Wednesday, March 28, 2018

Protecting Your Most Valuable Assets

Sometimes it is easy to forget the monetary value of something. We so easily take many things for granted that we’ve spent thousands, or potentially hundreds of thousands on. Why is that? Because we get greedy with the things we have, and we always want more. That nice new car you’ve got? After a year it’ll be old and you wouldn’t care about bumping into a car, or accidentally reversing into a sign. Eventually however, this behaviour will catch up on us, not just with cars, but with many things in life. Before we know it we’re paying through the nose to get something fixed! So, we’re here to show you how you can protect some of your most valuable assets.


Family

We often think of assets as material things. Something we’ve bought, worked hard for etc. But you need to think of your family as your biggest asset. They’re the people who are going to be there for you when no one else will, and the people who are going to be looking up to you for help and advice, especially your children. So have you ever considered getting life insurance. Don’t view this as something morbic, view it as something protective. It is a way of building up a large sum of money that will keep them protected if anything were to ever happen to you. It would cover things such as funeral costs, the cost of living, and give them a future supported by you even if you weren’t around. It’s so easy to set up, we highly recommend you do this.

Car

So, let’s talk about something much more materialistic. Some people absolutely worship their cars, some just see it as a way to get from A to B. But what we do know is that you’re most likely going to have spent a lot of money on this at some point, and if something does go wrong they’re a lot of money to fix. A lot of people ignore the extended warranties that garages try to sell them in fear of being ripped off. However, something such as drivetrain warranty from Carchex. It covers all of the areas of the car that are involved in moving the car, or as you might like to know, some of the most expensive parts of the car. Something like this could potentially save you thousands of pounds. When something big does go wrong with a car, such as part of the drivetrain system, it definitely wouldn’t be cheap. Always make sure you’re with the best insurance as well. You’d be surprised how many refuse to pay out for a claim!

House

This one is a no brainer, house insurance is a must. If you don’t have it, get researching now. It protects your house, and most of the belongings in it from things such as a break in, fire, water leak etc. If you think about all of the items in your home, you should realize they equate to a lot of money, Whilst your insurance wouldn’t give you the items back, they would give you the money to help towards buying new ones.

Saving Money As An Uber Addict


Thanks to Uber, hailing a cab has never been easier. You simply have to load the app and book yourself a car. There’s no need to walk up and down a street trying to find a taxi rank anymore!

There’s no denying that Uber is super convenient, and it can be very addictive to use the service when you are out and about. But there is also no denying that the cost of rides can start to add up very quickly. Don’t want to break the bank while trying to get around town? Here are some great hacks that will save you some money.

Book Via The Facebook App

Uber have a partnership with Facebook and this means that you can now book your ride using the Facebook app. You just need the Facebook Messenger app and then open a new message window. Click the “more options” tab and you’ll be given the chance to hail a ride. If you are a first-time Uber user, then you’ll be given $20 credit. If not, you will still find that this works out a lot cheaper than using the official Uber app.

Cancel WIthin Two Minutes

Once you have booked your ride, you are given a two-minute grace period. This is so you cancel without being charged. After all, it can be easy to get addresses and locations mixed up, so Uber have given you this grace period to make sure that you can correct any errors without worrying about being charged for the wrong ride!

Claim For Accidents And Incidents

If anything goes wrong during an Uber ride, you should always take the issue to Uber support. They will probably refund you for your ride. If anything serious happens, such as a road traffic accident, you should contact the Lavent Law accident firm or a similar attorney who specializes in Uber accident. They will see if you are entitled to any compensation.

Look For Promo Codes

There are often Uber promo codes floating around online. Carrying out a quick Google search should uncover some for you. You just need to enter the code in the app when you book a ride, and you will save a percentage of the overall fair. There are lots of special discounts that are exclusively for new Uber riders, so if you’ve never used the app before you should take a look for some codes before you book your first ride.

