Trust Deeds: What Are They?
Monday, September 10, 2012
Trust Deeds are a means by which individuals can manage their debt if they live in Scotland.
Eligibility for the scheme is he/she must be resident in Scotland. In addition, they must have a level of unsecured personal debt which is at least £10,000. Finally, each candidate must have a full-time or part-time job. Self-employed individuals are eligible. However, they must be able to verify their income, which usually involves submission of the business' financial statements from the prior six months.
A Trust Deed is a formalised legal agreement between debtor and creditor where a regular monthly repayment is made to the creditor. The debtor passes over all their financial details to a trustee, who will act on their behalf. His will include details of income, assets (including property) and expenses.
They are designed for individuals who have taken on too much debt and aren’t in a position to repay it.
The terms agreed will still enable the debtor to manage to pay for household bills and associated living costs.
Interest rates and charges are frozen at the time both parties enter into a Trust Deed.
The agreements have legal backing enshrined in the Bankruptcy (Scotland) Act 1985 and are normally in place for a fixed period of 36-months. After this time has elapsed creditors are obligated to write off the balance of any debt.
The Trust Deed agreement is beneficial to both parties in that it delivers some regular payment to creditors and allows those in debt to be able to function day to day with reasonable provision made for living costs.
The process of drafting a trust deed takes between two and four weeks. The Trust Deed is then handed over to the creditor who may take up to 14 days to decide whether to agree to its terms.
One of the key benefits for those in debt that once a trust deed has been agreed then the creditor is no longer permitted to contact them under any circumstance.
A spokesperson at Trust Deed Scotland commented: ‘At Trust Deed Scotland we can help those in debt reach an agreement with their creditors. Our team of experts are on hand to advise those needing to address their issues of debt.’
This article has been written on behalf of trustdeedscotland.uk.com
Watch for Snow White and the Huntsman on Blu Ray/DVD September 11
Saturday, September 8, 2012
This Tuesday, Sept 11 2012, a retelling of one of childhood favorite fairy tales ”Snow White” is retold “Snow White and the Huntsman” arrives on Blu Ray/DVD combo pack.
In
this new retelling, the Huntsman (Chris Hemsworth) is send into the woods to
kill the fairest of them all –Snow White (Kirsten Stewart). However, instead of
killing her, he becomes the mentor and her protector on Snow White’s Quest to
vanquish the Evil Queen (Charlize Theron). The movie also reintroduces the
seven dwarfs who aid the young princess on her quest to destroy the Evil Queen.
The movie was very well received in North America as well as abroad. The great
cinematography and a gripping darker twist on an old favourite allows the
viewers to know what to expect, yet still providing many twists and turns along
the way. Out of a classic fairy tale comes a great adventure story which is sure
to capture everyone’s attention.
Gerry and I loved this movie. I really like how they remade this child fairy tale into a movie and loved how it seemed to have a medieval times theme to it. A+ movie! Actors and actresses were well chosen for this movie and played their parts quite well.
Jamberry Nails
Friday, September 7, 2012
Shop now,or make more income with a home business you love!
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Wednesday, September 5, 2012
Troubles with irregularity? Try our Regulars, for gentle colon cleansing and balancing. Private online shopping available for delivery to your
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Wednesday- September 5
Sorry if it's seemed lately that there hasn't been many personal posts from me...wow- I took on a new home business and it's been keeping me busy. From promoting to selling, things are really busy.So I've been trying to run two blogs, do this, that and the other thing, and realized I haven't shared too much as of late.
We're excited that our trip to Florida is coming up soon as well-leaving in a little over 2 weeks.Will be nice to get back into some warmer weather, as it's already begun cooling off here quite a bit. We have the garden all cleared and have already used everything in it.It's not too big to begin with but I told Gerry if we had to depend on that food to keep us going over the winter, we would have starved already-lol
So I'm still here everyone- just keeping busy!
We're excited that our trip to Florida is coming up soon as well-leaving in a little over 2 weeks.Will be nice to get back into some warmer weather, as it's already begun cooling off here quite a bit. We have the garden all cleared and have already used everything in it.It's not too big to begin with but I told Gerry if we had to depend on that food to keep us going over the winter, we would have starved already-lol
So I'm still here everyone- just keeping busy!
The Vineyard Peach Collection by The Body Shop : Review and Giveaway (Canada only)
Tuesday, September 4, 2012
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Nothing
is more indulgent or rewarding than the opportunity to use good quality body
products, such as lotions, creams and soaps.
I have always been a fan of the
products offered by The Body Shop. Not only do they smell amazing, but are great
for your skin as well. Smell is really my #1 first choice when buying any beauty products and I just love fruity scents!
One of my favorite scents is the Vineyard Peach Collection. It is a great scent for summer, but since it is so fresh and not
overly sweet smelling it is great to use all year round. The line has
everything you would ever want in bath and body products from shower gel to body
butter, along with everything in between. This is one collection you must try!
*** The Vineyard Peach Collection is not available in stores till September 25th.
The Body Shop Canada would love to give away one of the peach shower gels from the Vineyard Peach Collection, and the body butter too - to one lucky Canadian winner.
A random draw will be made on October 1, 2012 from all entries received.
To Enter:
Please leave your email and a comment for The Body Shop
Extra Entries:
Add me in your Google + circle
Join me on Google Friends
Sign up as an email subscriber
Tweet this Giveaway
Add me to your Blog Roll
Add my One Income Dollar button to your site
Add my It Works Distributor button to your site
Like my It Works on FB
Best of luck to all-
Sign up as an email subscriber
Tweet this Giveaway
Add me to your Blog Roll
Add my One Income Dollar button to your site
Add my It Works Distributor button to your site
Like my It Works on FB
Best of luck to all-
Troubles With Acid Reflux?
Monday, September 3, 2012
High Blood Pressure?
Saturday, September 1, 2012
Try our Advanced Formula Fat Fighter with Carb Inhibitors- only $23 when signing up as a Loyal customer.
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