Sunday, April 30, 2017

Nice Day To Be Getting Some Sun Today



Today is the first time in a long time that it's actually suppose to be sunnier and the warmest its been yet, although I see the clouds are rolling in too. Gerry got out the patio set and we were able to have a coffee break on the deck today. 
The deck hasn't been stained for 2 years on the back here so it will need to be done this year. 


Even Jakey loves to join us. We sit, talk, and eat our muffins/cookies and Jake has his treats/snacks. We're hoping to get out for a walk today but it will depend on the weather. Grocery shop day today too and recycling. 


Gerry got out the milk crate today too of yard and deck lights, and our yard ornaments, so he's keeping himself busy. 

It will be nice once the ground gets a bit more un-thawed and we'll get the close line up too.

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Saturday, April 29, 2017

Time For An Update!

Time for an update!

Sure hasn't been warming up. Gerry and I finding it hard to go from the nice weather we had while snow birding this Fall/ Winter back to snow still lingering on the ground and cooler temps and grey skies. Even Jake prefers it inside better with his wall fireplace going- or hiding under a blanket somewhere.


We're mostly caught up to alot of thing at home- like Spring cleaning, mail, etc.
Gerry has did an oil change on the RV, we're trying to fix a toilet that got a cracked gasket, having to do a review as well for back splash for the both bathrooms in the RV, (were waiting for it to warm up),  and things are still up in the air about our washer/ dryer combo. Hooked it all up outside the RV first. ( This was the one we bought for cheap in Arizona this winter.) well there is a leak somewhere- the water pump, hose, somewhere...so just a good thing Gerry did the trial run without it being in RV first. So to say the least, it's a project in the works right now.

Planning a trip to Riding Mountain National Park in Manitoba and North Dakota to cross the border and pick up some things we can't get here- May we guess- after the busy May long weekend we think will be best.

We were looking at the fence in the yard too, and it's looking bad- and not just needing a paint job but posts and fence boards are rotting. Our neighbor shares this fence as well with us and his side of it looks worst- rotten and bowed.


Fence boards and any home renos can be costly though. Gerry and I were talking that maybe we would just do it in sections over the next few years with tax return money. But I also told him we could jokingly tell our neighbor if he feels like building a new one we're okay with that too. Well guess what?  We did that the other day, and it turns out the neighbor wanted to replace that fence anyhow, and has a friend in the city that works at a lumber store and he can get a discount for our neighbor. So that seems to be the plan now. The neighbor will buy the fence boards, and we will get the posts here in town, help with the work of the fence, and stain it next summer. We feel we got lucky with that one. We just hope he follows through. He's suppose to go to the city possibly next week to see his friend.

I've also started thinking about the rest of the yard. Had been looking at some of the trees in the yard. Some of the newer ones we planted 2 years ago seem to be bare so not sure how they will fair this year. They don't even seem to have buds. And the hedge in the front yard seems to be growing higher on one the sides than the front by the road, but Gerry figures it's possible they get too wet there from water run offs. 


We also took down a shed in the Fall before we left,(above photo) so that area too will have to be covered in with grass seed and we'll see how that takes off. 


The deck ( as shown above) and front step could use a staining too and love those wicker patio sets but the cost is crazy! We'll continue to use our dated set - since it serves the purpose- for now.



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Friday, April 28, 2017

Computerized #Cash! Making #Money Online




Money makes the world go round; it’s a shame to say on occasion, but we all need a little bit to get by. We also need just a little bit more than we already have, whether it’s to pay that deferred utility bill, or it is to buy a loved one an extra Christmas present to show them how much you really care. But to get that little bit of extra money sometimes means getting another job, or going without certain essentials. It can look like the financially successful people get all the breaks, especially when you're staring at a late payment letter. But there are more methods than ever before to earn an extra wage. It would be 20 or 30 years ago that you would need to apply for a job, go through the interview process, and get turned down at the last hurdle, and that was for a job cleaning hallways at night! We’re lucky now in the way that we can apply for jobs with the press of a button on our smartphones or email a few applications off in the evening. But, if you are looking for extra ways to earn money but don’t have that magical T-word = Time, then sitting at your computer can bring you up some results that you never even thought of. And, as an added benefit, you wouldn’t even have to leave the house! Look at some of these options, and see which one really works for you. Some are varied in their skillset, but some can be done without any prior experience.