Split The Fare

Taking a ride with a group of friends? Don’t feel like you have to pay for it all yourself - you can now split the fare between anyone else who has the Uber app on their phone. This will make it a lot easier to split the overall fare as you won’t have to do any sums after the ride! You just request a car and then choose the “split fare” option. Enter your friend’s phone number in and they should get a notification asking them to authorize the split fare.

These should help you save a lot of cash on your rides!

What is the Attraction of Casinos?

Gambling is almost as old as humanity itself. People like to do bets for example, either in hope of winning money or in hope of winning an argument. The chance to win money, that’s not earned or worked for is the dream of millions all across the globe, ever since the institution of money exists.



However winning is not as easy as it may seem. This makes the game even more exciting and out of this excitement the passion and obsession of gambling is born. Gambling can be a great hobby, a real recreation activity, until it’s kept under control. Casinos have been the playground for the rich and famous for many centuries now. Originally founded by Italian nobles, the old time casinos weren’t only used for gambling, that was only one out of the many recreational activities these houses used to offer: quite similarly to today’s Las Vegas hotels, where apart from visiting a casino, you can enjoy other activities too. Today, as casinos can be played online as well, gambling generates double as much in profit than before. Casino websites are becoming extremely popular and highly visited on an international level.

The cities with the largest gambling activity:



We all know that one of the centres of gambling is in fact Las Vegas, which is Nr. 1 in terms of tourism and gambling tourism in the US. But apart from Vegas, there are other notable cities which generate the largest income thanks to gambling. These include the following:
  • Macau: this former Portuguese colonial city, just right next to Hong Kong is in fact the largest gambling centre in the whole world, generating billions of dollars of income each month. Macau largely profits from all the people who arrive from Hong Kong and other nearby Asian cities by boat or by plane to enjoy the atmosphere of traditional Chinese and Western style casinos.
  • Monte Carlo: being world famous for its exclusive and lavish casinos and luxury hotels, Monte Carlo is still making the majority of its profits from gambling. It has the most picturesque, traditional French –style casinos which are visited by stars, nobles and tourists as well.
  • Singapore: many people do not know that Chinese are one of the most passionate gamblers in the world. And Singapore provides just the best playground for all sorts of gambling activities. The exquisite looking Sentosa Island hosts a whole resort village, that houses numerous casinos and the mainland city has its fair share of gambling activities as well.
  • Estoril Cascais Portugal: the Casino Estoril is in fact the largest Casino in the whole of Europe and it welcomes thousands of visitors on a daily basis.
  • Atlantic City: located on the East Coast, Atlantic City is the little brother of Las Vegas, offering hundreds of casinos for its visitors. It has a large yearly tourism, however due to the weather conditions, it’s much more seasonal than Vegas and it flourishes especially during the summer months.
Other honorable mentions include the casinos in Sydney and Melbourne and the popular casino ships in Israel.
Check out one of the real or reputable online casino websites to try yourself in gambling. However, remember to play for fun and maybe get yourself a good win too!



Tuesday, March 27, 2018

Review: Naipo Handheld Dual-node Percussion Massager with Replaceable Attachments




I was recently looking for something to use on my upper legs as a massager. Something I've had for years is achy upper legs. Right from the knee up. A couple years ago I was told I had bad blood flow in one leg and had a vein "fixed", but it seems like the problem still remains. I hike almost daily but even on non hike days they can get achy. When it's warm they get achy! I found that soaking in a hot tub of water would ease that ache, but when we travel and are in Arizona in our RV for 6 months, there is no tub! So I'll squeeze them with my hands. After a bit this gets hard on the hands. Well no more! If you have this problem too, and not only for leg aches, but for all body aches, this is a must product. And.. it's only $39.99! Seriously a great deal- and you can order it on Amazon .

Visit Naipo and see all the features it offers. My favorites are that it is quiet, heat is an available option to use with it, and of course it feels so good on achy muscles. You owe it to yourself and it's so much cheaper than regular visits to a masseuse! Naipo also is offering $12 off by using coupon code SW8BYDRE @ https://www.amazon.com/dp/B07545BKB7



Are These Income Increasing Options That You Have Missed?


