Wednesday, April 26, 2017

Must-Read Advice For Going Out Without Worrying About #Money


A lot of us spend most of our time at home and rarely decide to go out and let our hair down. Normally, this is because we’re worried about money and don’t want to spend loads and wake up the next day feeling bad.


Well, you won’t need to worry about this anymore if you take a look at the advice in this piece. You’ll soon see how you can go out in the evening without worrying about money.

Choose Your Location Wisely

There are loads of places that you and your friends or partner want to go for a fun time. No doubt some of these places are cheaper than others. If money’s on your mind, then it makes sense to look for a more affordable bar, restaurant or club to go to. Plus, the more expensive establishments are normally never that good anyway, the nightlife tends to be quite boring and restricted.


Another brilliant idea is to look for certain deals that different places have on. Some establishments might have a deal for a certain night or have discounted prices during a certain time. It’s well worth you and your friends checking around and planning your night out based on the deals and discounts.


Find A Cheap Outfit

In a lot of scenarios, you might save a lot of money by wearing an outfit that you wore previously. If you leave it a few months between wears, then you’ll be fine. However, there are times when you need to buy a whole new outfit, and you start panicking due to all the money it will cost.


But, you need not worry as there are loads of ways you can find cheap outfits. Firstly, you want to go online and find cheap retailers like Forever 21. Then, you want to hunt down a Forever 21 promo code to get even more bang for your buck. By combining cheap retailers with promo codes and coupons, you will save a lot of money on clothes. An entire outfit could cost less than one item of clothing from a more expensive store, so make the right choice.

Use Your Card Instead Of Cash

Some people think that bringing your card when you go out for the evening is a bad idea. It just causes you to go crazy and start spending more and more money - that’s their argument.


However, bringing a card makes way more sense than relying on cash. When you have cash, you have change. With every purchase, you get given little bits of loose change here and there. Often, when it’s in coin form, we neglect it. So, what happens when we need to pay for something and see that we don’t have enough cash in notes? We go to a cashpoint and get more money when we might have had enough in our coins. Also, with a card, you ensure that you pay the exact amount every time. This means you don’t have to worry about any change, to begin with!
Hopefully, this advice allows you to feel better about going out and having a little bit of fun once in awhile with your friends or better half.

Monday, April 24, 2017

CELEBRATE MAY, NATIONAL STRAWBERRY MONTH, WITH A LUSCIOUS #NO-BAKE BERRY PIE FROM FELIX LINGONBERRY JAMS

Two berries are better than one, and the chefs at Felix Jam, the most popular lingonberry jam in Sweden and the USA, greet the first strawberries of spring with a special recipe for No-Bake Strawberry-Lingonberry Pie. Full of juicy strawberries with a tart-sweet lingonberry glaze and a crunchy chocolate cookie crust, this pie looks just as fantastic as it tastes!




No-Bake Lingonberry-Strawberry Pie

2 cups crushed chocolate graham crackers (approx. 10 oz.)
4 ounces bittersweet chocolate, finely chopped
3 teaspoons canola oil
Cooking spray
6 ounces 1/3-less-fat cream cheese, softened
1/3 cup powdered sugar
3/4 teaspoon vanilla extract
2 cups frozen low-fat whipped topping, thawed
2 tablespoons lingonberry jam
1/2 teaspoon fresh lemon juice
1 pound small strawberries, hulled and cut in half

Place cookies in food processor; process until finely ground. Place chopped chocolate in small microwave-safe bowl. Microwave at 50 percent power (to prevent burning) for 45 seconds or until chocolate melts, stirring every 15 seconds. Add melted chocolate and oil to food processor; process until well combined. Gently press mixture into bottom and up sides of 9” pie plate or removable-bottom tart pan coated with cooking spray. Place in freezer 15 minutes or until set.

Place cream cheese, sugar, and vanilla in a medium bowl; beat with mixer at medium speed until smooth. Fold in whipped topping. Carefully spread over bottom of crust. Freeze for 30 minutes before serving. (Or freeze overnight and thaw 30 mins before serving).
Before serving: place Felix Lingonberries in large microwave-safe bowl; microwave on HIGH 10 seconds until softened. Add lemon juice; stir with whisk until smooth. Add strawberry halves; toss to combine, then arrange over pie. 

Felix has been bringing Swedish lingonberries to the American table for over 50 years. Lingonberries were recommended on the Dr. Oz Show as a super fruit with antioxidant benefits.  Felix Jams are made with pure, simple ingredients: hand-picked lingonberries, pure sugar and water, in a time-tested recipe.  Available at suggested retail price of $5.99 for 10 ounces; $7.49 for 14.5 ounces.