Audio Transcribing

This is one which can pay a surprisingly high amount of money, but it can be a lot of work depending on the audio file and the quality of the recording. A lot of businesses, from market research companies to translation services, need people to transcribe their recordings. From one to one interviews on products, to medical malpractice hearings, to court proceedings, to focus groups. The varied scope of the work means that you will never get bored doing this! The rates vary, but companies normally charge a fixed rate per minute of audio, which means that if you get a poorly recorded file, you will be working really hard for that money! The deadlines can be tight, sometimes within a 24-hour period, but the work is something you can pick up and put down depending on your lifestyle. The prerequisite is that you need to be able to type at a relatively fast pace, around 80 to 100 words per minute.
Various Freelance Work

Sites like People Per Hour and Freelancer are full of people offering their unique skills. Likewise, there are people who are looking for small tasks to be completed quickly and without fuss. Maybe someone is setting up a business, and they need a landing page for their website created, or they need some numbers crunched by next week. If you need to pick and choose projects, or you only have a certain amount of time available this week, you can find a project to fit your timescale. The downside to this is that there are many people in the same boat as you so you could find yourself in competition with many others for a small piece of work. You also may need to “pitch” yourself to the prospective employer, much like when you would apply for a job. In this respect, it could be a lot of work, especially if you are offering skills that are a dime a dozen in the eyes of the employer. But if you have a unique skillset, it is worth pursuing.
Completing Online Surveys

Online surveys are proving very popular as a way to earn money from home. It does what it says on the tin, you complete surveys in exchange for cash. With the amount of sites there are, you need to pick and choose carefully because some sites will charge you subscription fees, and the amount of work you put into answering the surveys might not equate to a great amount of money. Look at this handy guide for more information on picking the right sites for you. As a way to get some extra cash in your spare time, it is worth exploring, especially as you can complete surveys in your own time.
Do An Actual Job From Home

While there are many companies that offer remote working options for their employees, you can apply on websites like Appen to do work on a long-term temporary basis. Much like a real job, you are expected to put in the hours, but depending on the role, you could do it to fit around your other priorities. If you register for updates, you can be notified when there is a project starting, and these projects are likely to be administrative in nature. Filling in online spreadsheets or transcribing voice commands are two of the very common tasks that crop up, so if you are in dire need of a full-time wage but you need to work at home, this is a very good option for you.
Sell Your Photographs

If you have a majorly creative streak and need an outlet, there are so many options for you if you know where to look. If you are a keen photographer, you can sell your images to stock websites, where you get a piece of the commission every time your image is purchased from the site, so you need to have some amazing images stockpiled. If you have a digital camera full of pictures of your Aunt Christine, it’s unlikely to be an image people want to use. A lot of websites demand that the images be really high quality, but there are other ones that will accept images taken from your smartphone.   
Got A Spare Room? Rent It Out!

Sites like Airbnb gives you the opportunity to put that spare room to good use. You can rent out a room to travelers for a rate that you set. The site then takes a 3% fee when the reservation is confirmed, which is a decent rate. Before you set up your page and go to the trouble of taking pictures of your room, make sure to check out the local competition because someone nearby might be offering a lot more than a room for half the price!   
Register Your Home As A Filming Location

A very exotic option! Regardless of the size of your home, whether you have a large mansion or a minuscule apartment, you can register your property online to be a prospective filming location. The main plus point is, apart from the giddy thrill of seeing your home on TV, you will be paid handsomely for offering your home up. On the other hand, you will have your house overrun with strangers (and miles and miles of cables) for 12 to 15 hours of your day, which can be stressful. But the process of registering to filming means you have plenty of time to think it through.
Write E-Books

This can be a long-winded way to earn money, but depending on your skill with words, you could make a good living doing this. On the freelancer websites mentioned above, there are people who are specifically looking for people to write online fiction in any capacity. Sometimes the rate of pay can be extremely varied, but the types of stories you are writing can be varied too. From fan fiction to… spicier material or just plain old instruction guides, there are many different things to turn your hand to. Just be sure to check that the sources are reputable before you start working for them because you will have wasted a lot of time for no reason.
 
Write A Blog

Writing material can be the most time-consuming way to earn money, but if you stick at it, it can be a very lucrative way to earn money simply by posting articles about your passions. A lot of people treat their blog as an online diary. Instead, if you think of it as an online publication where you are keeping readers updated on the latest in fashion, business, music, film, etc., and embed a contact form onto your site so editors, advertisers, and marketers can contact you when there are paid opportunities. Bear in mind, it can take a long time to build a blog that generates a decent fan base and a minimal profit, at least 6 months, but as a way to earn money online and to make the most of your creative streak, it can be the way forward for you.
These are just some of the more prominent ones. There are also ways to earn money by becoming a Bitcoin miner, by getting paid to shop online, or even moderate online chatrooms or gaming sites. But as the various opportunities show, it is very feasible to earn extra money by going online. Whether you're a new parent, home-bound, or just need to get some more cash on the side, power up the computer and see what you can do!