Trying to make your money stretch as far as you need it to can often seem like a stressful and never-ending issue. As much as we would all like to hope that our financial futures improve, that won’t happen unless we make a change or take action. Because just wanting things to change is definitely not enough. You have to work for it. So if right now, you’re income isn’t really where you want it to be, you’re going to have to do something about that to change it.

When it comes to your income, it’s safe to say that it probably comes from one stream - or two. And by that, we mean that you get a paycheck at the end of the month, and it comes from your employer - or yours and your spouse's separate employers. And this is just very much norm. However, it also means that you’re quite limited in ways to increase your income. So, you have to start thinking of ways that you can both increase the money that comes in through that one channel right now, and add others too it.

Before you start to think that this sounds incredibly complicated, you’ll find that it’s actually much easier than you could ever imagine. And once you are working on additional income options, you’ll wonder what took you so long to get started in the first place. So let’s take a look at some of the options that you could check out.

Getting A Pay Rise

First of all, you’re going to want to think about the ways in which you can increase the one stream that you have right now. Getting a pay rise can be quite hard. Because you have to show that you deserve one. So you need to make a plan for how you’re going to ask for a pay rise, and what you need to do to prove your worth.

Getting A Second Job

If you are already earning as much as you possibly can be in your job, or you know that you don’t want to put all of your energy into that one income stream, then you might like to consider getting a second job. You’ll find that working in a retail chain or food place can give you flexible hours and a bit of pay to top up your income too.

Getting Compensation

If you think that you may be due some money, then definitely pursue the route. Do some research to find the right place, like this website, to help you do this. Remember, we’re trying to make sure that you’ve exhausted all of your options here.


Creating A Product

Maybe you’ve always fancied yourself as a bit of an entrepreneur? If you’re creative or crafty and can make something, selling your products is a great way to bring in some extra money. But you may even want to go one step further and source products or a manufacturer to do it too.

Selling A Service

Or maybe you’re more of a consultant and you think you have some knowledge, advice, experience, or a skill to offer? Then why not sell your services? This could even be an extension of your day job or a bridge to starting your own business, particularly if you’re not under contract to your company, it can be a great option.

Starting A Blog

From here, you then might like to think about starting a blog. You’ve probably heard a bit about passive income, and you might want to get in on some of that yourself. With a website or a blog, you can write about things that you love, like travel or business, and generate income in the form of advertising revenue or affiliate marketing.

Increasing Value In Your Home

Then, there’s also your home to look at. Because right now, your home may not be worth all that much. But it could be. When you add value to your home like this, you may be able to sell it and make a profit. If you then chose to continue doing this and flip houses, you even be able to go into property development and use this to create a number of income streams.

Making Money From Your Home

Finally, you could also look to make money from your home too. If you have a spare room, why not rent it out? Or if you don’t use your garage, rent that out too? You could easily increase your income by utilizing your home in this way.

Monday, March 26, 2018

What Value Is There In Your Home?

Money is one of those things which can take a lot of struggling to get it just right. Part of the issue is often that you don’t really know how much you have got in the things you own, and yet it is extremely useful to determine this if you want to ensure that you are making the most of your finances. One place to look is your home, as there is likely to b much of your personal wealth within it, and the home itself will obviously also hold a lot of value as well. Knowing the true value of all these things will mean that you are more able to make the right decisions financially, and to know where to look if you are struggling and you need to gain some real wealth fast. Let’s take a look at what real value there might be in your home.



Technological Items


For most people in an average household, one of the biggest places where you can expect to find a lot of wealth is in the technological items which you have in the home. Whether it is your televisions, your mobile phones and tablets, your computers, or even your air conditioning and heating units, they are all worth money. It is useful to know exactly how much they are worth if you want to have the best possible grasp of what kind of value you have in your home. For this reason, it’s worth valuing your technological items to ensure you have the best grasp of what you actually have in your home. Go to a professional valuer, or even just go online to get a pretty good idea of what those pieces are worth.


