Monday, June 19, 2017

A Bit of Work and a Bit of Money- But Done

You may have remembered our June 15th post, where I mentioned we were bottoming out every time we came into the driveway in the back with the RV. It was a problem that had to be fixed.



Gerry was able to call a neighbor with a bob cat and get a hole dug to take out the mixture of dirt that was in there. Dirt that was causing us to sink into the back driveway with the RV- especially since our lot is built in a muskeg area.
Once dug, he ordered 5 yards of limestone chips-for $110, filled that in, but seemed to be still sinking. So used the dirt that was pulled out and used it as a topper to seal the limestone chips.


He also used another neighbor's compactor to pack it.
So end result: we have a back driveway that will allow us to drive the RV in and out without sinking.



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Kind Deeds By People Who Have Won the #Lottery

Winning lottery is a dream for most of the people, but some have the extraordinary luck to win it. Just imagine suddenly you can afford the entire luxurious thing you want. Most of the lottery winners spend the money only for themselves and their loved ones. But there is a rare breed of winners, who share their winnings for the betterment of the world. The kind-hearted people donate their money for the improvement of society, supporting local sports and for other good deeds.


Who are these modern saints? There are lots of incredible stories and some of them are given below –



Story of Roy Cockrum

Roy Cockrum won 259 million dollars, was the biggest amount won by anyone in the Tennessee lottery history. But he didn’t spend all of these for himself only. He took care of his old parents and gave the rest of the money to create a better world. He founded Roy Cockrum Foundation. It is a non-profit organisation for helping nonprofit theaters. The total money went to the New York City Godman Theatre. Cockrum is famous for his good deeds.

Colin and Chris Weir

This lovely couple won a gigantic 161 million pounds in a jackpot. They are known for helping a young teenager who lost his leg to cancer by donating him a new prosthetic limb. They helped a lot of athletic improvement projects and extended their helping hand for the refurbishment of a historic paddle steamer. The couple also used their money to help a young Scottish Tennis player for his professional training.

Jim Dancy

Jim Dancy won $10,000 in the Michigan Lottery Club Keno game. Though the money was little in comparison to the other lottery winners, he was influenced by his close freeing Julie and decided to give away all his winning money to the people who need it more than him. He donated the amount to the Greater Kalamazoo United Way, and in this way, he took a step to make the world a better place. In an interview, he said that it was the ‘best day’ of his life.

Anonymous Donor

In 2011, the pastor of the Maryland Church was astounded to find a lottery ticket of amount $30,000 in the collection plate. That time the Church was going through some financial crisis, and the sum helped them a lot. Another Church Georgia also received $80,000 in the same way after they got burglarized. Maybe it was the God’s helping hand.

Les Robins

Les Robins, a junior high school teacher, won a huge amount of $111 million Powerball Jackpot in the year 1993. After winning the money, he created Camp Winnegator, a day camp near the waterfront home of Robins with 226 acres area. Riding tables, gym, pool, golf course and many other fun activities are there in the camp. Kids between 6 to 16 love to hang out here during the summer. 

Bob Erb

A lottery winner can easily leave a good tip for a restaurant. But the story of Bob Erb was different. He paid $10,000 for a burger and fries and told the restaurant owner to keep it because his daughter had cancer. The first thing he did after winning $25 million was to donate $1 million to 420 Day, an annual event advocating marijuana legislation. Erb also rewarded $20,000 to each of the employees of the gas station from where he bought the lottery ticket and also donated money to a school.

Hilda Floyd

Hilda Floyd won $1 million in the Idaho Lottery’s Million Dollar Raffle. From the very moment she purchased the ticket, she promised that if she had won it, then she didn’t spend it for her luxurious. She kept her promise and donated 90 percent of the winning amount to charities and churches. She claimed that spending for her own needs would not make her as happy as helping others did. She was an inspiration to many other people.

Ray & Barbara Wragg

In January 2010 the senior couple won the lotto jackpot of $11.8 million. In December they donate the majority of the money to the needy people. It is quite interesting that the couples didn’t stop playing lotteries so that they won again and could give all away to make people happier. 