Getting a #Deal With #Groupon Coupons




I am a huge fan of Groupon coupons!  Whether I am shopping for household items and decor to refresh and/or decorate my home, need a spa day, or if I am making travel plans and need discounts on hotels and restaurants  I always turn to Groupon Coupons first to get deals that I wouldn't get anywhere else.




Groupon Coupons offers a free membership which allows you access to a multitude of savings from promo codes, sales and in store offers for all your favourite stores where you won’t find anywhere else. They even have a free app that you can download on your iPhone or android phone and shop anywhere, anytime and save anywhere from 20% to 70% at your favourite stores.  You can shop locally or at national chains and save even more money on all your purchases.

When you sign up with Groupon Coupons and make your first Groupon purchase of $25 or more you can use PROMO CODE:WELCOMEnow that is a sweet deal!




One of my favorite stores- Kohl's (https://www.groupon.com/coupons/stores/kohls.com) where they currently have 46 coupons available in my area.  With summer just around the corner they have some amazing deals where I can save 50% on camping gear, as well as 50% on patio furniture to refresh our outdoor living space, including 30% savings on swimwear for my whole family.  The savings add up quickly and if you're on a tight budget like I am, you'll really appreciate keeping more money in your pocket.  The wonderful thing about the current coupons is that you can use them on line from the comfort of your home or you can them in store.  They currently have a wonderful extra 15% off code when Text SAVE07 to 56457 to get a one-time-only code off your next online purchase when you sign up for Kohl's mobile sale alerts; some restrictions do apply.  They will send you a code within one day to save that extra money on your next purchase.

You have nothing to lose and everything to gain when you sign up for Groupon Coupons (https://www.groupon.com/) and you too can enjoy all the savings.
You can visit and follow Groupon on Twitter  (https://twitter.com/Groupon).and like them on Facebook(https://www.facebook.com/Groupon) to stay in the loop on the latest deals!



Check back often as new deals and coupons are added daily.  You'll appreciate the savings and discounts using Groupon coupon.

Wednesday, April 26, 2017

Must-Read Advice For Going Out Without Worrying About #Money



A lot of us spend most of our time at home and rarely decide to go out and let our hair down. Normally, this is because we’re worried about money and don’t want to spend loads and wake up the next day feeling bad.


Well, you won’t need to worry about this anymore if you take a look at the advice in this piece. You’ll soon see how you can go out in the evening without worrying about money.

Choose Your Location Wisely

There are loads of places that you and your friends or partner want to go for a fun time. No doubt some of these places are cheaper than others. If money’s on your mind, then it makes sense to look for a more affordable bar, restaurant or club to go to. Plus, the more expensive establishments are normally never that good anyway, the nightlife tends to be quite boring and restricted.


Another brilliant idea is to look for certain deals that different places have on. Some establishments might have a deal for a certain night or have discounted prices during a certain time. It’s well worth you and your friends checking around and planning your night out based on the deals and discounts.


Find A Cheap Outfit

In a lot of scenarios, you might save a lot of money by wearing an outfit that you wore previously. If you leave it a few months between wears, then you’ll be fine. However, there are times when you need to buy a whole new outfit, and you start panicking due to all the money it will cost.


But, you need not worry as there are loads of ways you can find cheap outfits. Firstly, you want to go online and find cheap retailers like Forever 21. Then, you want to hunt down a Forever 21 promo code to get even more bang for your buck. By combining cheap retailers with promo codes and coupons, you will save a lot of money on clothes. An entire outfit could cost less than one item of clothing from a more expensive store, so make the right choice.

Use Your Card Instead Of Cash

Some people think that bringing your card when you go out for the evening is a bad idea. It just causes you to go crazy and start spending more and more money - that’s their argument.


However, bringing a card makes way more sense than relying on cash. When you have cash, you have change. With every purchase, you get given little bits of loose change here and there. Often, when it’s in coin form, we neglect it. So, what happens when we need to pay for something and see that we don’t have enough cash in notes? We go to a cashpoint and get more money when we might have had enough in our coins. Also, with a card, you ensure that you pay the exact amount every time. This means you don’t have to worry about any change, to begin with!
Hopefully, this advice allows you to feel better about going out and having a little bit of fun once in awhile with your friends or better half.