The Property


Of course, the biggest source of value in the home is the home itself, the actual property. If you are not clear on how much your property is worth, then you are not really doing yourself any favors financially, so it’s a good idea to figure out what your house is really worth. There are many ways to determine what your house is worth, and it doesn’t matter what method you use so long as you come to the right answer. But even if you don’t yet own your house, it’s a good idea to keep a constant track of how much it is worth, so that you can plan ahead for if you do ever want to buy it.



Furniture

Even if you have stocked your home to the rafters with some of the oldest furniture, it will still be worth some money combined. Many people overlook the furniture, to the point of even giving it away when clearing out a house, but the truth is that it is definitely worth holding on to and selling on if you can. There is a lot of value to it, and if you are serious about keeping track of your money then you will need to pay attention to the furniture as much as anything else.

NEW Dove Men+Care Anti-Dandruff Shampoos

NEW Dove Men+Care Anti-Dandruff Fortifying Shampoo + Conditioner: Combat flakes and itch with the new range of DermaCare Anti-Dandruff 2-in-1 shampoos and conditioners that are engineered specifically for men's hair to help eliminate dandruff, improve scalp health, and make hair stronger and more resilient against breakage. 

Gerry had the opportunity to review the Dove Men & Care Gentle Clean and Dandruff Defense shampoos. He loved the smell of them, and the nice lather they made.

He was most interested in the Gentle Clean to sooth an irritated scalp and to promote healthier and strong hair care. Alternating with both though is equally as great as the Dandruff Defense  also helps protect against dandruff and will strengthen the scalp's natural barrier.

We are both big fans of the Dove brand- gentle products on the skin that work!

Sunday, March 25, 2018

Homeless? Perhaps

This guy got frisked and got a citation from rangers today.. Gerry is sure he had been out here at least a month in this area- and technically only 14 days allowed in one area when camping on BLM land.( Burea of land management land). Will see if he will be packing up today or tomorrow. But did see he has a flat on his van. Around here ( Arizona) alot sleep in cars, vans, etc..




Friday, March 23, 2018

Review: COMMUNITY COFFEE COMPANY'S NEW SUGAR-DUSTED BEIGNET COFFEE



Community Coffee has added a new coffee to their line up of already great tastes- the new Sugar-Dusted Beignet Coffee.  This wonderful French dough flavored coffee is  lightly dusted with powdered sugar for a delightful finish and made with 100% select Arabica coffee beans.



Gerry ( hubby) loves his coffee and has 3 cups a day. Me, not a coffee drinker.
He also loves to try new coffees.  His day cannot start without that first cup, followed by the second, in the morning. Then afternoon, comes the third cup.


He loved reviewing the  Sugar-Dusted Beignet. Said it had a smooth flavor and did not have a bitter after taste like some can have. It's a light roast coffee. And for those liking more a dark roast, try their Signature Blend Dark Roast.

For a limited time, the all-new Sugar-Dusted Beignet coffee from the family-owned and operated coffee brand will be available in 12-ounce bags, 12-count single-serve boxes and 18-count single-serve boxes online, as well as across select markets in the Southern United States.

Community® Coffee can be found in grocery and convenience stores, offices, hotels, and many of the best restaurants throughout the Southeast, and is available worldwide through CommunityCoffee.com.

Looking For Soft, Smooth Skin For Spring Break OR For That Mature, Sun Drenched Skin?

Whether you’re hitting the beach or the slopes, there’s one thing we’re all looking for this Spring Break – soft, smooth skin! Now even if it's not for that reason, I personally LOVE exfoliating body scrubs.  I just "got into" using them. I have read how alot of movie stars use them on their skin!  And with me spending time in the sun all winter in Arizona, with 50+ skin, you bet! I need all the help I can to replenish my skin of moisture.




NEW Dove Exfoliating Body Polish is the first body scrub from Dove that exfoliates and nourishes for soft, smooth skin. Formulated with the brand’s signature ¼ moisturizing cream, Dove Exfoliating Body Polish nourishes skin as you exfoliate. 



Gerry and I love the Dove brand - from their skin to hair care products, they are a product line we totally believe in and use ourselves and wanted to share info on their new body polish, so look for it in stores now!