For all those who are new to Powerball, getting to know the game can be interesting. A person needs to pick five numbers from a chosen set of numbers. Over the years, the odds of winning the game has greatly been increased which is drawing big attention from the players. Thus, winning Powerball numbers is not as difficult today as it was a few years back. You need to ensure that you pick a reputed and recognized Powerball operator to make sure that the game is fair and your money is secured.

Thursday, June 15, 2017

You Know What They Say

You know what they say- "every time you move it costs you money!" So true.
Well, not in the literal sense of moving- but going out.

We took a two day trip with the RV to Prince Albert, Sask. ( 5 hours south, with the RV and stops for the dog). Jakey had a dental appt. for a cleaning, (which he seems to need usually every 6 months on average- mainly due to his breed type ( Yorkie).



We were lucky he didn't need any teeth pulled this time, but with fluids, teeth cleaning, x-rays, a nail trim and flea and tick treatment, it costed a grand total of $467.73.

We did take in our recyclable bottles and cans towards the gas- which now the recycling center also takes milk jug so that is a bonus! Got $45 for those.

Gas there and back was $290 ( cheaper Gerry feels than if we would have towed the SUV and we didn't)..but saved us on the hotel. ( Also $48 to register the RV for 8 day minimum). We parked in the Super 8 parking lot- (we asked- so no fees for camping for us!), and also used their free Wi-Fi! We figure it still was about $80 more than if we would have just took the SUV and stayed in a hotel. But nice to have our home and own bathroom on wheels! 


Got myself a "new to me" computer monitor for $12.99 at a thrift store- but realized when we came home we don't have a cord for it- so we'll have to look for one of those here. ( I'm just using a small TV monitor right now). If this works okay.. I'll have saved myself at least $100!

While traveling we also noticed a leak in one of the toilet valves ( which we figure happens form rough roads) so had to get a part for that- $90! Plus caulking for the roof- another $20+.With a stop at grocery store, and buying some clothes.. it was at least a $1,000+ trip. I did save $20 on lunch at Montana's though with Scene reward points!

Coming home, we made a stop off the road, and the tire pressure monitor system was beeping. Gerry checked and the extension valve had rubbed against the tire enough to start a leak, so he was lucky he all the tools, etc he needed and in a gravel pit, so was able to fix that- a delay that costed us a later arrival home of an extra hour, but we made it home! 

All I can say is I'm so glad Gerry is so handy- he can fix everything! He even helped some sales clerks at one store, who were struggling with bending a clothing rack! They were most grateful.


Our backyard is very soft, and it's where we park the RV.We noticed this once again when pulling into the back yard last night. We were talking and will have to come up with something that is cost effective to fix it, as at times it can make it difficult to get in and our of the back yard with the RV.






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Wednesday, June 14, 2017

Grand American Adventures Highlights #Colorado


The great state of Colorado in Western USA is a place that is famed for its stunning and incredibly diverse landscape. Here you will find the snow-capped Rocky Mountains, river canyons, rolling hills, desert, thick forest and plenty more. It is for this reason that it is such a popular tourist destination and each year people flock to escape to nature and see these amazing sights for themselves. Although it is possible to see these areas by yourself, many find it easiest to explore Colorado’s natural highlights by booking on an adventure holiday with companies like Grand American Adventures.

There are many highlights to see in Colorado, but here are a few of the best natural wonders:

Rocky Mountain National Park

Top of this list is this mesmerizing National Park in northern Colorado. It is one of the most visited parks in the world, yet due to its size it can still feel like you are completely alone. Here you are treated to dense forests, alpine lakes, meadows and dramatic mountain peaks, which can be explored either on foot, but many people also come for horseback riding, camping, fishing, climbing and other fun activities.

