift set comes wrapped in a luxurious, eco-friendly keepsake box to store your favorite things.



    ***Watch this spot for more upcoming gift ideas.

    Make Every Day a Birthday w/ NEW Gluten-Free Confetti Buttermilk Pancake Mix

    This week Krusteaz launched four new gluten-free products, including the Confetti Buttermilk Pancake Mix –  a fun idea for parents to help make every day a birthday! The other three new mixes are gluten-free versions of the classic flavors consumers crave the most: the Yellow Cake Mix, Chocolate Cake Mix, and Chocolate Chip Cookie Mix.



    The new confetti filled mix is not only an incredibly Instagram-worthy, delicious gluten-free option, but it is a “piece of cake” to make! Prepared by just adding water, kids (or kids at heart) can help make and enjoy this fun breakfast or birthday treat, in a matter of minutes. The mix can also be made by adding eggs and milk for extra protein.

    All four new mixes have an SRP of $3.98 and can be found now in the baking aisle at Walmart and online at Walmart.com.


    ·      Funfetti Pancake Cookies: The fun doesn’t have to stop at pancakes! Use the mix to make birthday cookies, perfect for entertaining at birthday parties so even your gluten-free guests can enjoy.

    ·      Sheet Pan Pancakes: The closest thing to a birthday cake you can find! With flipping required and baked on a sheet pan, you can have these fun rainbow pancakes ready for a large crowd in no time.

    Tips and Tricks for Budget Brides


    Every bride and groom want their wedding day to be special but what if you don’t have tens of thousands of dollars to spend? With the average U.S. wedding costing over $25,000, it’s no surprise that couples are looking for ways to reduce the cost of their big day. Fortunately, help is at hand. With these handy tips, you can create a fabulous, budget-friendly wedding day to remember…

    Choose a unique location

    When you’re choosing where to get married, think outside the box. Wedding venues charge a premium price but there are plenty of stunning locations which make the perfect venue for a wedding. For a bespoke, low-cost option, why not opt for a local park or nearby nature reserve? Alternatively, museums and galleries are great options for indoor weddings, and they can cost just a fraction of the price compared to traditional wedding venues.

    Work out what you can do yourself

    Depending on your skills – and your circle of friends – there may be plenty that you can do yourself before the big day. If you’re creative, you may want to arrange the flowers yourself or make wedding favors for your guests. Encourage friends to take part and you’ll quickly have all the help you need when it comes to getting everything ready for the ceremony.


    Go vintage and get a bargain

    When people get married, they tend to buy things that will only be used on the day itself. From wedding dresses, bridesmaid’s outfits and morning suits to chair covers, vases, and decorations, you can save a packet if you’re willing to opt for vintage or pre-owned items. With lots of online marketplaces catering to the wedding market, it’s easy to find the bargains you want.

    Plan your bachelor and bachelorette parties in advance

    If you want a bachelor or bachelorette party to remember – get ahead of the game. Forget pre-wedding holidays with friends and plan a great night out instead. Whether you want to stay local or travel, there are fantastic options available. For bachelorettes who want to have fun, a show like the one at https://www.hunkstheshow.com/girls-night-out/ is perfect entertainment for your pre-wedding bash. Why book bespoke entertainment when you can watch the best acts at pre-planned live shows?

    Identify what really matters to you

    There are certain things which seem to be standard at weddings these days but how many of them are really important to you? If you’ve got your heart set on a beautifully decorated three-tier wedding cake, then certainly allocate some of your budget towards it but if it isn’t really important to you as a couple, don’t feel compelled to have it just because other people do.

    By skipping things which aren’t particularly meaningful to the bride and groom, you can save your cash and splurge on the things which you really want. It’s easy to get caught up in the stress and drama of an upcoming wedding but there’s no need to get overwhelmed. Discuss your priorities with your partner and plan you’ll find you can plan a stunning wedding, whatever your budget.

    The Upside to Upcycling


    The environmental, financial and personal benefits of upcycling cannot be underestimated. The planet is becoming polluted by the amount of rubbish the human population produces and reducing this means that less raw materials are needed, greenhouse gas emissions become lower and more natural resources will be preserved.

    Environmental Advantages To Upcycling

    It is becoming fashionable to make cool new stuff from old items rather than dumping them in the bin. There are even brands and designers who specialize in this and they are producing goods that have become very popular. The trend seemed to start some years ago when upcycled paper hit the market, but now there are not many things you cannot buy that will have been manufactured from upcycled materials by someone.