Making The Most Of The Tenant's Life

If you have not yet managed to get to the point where you own your own home, don’t worry. It will surely happen one day, and until then the best thing you can do is make sure that you make the best of the situation you’re in. Being a tenant can be tough, and particularly on the financial side of things it can be hard to make sure that you are really getting everything you can out of the situation. But there are many ways in which you can make the most of living as a tenant, and that is what we are going to look at in this post. Bear the following in mind, and you should find that you are able to improve the life of being a tenant a surprising amount.



The Importance Of Protecting Yourself


There are many ways in which you can find yourself in financial trouble as a tenant. If anything goes wrong with the home, or with its furnishings or contents, then it could easily mean that you are personally going to be out of pocket. It is therefore hugely important to make sure that you are protecting yourself as best as possible, in any way that you can think of doing so. One of the most important ways to do this is to make sure that you have got some home insurance as a tenant for the place you are living in; in some tenancy agreements, a home insurance policy will be stipulated anyway. Going for something like lemonade renters insurance will ensure that you are able to protect your finances a lot better - and that will make you feel much safer on the whole about the entire situation.

Don’t Settle For Less Than What You Deserve


So many people are so used to the idea of tenants not getting much that they consider it the absolute norm. While it may well be in many cases, it is also true that you should make sure you are not settling for less than what you deserve when you are looking for the right place to live. Make sure you shop around, as it were, and find somewhere that you can truly be happy with paying rent for. You should likewise ensure that the amount of rent you are paying is at least a little fair, and if it is not you should be sure to move on as soon as you can afford to. There is no reason not to allow yourself everything that you deserve. If you know what you deserve, then you know what you should not be settling for, and that is the most important thing of all here.



As long as you know how to make the most of the tenant’s life, you will be able to ensure that it is not so financially draining. That will help you to keep your head above water on a financial level, and so to get closer to owning your own home in the near future.

Wednesday, March 21, 2018

Review: Emmy's Organics: A Sweet Organic Snack



With me having food intolerances and just a plain ole fussy digestive system, I do try alot of food products. Plus I do like to try and eat healthier. I have been particularly trying alot more organic snacks, while here in the US for the winter. (There is more variety here too than back home in our small town.) 
Gerry too loves to sample new foods, and he's always reading food labels for the both of us.
Recently we had the opportunity to sample Emmy's Organics Organic Coconut Cookies.


I unfortunately wasn't able to have more than a few bites- and only because I saw they had agave syrup in them and because of a fructose intolerance I can't eat that. Organic or not.


However, I had a small bit and Gerry was able to indulge more than I, and I can tell you, they are so fresh and so good.


They come in these following 6 flavors:
Dark Cacao
Vanilla Bean
Lemon Ginger
Chocolate Chip
Raspberry
Peanut Butter


The Dark Cacao and Vanilla Bean are alone in over 7,500 Starbucks locations nationwide., and have also launched in Canada at Starbucks! Anyone that loves coconut, healthy eating, cookies, or all three will be in for a treat! 


LEGO Lover’s Easter Basket Gift Ideas


Look no further than with Lego for some great Easter basket toy fillers, guaranteed to bring a smile to their faces this Easter.



This LEGO® Friends Stephanie’s Bedroom construction toy is set on a blue heart-shaped base and perfectly reflects Stephanie’s sporty personality. It has its own mini golf putting green with a ball and golf club, a little doghouse, a mobile phone to call friends, an alarm clock and a trophy to show Stephanie's sporting achievements. Includes a mini-doll figure and a puppy figure.


LEGO City Airshow Jet - $9.99, 12.99 CAD



Get ready to put on an amazing show with the LEGO® City Airshow Jet, featuring an opening cockpit, cool decorations and landing gear. This fun building toy includes a mini figure.


Zoom into action with the Millennium Falcon Microfighter. This LEGO® Star Wars toy features lots of authentic detailing, 2 stud shooters and space to seat the included Chewbacca minifigure with his bowcaster.