Monday, April 24, 2017

CELEBRATE MAY, NATIONAL STRAWBERRY MONTH, WITH A LUSCIOUS #NO-BAKE BERRY PIE FROM FELIX LINGONBERRY JAMS

Two berries are better than one, and the chefs at Felix Jam, the most popular lingonberry jam in Sweden and the USA, greet the first strawberries of spring with a special recipe for No-Bake Strawberry-Lingonberry Pie. Full of juicy strawberries with a tart-sweet lingonberry glaze and a crunchy chocolate cookie crust, this pie looks just as fantastic as it tastes!




No-Bake Lingonberry-Strawberry Pie

2 cups crushed chocolate graham crackers (approx. 10 oz.)
4 ounces bittersweet chocolate, finely chopped
3 teaspoons canola oil
Cooking spray
6 ounces 1/3-less-fat cream cheese, softened
1/3 cup powdered sugar
3/4 teaspoon vanilla extract
2 cups frozen low-fat whipped topping, thawed
2 tablespoons lingonberry jam
1/2 teaspoon fresh lemon juice
1 pound small strawberries, hulled and cut in half

Place cookies in food processor; process until finely ground. Place chopped chocolate in small microwave-safe bowl. Microwave at 50 percent power (to prevent burning) for 45 seconds or until chocolate melts, stirring every 15 seconds. Add melted chocolate and oil to food processor; process until well combined. Gently press mixture into bottom and up sides of 9” pie plate or removable-bottom tart pan coated with cooking spray. Place in freezer 15 minutes or until set.

Place cream cheese, sugar, and vanilla in a medium bowl; beat with mixer at medium speed until smooth. Fold in whipped topping. Carefully spread over bottom of crust. Freeze for 30 minutes before serving. (Or freeze overnight and thaw 30 mins before serving).
Before serving: place Felix Lingonberries in large microwave-safe bowl; microwave on HIGH 10 seconds until softened. Add lemon juice; stir with whisk until smooth. Add strawberry halves; toss to combine, then arrange over pie. 

Felix has been bringing Swedish lingonberries to the American table for over 50 years. Lingonberries were recommended on the Dr. Oz Show as a super fruit with antioxidant benefits.  Felix Jams are made with pure, simple ingredients: hand-picked lingonberries, pure sugar and water, in a time-tested recipe.  Available at suggested retail price of $5.99 for 10 ounces; $7.49 for 14.5 ounces.

Visit http://felixjams.com for more information and recipes, find us on Instagram at instagram.com/felixjams/  and share photos and recipes with #felixjam. And look for Felix recipes on Pinterest!

Financial #Success : The Recipe


There is no one thing that leads to financial success in our everyday lives. We can think that coming into money or winning the lottery will cure all of our money woes, but for most folks that just isn't going to happen! In fact, even for folks that it does happen to, it doesn't always solve their problems, as they are still not treating their money in the right way! That is why you should think about financial success as more of a melting pot of different skills that lead to the same outcome. Read on to find out what they are.

Facing the truth

The number one ingredient or skill that you need for financial success is being able to face hard truths. But why is this important? Well, it’s because its all too easy to get yourself into a deeper and deeper hole with your finances, if you ignore what is happening.

In fact, it almost impossible to get yourself out of debt unless you first look openly and objectively at the situation. Yes, this can be painful. Yes, you can end up blaming yourself for getting into debt.

But these are the hard truths that you need to face up to do something about this situation. If you choose to bury your head in the sand like an ostrich, then nothing will improve, and you will never attain financial success!

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Asking for help
The next key ingredient that you need for personal financial success is the ability to ask for help. Sounds easy doesn't it, but for many of us our pride and egos get in the way, and we end up struggling alone with things that we are totally confused about, making ours lives even harder.

But if you are doing that then it's time to stop! Instead, look around for a specialist to help advise your with the financial issue you are dealing with like a tax attorney specializing in OIC, OVPD, and the IRS
or an accountant familiar with your field.

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Remember the goal is here is to be personally financially successful, not to be able to do all of your own calculations, or know the ins and outs of complicated tax law. So keep that in mind next time you're tempted to try and solve every problem yourself.

Budgeting

The next ingredient on the recipe for financial success is being able to budget. No that doesn't mean that you have to be a maths wizard! You don't need to know any algebra, trigonometry or loci!

In fact, all you need to be able to do is find some way of recording what is coming into your account and what is going out. With the aim of this to make these two things at least balance. Or, if possible, to have the inside higher than the outside. As then you will be earning more than you are spending.

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Now you can if you like spend hours devising your own spreadsheets in excel to do this. But a better use your time and resources is going to be to modify a preexisting one like this. Remember in budgeting simple is better, so don't try and over complicated things where you don't need to.