Garden of the Gods

An awe-inspiring sight, the Garden of the Gods is a registered National Natural Landmark found in Colorado Springs. It consists of towering sandstone rock formations that soar up to 300 foot into the sky - these contrast beautifully against the snow-capped mountains and bright blue sky behind. The public park features 15 miles of trails, allowing you to get right up close to the gigantic structures and explore the unique surroundings.

Pikes Peak

One of the legendary “fourteeners” (mountains reaching over 14,000 feet) - this is one of the most famous and popular mountains in the entire world found in Pike National Forest. Fortunately, it is easy to reach the summit as you can drive right to the top or take the scenic railway which takes around three hours. Prepare yourself for astonishing views from 14,115 feet!

Maroon Bells-Snowmass Wilderness
Found in central Colorado in the Elk Mountains, in this impressive 181,535-acre area you will find the world-famous Maroon Bells twin peaks which are regarded as one of the most photographed landscapes in the States. You will find plenty more photograph opportunities with the alpine forests, meadows, high alpine lakes and wildlife spotting opportunities.

Colorado is, unquestionably, one of the most beautiful states in America due to its remarkable scenery. These are just a few of the highlights, but there are many more just waiting to be uncovered.

Monday, June 12, 2017

4 Things You Think You Understand About #Money But You Really Don't

Money is a strange thing. It's something that we all deal with daily in one form or another. But few of us are actually experts on it. Which is kind of silly really because then we have to pay people like accountants and financial advisers to get advice on what to do with it! But most people don't even do that. In fact, most folks are so unaware of how little they know about handling their own finances that they believe they are dealing with their money it the right way.  When in reality nothing could be further than the truth.
How to budget
One area in which folks think they know what they are doing, but often don't is budgeting. It's the kind of thing that we see as a pretty basic skill. Yet so many of us get this wrong every month.
In particular, not budgeting for everything that you need realistically is something that a lot of folks are guilty of. It's easy to write down all of the basics like food, rent, and electricity, and then forget all about bits and bob that seem more frivolous like toiletries, that new suit you wanted for work or some car polish for your wheels.

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But the thing with budgeting is that it needs to be authentic. That is that it reflects everything that you will buy and that you can't do without.

For example, you may need that suit for an important meeting at work. It's not an essential regarding your life won't end if you don't have it, but also there is a good chance you will buy it this month. That means leaving out of the budget just because it isn't essential, is unrealistic and it will throw your figures off. Meaning you can easily lose track of your budget and get into debt.

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A more realistic budget would include the suit, and may even include adjustments to other things that will help offset the costs of it. Budgeting in this way, you will have a true representation of where your finances are.
Then you will be able to make other financial judgments that are beneficial. Not one that is based on a skewed view of what is happening. Something that can go on to lead to a spiral of financial problems.
How to consolidate your loans

Something else that folks think they understand well and don't is how to consolidate their debts properly.
Debt validation is a term for the activity of paying off multiple debts with a single loan. The idea is that one debt is more easy to keep track than lots of loans. So then you don't miss payments and end up incurring late charges. It is also designed so that the single payment will be more affordable for you. Freeing up more money that can be included in your everyday, monthly budget and so increase your quality of life.
However, the biggest mistake here is that some folks don't do their research before they agree to a consolidation loan. They use the first company that they come across on the internet without doing their due diligence, and that can lead to problems.
It can mean that instead of finding a reliable company, they end up signing up with an unreliable one. One that can change the interest rate on the loan willy nilly. Or one that has a poor customer service rating. An issue that always makes dealing with the financial issue even harder than it already is.

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The key here is to know who you are signing up with and exactly what you are signing up for. Read the information that each company provides you, including the small print, and all online reviews of the service that customer like yourself have received. Then you can be sure that you are picking the best one.
How to save on shopping
Most folks think that they are clever if they go for the buy one get one free deal when shopping. They think they are saving money this way. But nothing could be further than the truth.

In fact, it's just a clever psychological ploy to sell you things that you think are reducing the cost of your shopping. While all it is actually doing is convincing you to purchase products that aren't on your list and that you don't really need.