    This means the amount of rubbish that is being sent to landfill is reducing, which is a good thing in itself. As things rot at these sites, they start to produce gases that are not good for the environment.

    The problem is that consumers have become used to things being mass-produced and being there on demand. Things get thrown away as easily as they are bought, but peoples mindset on this are changing. The more items you can upcycle, the more you will help to reduce the amount that goes to landfill.

    However, one of the biggest environmental advantages to upcycling is the reduction in the amount of the earth’s natural resources that are needed. The lower this becomes the more the planet can start to heal and that is vitally important for future generations.


    Financial Advantages Of Upcycling

    Next time you are about to throw clothes you have not worn for a long while, stop and take a good look at them. If you are handy with a needle and thread you could alter them to change their appearance and save money on your wardrobe. Alternatively, find a seamstress or tailor to help you and this will cost a lot less than replacing them.

    The same applies to furniture, especially things made of wood. Tables, chairs bookcases and anything else can be given a new lease of life with sanding and a new coating of paint, varnish or oil. You can learn the simplest way to do this with a video online, many of which will tell you all the tricks of the trade. Just think how expensive a new table can be and you will soon realize the financial benefits of upcycling the one you already have.

    The financial advantages of upcycling have far more reaching effects than in the home. Manufacturers can also benefit from the lower cost of upcycled materials, and with the large amount they sometimes use, it results in less natural resources being taken from the planet.

    Upcycling also encourages rural and local businesses who are often the first to take advantage of its benefits. This is particularly the case in countries such as India, Vietnam, and Mexico where whole communities have been build on making goods from upcycled materials. The quality of their workmanship is so good that often unless the label told you so, you would not realize they had been made in this way.

    Tuesday, April 16, 2019

    6 Top Tips For Staying Organised As An Entrepreneur


    Photo by Lost Co on Unsplash

    If you're a busy entrepreneur then you will know just how hard it is to stay organised. Whilst you may start off with good intentions at the start of each day, by the time lunchtime rolls around your to-do list is as messy as your desk is. With so many other things on your mind, it's completely understandable though. Whilst it may seem impossible to stay on top of things, there are lots of things you can do to help. With that in mind, here are 6 top tips for staying organised as an entrepreneur:

    - Make Sure You're Writing Everything Down

    When it comes to running your own business it can be hard to keep on top of absolutely everything we're told, or everything we're asked to do. To help ensure you don't forget anything, the best thing to do is write absolutely everything down. Whether you use an app on your phone or your write things by hand, having something written down will ensure you don't forget. If you find you're always on the go, you can write things down then that can then be transferred into proper notes once you're back at the office.

    - Use Apps Like Trello To Stay Organised

    To help you stay on top of all of the tasks you have to do, you can use apps like Trello or Asana to stay organised. These project management apps are great for people that to easily be able to see all of the tasks they need to do, categorising them into specific sections. Whilst it takes a little bit of time to set up and get used to, they will definitely revolutionise the way in which you work. For more information on how to use Trello, you can visit this site here.

    - Prioritize Your Time

    Another great way to stay on top of everything you have to do is to ensure you are prioritising your time to the best of your ability. Think about all of the tasks you have to do and order them in terms of priority. Not only will this ensure you get the most important things done first, but it will also help you keep track of everything you need to do. For tips and tricks when it comes to prioritising, you can visit this guide here.

    - Consider Outsourcing Tasks To Freelancers

    If you have too much on your plate and you're struggling to keep on top of your workload, you may want to consider outsourcing to freelancers. Not only will they be able to help you with all of the tasks that you don't have time to complete, but they'll also be able to offer certain expertise that you may have. The most common things to outsource are social media, content writing and personal assistants.

    - Organise Your Documents As Best You Can

    Although this may not seem as though it is important, you really need to keep on top of all of the documents you have. Whether it's paper documents you have printed out or things that you have created or downloaded for clients, having a great organisational system on your PC is vital. For the best document management system, you can visit this site here.

    - Use A Paper Planner To Keep Track Of Appointments And Meetings

    Whilst a lot of things are gearing towards the digital world, having a paper planner is still one of the most satisfying feelings. As the best method to keep track of appointments, meetings and deadlines - you can't go wrong with a planner to keep you organised. For inspiration when it comes to planners and diaries, you can visit this site here.

    Are you struggling to stay organised as an entrepreneur? What changes can you make to the way you work? Let me know in the comments section below.