Visit http://felixjams.com for more information and recipes, find us on Instagram at instagram.com/felixjams/  and share photos and recipes with #felixjam. And look for Felix recipes on Pinterest!

#Mother'sDay Gift Guide 2017




Mother's Day will be here soon, and it's the time to show your mom or mother-figure just how much they mean to you. Although nothing can make up for all the worries, sleepless nights and the vast amounts of love and understanding that moms give us, we can at least try, right? This Mothers Day give your mom a "gift that is straight from the heart" and show her how much you appreciate everything she does for you! 

We have some great gift ideas too !


This Mother’s Day be the hero and gift the woman in your life the ultimate indulgence – a long bath time soak complete with intoxicating scents, soothing melts, fragrant teas and essential oils.

Two different lines, Village Naturals Aromatherapy® and Luxe™ by Mr. Bubble®, offer multiple options for mom and those who are pampering her.




Village Naturals Aromatherapy affordably enhances the bath experience with spa-quality creations that offer soothing benefits while stimulating the senses. The collection’s exclusive Re-Vita Complex™ provides antioxidant-rich blends including Vitamins C and E  to nourish and refresh skin, while essential oil based fragrances enhance your mood and offer guilt-free pampering.
  
Double Butter Bath Melts, Botanical Bath Teas, and Essential Oil Blends come in two collections: the new Purify collection featuring Tea Tree and Sweet Orange to detoxify and protect and Calm,  imbibed with Lavender & Chamomile to relax and unwind,  welcomes two new additions to the collection for even more pampering.

All products range in cost from $4.97 to $6.97 and can be found at select Walmart stores nationally and online at Walmart.com. 



If the mom in your life loves retro AND luxury, then the Luxe Guilt Free Cocoa Butter Bar is sure to please. This Bath Melt is shaped like a candy bar that breaks into perforated squares – enough to enhance four individual baths.

Each Luxe Guilt Free Cocoa Butter Bar is colored to match its three distinctive scents: original Mr. Bubble, Sweet & Clean and Sparkling Sorbet.  At $6.00 a bar, you can afford to get mom all three.

The Luxe Guilt Free Cocoa Butter Bar is available at Ulta Beauty stores and Ulta.com. 


The Valencia-
The perfect accessory for moms on the go.  Bring only the essentials for a power luncheon, a sporting event and everyday wear. 

This dazzling and functional hands-free iPhone purse is ideal for those of us who have to much to juggle and not enough hands.

Fit for rock and roll aligned with studs, in black Italian leather, THE VALENCIA, designed in New York is now available to all. 

Cause for action while you shop, as the proceeds of your purchase will be donated to the distribution of meals for the homeless in NYC.




Essie 2017 Resort Collection-


The colourful villages of the Amalfi coast, with their spectacular views of the sea, are the ideal setting for this season’s resort collection, which is perfect for both Spring and Mothers Day.

These four new essie Resort 2017 shades set the mood for a getaway season filled with authentic linen moda, sleek sunglasses, and embellished sandals. Punch up the look and create classic beauty with camellia crimson, go fashion forward with a striking rose-tinged terracotta, flirt with a kiss of lilac, or just dive in with aquamarine blue. There’s a little bit of Italian coastal flare for every mom in this perfectly edited assortment.

resort romanza – a bright, optimistic red
strike a positano – a calm aqua blue
ciao effect – a lavender purple with pretty blue undertones
sorrento yourself – a neutral earthy brown with hints of red


WearABible -




Take the bible off the nightstand and dangle it close to your mother's heart. WearABible incorporates ancient scripture with the most recent technology, allowing the bible to be micro printed on a nano-chip and inserted into a beautiful pendant. We all want to make sure that mom knows we care about her on mother's day - we only want to protect her and thank her for all she's done for us. This mother's day, forego the tchotchkes and little decorative statuettes you give mom to spice up her decorating skills, and give her the word of God that she can wear anywhere she goes.

Demeter Fragrance Library- Kitten Fur





Fifteen years in the making, Demeter Fragrance Library introduces Kitten Fur. Cat lover or not, Demeter’s new scent will definitely evoke emotion from any Mom on Mother’s Day. From surprise to comfort, from happiness to memories, from excitement to curiosity, this is a fragrance unlike no other. With Kitten Fur, Demeter has captured the olfactory essence of the warmth and comfort of that purrfect spot, just behind a kitten's neck.