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Shopping the offers only works if you need that product anyway. Otherwise, It's just a waste of time and money. In fact, there are much better ways of being frugal with your shopping.

One of those is to never go food shopping when you are hungry. This is because it's so much easier to get distracted by all of the delicious treats that are on display at the supermarket when you are feeling peckish.
It can also help you to save money if you plan your meals in advance and take the list with you. Then you only end up going down the aisles which the ingredients you need are in. Hopefully missing out the more tempting but nonessential products that can raise your bill.

Or even better why not order your shopping online and get it delivered? This is the most extreme way of ensuring that you only get what is on your list. If you can get a regular payment deal on the delivery charges as well, it can end up saving you a fair bit of money off your weekly shop.
How to increase your wealth
Lastly, most people are under the belief that they know how to increase their wealth and economic value. But is this really the case?
If you needed to double your wealth in the next ten years, could you do it? Well, most people would say yes, and promptly look for a promotion or a new job. But what if that wasn't part of the mix?
In fact, there are ways of increasing your wealth and that have nothing to do with employment and working in the traditional sense of the word. These include being savvy with your savings and looking for the highest interest rate, giving you the best return.

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Or it could include taking some of your capital and investing it in things like property or stock and shares that you hope would increase in value over time.

2017 Father's Day Gift Guide


This year Father’s Day falls on Sunday June 18th. It's of course a special day when you can commemorate the love you have for that special person in your life, your Dad.




Fathers deserve to have a day when they can relax and have their loved ones show them how much they care. Sometimes it may be difficult to find that perfect gift that dad would like. I’m sure Dad though will like whatever you decide to give. But if you are looking for some ideas, then here is a list of suggestions that I am sure any Dad would love:


 


Camp Casual-





-100% heavy duty ceramic mug
-Robust size at 15 oz.
-Perfect for those large cups of coffee, hot cocoa, or even soup!
-Microwave and dishwasher safe


This is the PERFECT gift for this Father’s Day so Dad can have an over sized mug to drink all of his coffee out of!



Rapala Fisherman's Multi Tool-



  



Rapala, the most trusted name in fishing, has a wide variety of tools and accessories that are made by fisherman, for fisherman. These tools, like the Fisherman’s Multi-Tool, will help make Dad’s time spent on the water effortless. This recently released accessory brings anglers’ most frequently utilized tools together in the palm of their hand, making it the all-in-one accessory that no angler should launch the boat without. The tool includes a retractable line scissors, a retractable jig buster, a multi-size line threader, beverage wrench and handy carabiner clip to keep it where you want it at all times. 




Big Bang -


Some have described Alfred Peet as the “big bang”* of craft coffee – the one who started it all. When he set up shop in Berkeley back in 1966, he transformed America’s expectations of the depth, body and flavor in Peet’s cups. And that pursuit of greatness has never stopped. In celebration of their 50th year, Peet’s is honoring his legacy by taking a bold step ahead. Like Mr. Peet’s pioneering dark roasts, the new signature blend expands the horizon of what coffee can be: vibrant, full-flavored, boldly original, and roasted to medium-bodied perfection. This blend is crafted from some of the same premium coffees, as Major Dickason’s, but with a twist, thanks to the heavenly, aromatic citrus of Ethiopian Super Natural. It’s the perfect coffee to honor the man who still inspires Peet’s every day. Perfect for gifting dad this Fathers Day.



EasyOn Gutterguard-



Fathers no longer have to get on the roof or a ladder to clean out their gutters with EasyOn Gutterguard. It’s a professional grade DIY stainless steel gutter guard that truly keeps out leaves, pine needles and roof sand grit from your gutter. It’s also patented and the only gutter guard in history to be UL Certified for rainwater harvesting. It’s easy to install and will fit on any gutter and roof type. Available on Costco.ca. Just search for "Easy On".


Moonrays-


Solar Wall Clock & Thermometer


Now dad will now what the temperature and time is, night or day, while he's busy spending time outdoors, with this lighted garden clock.