Off To Pastures New? How To Move House For Less

When you mention to friends and family that you’re moving house, it’s common to be greeted with a mixture of congratulatory comments and sympathetic glances. Moving is such an exciting prospect, but buying property and relocating all your possessions is an upheaval, and it can also be a very pricey business. If you’re off to pastures new, here are some tips to help you move for less.


Budgeting
If you’re on the lookout for a new home, whether you’re buying or renting, it’s always good to have a budget in mind. Don’t just pluck a figure out of the air and try and find something close to it. Do some considered research, and work out what you can afford. When you’re buying, you’ll need to consider additional taxes and fees. When you’re renting, you may need to cover the cost of administration fees when you sign a contract. Make sure you have all the information you need before you make any decisions. You should be aware of exactly how much it’s going to cost you to buy the property or sign a rental agreement before you take the next step.




Negotiate
Negotiation is key when it comes to moving house. You can try and reduce the price you pay for the property, but it’s also wise to shop around when it comes to legal representation. If you’re in a strong position, make sure you use this to drive the discussions. If you’re a cash buyer or you’ve already sold your home, for example, this could help you to get a better deal on your new home. If you’re not confident in your haggling abilities, this article may come in useful http://money.usnews.com/money/personal-finance/articles/2014/07/11/12-negotiating-tips-every-homebuyer-should-know.


Shop around
If you’re considering using a removals firm, shop around, compare prices and read reviews. If you search online, you’ll find local companies, and you can contact them to see how much they charge and what packages they offer. Check out websites like https://www.mybekins.com to get some ideas. You’ll pay more for services like packing and unpacking, but it may be worth doing this if it saves you taking time off work and you’re self-employed, for example. If you don’t want to pay extra for packing, call in some favors from your friends and family.


Moving house also offers a great opportunity to try and save money on energy bills and phone and broadband services. Resist the temptation to make life easier by transferring all your contracts over to your new home. Instead, spend a bit of time online comparing deals and looking at offers that are open to new customers. Firms often go all-out to attract new clients, and you may find that you get a much better offer if you do switch to a new provider.





Buying a house and moving can be an expensive affair. If you’re on the lookout for a new pad or you’re preparing to pack up all your belongings, bear these tips in mind, and hopefully, you’ll be able to move for less.

Sunday, April 23, 2017

You're Spending Too Much On Your #Car: How To Change Your "Fortune"


Buying or renting a car doesn’t always have to be expensive, but, no matter how savvy you are in terms of your pre-purchase research, owning a car is often incredibly expensive in itself. The costs of refueling, maintaining, insuring and servicing your car are extensive and burdensome no matter the model or manufacturer of your vehicle. There’s a chance that you’re wasting far more money than you should be on your car every time you take it out on the road or cover one of the many necessary costs involved with ownership. If you’re wondering how you could change your fortune and save a fortune on your car, here are some financial tips.

Research numerous insurance options

You may feel pretty pleased with yourself if you bought a model at a low upfront cost compared to the offers other dealerships may have given at the time, but the initial cost of buying a car is only the first of many. When it comes to auto insurance, there’s not always a clear answer as to finding the perfect balance between cost-effectiveness and safety in the event of damage or some other incident with your vehicle. You want to save money, but you want to be covered in the event of an issue. You should be getting as many different quotes from as many different insurance providers as possible in order to ensure that you’re getting the best deal. Most importantly, you need to avoid potential scams by scouring the market.

Accidents

Car accidents are obviously traumatic events, but, even if everybody involved in the incident is left uninjured (and hopefully they are), the aftermath involving any damage to either vehicle can be incredibly costly for one or both drivers involved. It’s vital that you not only choose an all-inclusive and fair insurance company to cover any damage to your own vehicle but a sufficient lawyer if you face claims from anyone else involved in the accident.

It’s important that you protect your case by avoiding any admittance of responsibility for the accident, as this may affect your claim or your defense against a claim. Of course, if there are criminal charges related to the incident, such as alcohol-related offenses, you may want to look into DWI defense lawyers to help you avoid further fines or even worse sentences in court. Nobody ever wants to be involved in a car accident, but minor bumps and scratches are more common that you may think, even if you’re a sensible driver, and it’s important that you think about any financial traps in which you might find yourself.

You don’t always need to use your car

At the end of the day, you might simply be spending too much on your car because you’re using it far too often. When it comes to errands or events taking place in your local area, there’s not always a need to use your car; traveling to places on foot won’t only save you huge amounts of money on petrol or simply by wearing out your car but it’ll also lead to a healthier daily routine.