Route 66 Adventure Handbook-




Route 66 Adventure Handbook is THE guidebook to the vanishing American roadside,
with all of its exuberance, splendor, and absurdity.

Perfect for the mom who loves traveling!
This road trip season, Drew Knowles released ROUTE 66 ADVENTURE HANDBOOK: High-Octane 5th Edition (Santa Monica Press/May 2017), which contains tons of new and interesting facts as well as maps to guide readers down the multiple paths of Route 66, displaying the exact locations of points of interest.

This updated and expanded fifth edition also includes hundreds of beautiful new photographs and dozens of new attractions. Knowles has included information on:
-magnificent architecture
-natural wonders
-Art 
-Deco masterpieces
-vintage motels and cafes
                  -unique museums
-offbeat attractions
-fascinating artifacts and icons
-kitschy tourist traps.




**Watch this spot for more great gift giving ideas for Mom!

Financial #Success : The Recipe


There is no one thing that leads to financial success in our everyday lives. We can think that coming into money or winning the lottery will cure all of our money woes, but for most folks that just isn't going to happen! In fact, even for folks that it does happen to, it doesn't always solve their problems, as they are still not treating their money in the right way! That is why you should think about financial success as more of a melting pot of different skills that lead to the same outcome. Read on to find out what they are.

Facing the truth

The number one ingredient or skill that you need for financial success is being able to face hard truths. But why is this important? Well, it’s because its all too easy to get yourself into a deeper and deeper hole with your finances, if you ignore what is happening.

In fact, it almost impossible to get yourself out of debt unless you first look openly and objectively at the situation. Yes, this can be painful. Yes, you can end up blaming yourself for getting into debt.

But these are the hard truths that you need to face up to do something about this situation. If you choose to bury your head in the sand like an ostrich, then nothing will improve, and you will never attain financial success!

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Asking for help
The next key ingredient that you need for personal financial success is the ability to ask for help. Sounds easy doesn't it, but for many of us our pride and egos get in the way, and we end up struggling alone with things that we are totally confused about, making ours lives even harder.

But if you are doing that then it's time to stop! Instead, look around for a specialist to help advise your with the financial issue you are dealing with like a tax attorney specializing in OIC, OVPD, and the IRS
or an accountant familiar with your field.

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Remember the goal is here is to be personally financially successful, not to be able to do all of your own calculations, or know the ins and outs of complicated tax law. So keep that in mind next time you're tempted to try and solve every problem yourself.

Budgeting

The next ingredient on the recipe for financial success is being able to budget. No that doesn't mean that you have to be a maths wizard! You don't need to know any algebra, trigonometry or loci!

In fact, all you need to be able to do is find some way of recording what is coming into your account and what is going out. With the aim of this to make these two things at least balance. Or, if possible, to have the inside higher than the outside. As then you will be earning more than you are spending.

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Now you can if you like spend hours devising your own spreadsheets in excel to do this. But a better use your time and resources is going to be to modify a preexisting one like this. Remember in budgeting simple is better, so don't try and over complicated things where you don't need to.

Off To Pastures New? How To Move House For Less

When you mention to friends and family that you’re moving house, it’s common to be greeted with a mixture of congratulatory comments and sympathetic glances. Moving is such an exciting prospect, but buying property and relocating all your possessions is an upheaval, and it can also be a very pricey business. If you’re off to pastures new, here are some tips to help you move for less.


Budgeting
If you’re on the lookout for a new home, whether you’re buying or renting, it’s always good to have a budget in mind. Don’t just pluck a figure out of the air and try and find something close to it. Do some considered research, and work out what you can afford. When you’re buying, you’ll need to consider additional taxes and fees. When you’re renting, you may need to cover the cost of administration fees when you sign a contract. Make sure you have all the information you need before you make any decisions. You should be aware of exactly how much it’s going to cost you to buy the property or sign a rental agreement before you take the next step.




Negotiate
Negotiation is key when it comes to moving house. You can try and reduce the price you pay for the property, but it’s also wise to shop around when it comes to legal representation. If you’re in a strong position, make sure you use this to drive the discussions. If you’re a cash buyer or you’ve already sold your home, for example, this could help you to get a better deal on your new home. If you’re not confident in your haggling abilities, this article may come in useful http://money.usnews.com/money/personal-finance/articles/2014/07/11/12-negotiating-tips-every-homebuyer-should-know.