Sunshine wall art will provide and elegant point of interest on patio walls or fences. A smart way for dad to add a focal point to his favorite spot in the yard.



Fairytale Brownies-





He’s always enjoyed the simple pleasures in life – family, fun and food. Remember Dad this Father’s Day with a simple, but delicious gift of dark chocolate brownies from Fairytale Brownies. Fairytale bakes 12 flavors and three sizes of brownies, six flavors of blondie bars and six flavors of cookies. All of the products are individually wrapped, so Dad can take his treat fishing, golfing, biking, hiking, or lounging on the couch.

If Dad is particular about preservatives, Fairytale Brownies has it covered – there are none! Because of this, he’ll need to put any unused treats in the refrigerator or freezer so they’ll stay fresh until he can eat everything. If asked nicely, some Dads will share their treats and as a result, there isn’t anything left to refrigerate.

Order your brownie gifts now for Father’s Day delivery (Father’s Day is June 18): www.brownies.com

The Father’s Day Dozen, $42.95




The Coleman® Hyperflame™ Fyrecadet 2 Burner Propane Stove-






TREAT DAD TO THE GIFT OF OUTDOOR CUISINE!

Add flavor to your outdoor and campsite cooking with this portablpropane
powered Hyperflame™ stove! Coleman stoves and grills bring the heat wherever you go, bringing your kitchen outdoors. Try making hamburger, steaks and scrambled eggfor younext outdoor adventure.

HyperFlame™ Fyrecadet 2-Burner Propane Stove
                                                                                                                                         
·       Innovative burner design reduces the flames exposure to the wind
·       Windblock™ pan supports and helps block wind from all directions
·       Uses swap top interchangeable cooktops such as grill grates and griddles (sold separately)
·       Fully adjustable, independent burner controls to cook from simmer to boil
·       Removable pan support and aluminized cooktop for easy cleaning
·        High output 11,000 BTU per burner

·        Available at Walmart $149.97 Cdn




HoMedics- 





The HoMedics® Comfort Pro Elite Massaging Vibration Wrap with Heat delivers a vibration massage to loosen dad's tight muscles. The integrated control will put dad in control of his massage experience. The soothing heat provides comfort for tired muscles, while the soft, plush fabric adds that added comfort.


 Folgers® Coffeehouse Blend -



Folgers Coffeehouse Blends is an inexpensive gift for Dad because it offers a bold, distinct coffee flavor that Dad can easily make at home using his preferred method of brewing.


·         No matter how your dad makes or takes his coffee, with Folgers® Coffeehouse Blend you can add anything to it and brew it any way, and still taste the coffee.
·         Treat the coffee-loving dad in your family to the Folgers Coffeehouse Blend coffee suite, complete with new Folgers Coffeehouse Blend, and some favorite ways to enjoy it with a French press and an array of creamers and sweeteners.
·         Folgers Coffeehouse Blend is a medium-dark roast designed to produce a unique coffee experience that starts off smooth and ends with a bold, distinct flavor.
·         It is the perfect blend to prepare with all the new and trendy brewing methods like Pour Over, French Press, Cold Brew OR your faithful automatic drip coffee maker and Keurig® brewing system.
·         With a blend this versatile, coffee fans alike can create – and explore – their favorite brewing traditions 


Lasko’s Pro-Performance Pivoting Utility Fan-



Lasko’s Pro-Performance Pivoting Utility Fan is ideal for dads that love outdoor grilling because it’s flexible and powerful! The pivoting blower will deliver high velocity air flow to dad while he’s on the steaming grill to keep him cool outdoors. With the fan’s pivoting feature, outdoor guests can also feel the cooling breeze during those sweltering summer months. The fan also comes with a ten-foot cord and a grounded plug, perfect for the active dad that not only grills, but works out, hangs outdoors with the kids, or chills in his man cave. In addition to these perks, Lasko fans come in various shapes and sizes and include blade-less fans, oscillating fans, and table-top fans—each saving dad a potential 10% in energy use!



*** Watch this site for more upcoming gift ideas.