Shop around
If you’re considering using a removals firm, shop around, compare prices and read reviews. If you search online, you’ll find local companies, and you can contact them to see how much they charge and what packages they offer. Check out websites like https://www.mybekins.com to get some ideas. You’ll pay more for services like packing and unpacking, but it may be worth doing this if it saves you taking time off work and you’re self-employed, for example. If you don’t want to pay extra for packing, call in some favors from your friends and family.


Moving house also offers a great opportunity to try and save money on energy bills and phone and broadband services. Resist the temptation to make life easier by transferring all your contracts over to your new home. Instead, spend a bit of time online comparing deals and looking at offers that are open to new customers. Firms often go all-out to attract new clients, and you may find that you get a much better offer if you do switch to a new provider.





Buying a house and moving can be an expensive affair. If you’re on the lookout for a new pad or you’re preparing to pack up all your belongings, bear these tips in mind, and hopefully, you’ll be able to move for less.

Sunday, April 23, 2017

You're Spending Too Much On Your #Car: How To Change Your "Fortune"


Buying or renting a car doesn’t always have to be expensive, but, no matter how savvy you are in terms of your pre-purchase research, owning a car is often incredibly expensive in itself. The costs of refueling, maintaining, insuring and servicing your car are extensive and burdensome no matter the model or manufacturer of your vehicle. There’s a chance that you’re wasting far more money than you should be on your car every time you take it out on the road or cover one of the many necessary costs involved with ownership. If you’re wondering how you could change your fortune and save a fortune on your car, here are some financial tips.

Research numerous insurance options

You may feel pretty pleased with yourself if you bought a model at a low upfront cost compared to the offers other dealerships may have given at the time, but the initial cost of buying a car is only the first of many. When it comes to auto insurance, there’s not always a clear answer as to finding the perfect balance between cost-effectiveness and safety in the event of damage or some other incident with your vehicle. You want to save money, but you want to be covered in the event of an issue. You should be getting as many different quotes from as many different insurance providers as possible in order to ensure that you’re getting the best deal. Most importantly, you need to avoid potential scams by scouring the market.

Accidents

Car accidents are obviously traumatic events, but, even if everybody involved in the incident is left uninjured (and hopefully they are), the aftermath involving any damage to either vehicle can be incredibly costly for one or both drivers involved. It’s vital that you not only choose an all-inclusive and fair insurance company to cover any damage to your own vehicle but a sufficient lawyer if you face claims from anyone else involved in the accident.

It’s important that you protect your case by avoiding any admittance of responsibility for the accident, as this may affect your claim or your defense against a claim. Of course, if there are criminal charges related to the incident, such as alcohol-related offenses, you may want to look into DWI defense lawyers to help you avoid further fines or even worse sentences in court. Nobody ever wants to be involved in a car accident, but minor bumps and scratches are more common that you may think, even if you’re a sensible driver, and it’s important that you think about any financial traps in which you might find yourself.

You don’t always need to use your car

At the end of the day, you might simply be spending too much on your car because you’re using it far too often. When it comes to errands or events taking place in your local area, there’s not always a need to use your car; traveling to places on foot won’t only save you huge amounts of money on petrol or simply by wearing out your car but it’ll also lead to a healthier daily routine.

Saturday, April 22, 2017

Where There's Smoke, There's Fire!

Gerry was using his angle grinder to cut some metal and sparks were a flying he said!
All of a sudden he started feeling some heat on his leg, and then smelled something burning. When he looked down he saw it was his jacket on fire! Note to self he said: "Wear flame retardant clothing when grinding metal or welding!"


April 22nd is Earth Day




April 22 we'll be celebrating Earth Day globally where more than 1 billion people from over 193 countries around the world will be actively participating in programs to make our planet a cleaner and safer place to live while helping to preserve the beauty of our planet by participating in cleanup programs in parks and roadways; learning how to better reduce, reuse and recycle our very valuable resources.

Earth Day activities and events are planned throughout cities around the globe for people to participate in and support of environmental initiatives to protect our planet.

Large companies and corporations are also doing their part as well to make this world a better place. Products like:



Honest Tea -



Honest Tea creates a range of great-tasting, organic beverages in a variety of flavors using USDA Organic-certified with sustainable ingredients and fair-trade certified cane sugar and tea. With a range of flavors and product lines, that includes Honest Tea, Honest Sport, and Honest Kids, there is something for everyone—including several unsweetened options and others that are just a tad sweet!