With winter descending upon us in
full force, some people dream of keeping warm with hot cocoa by the fire place,
while I dream of sandy beaches and palm trees. Sometimes, you just
have to get away. Traveling is one of the most popular endeavors that people
like to spend their time and their money on. Whether you are jet
setting across oceans, on that once in the lifetime trip or travelling slightly
closer to home, it is a great opportunity to leave your troubles behind and just
relax. However, there are a few things that can make any traveler nervous. What
if I get sick while abroad? What if the airline loses my luggage and all I have
on my honeymoon are the clothes on my back and not even a toothbrush?
Speaking from personal experience, if your luggage is lost the airline
might provide you with a toothbrush (but no toothpaste) and a change of
clothing-which in my case was only a huge over sized white see-through
t-shirt.
So you can hope that nothing bad will ever happen to you or
travelling companions or you can get proactive and obtain travel insurance
before your trip. Remember, an ounce of prevention is worth a pound of
cure.
Many think that travel insurance is only needed if you have a
pre-existing condition and might get sick in the foreign country and get stuck
with a huge hospital bill. You have to remember that accidents do
happen and watching the traffic rules (or lack of them thereof) in some
countries might be enough to persuade you. Whether you get the flu, or break a
bone having medical coverage is extremely important. Medical
transport from one country to your home country can literally cost hundreds of
thousands of dollars. That’s more than most houses! But travel insurance can
cover much more than just medical expenses, it can take the worry out of
traveling.
Most travelers know that by taking multiple connections to your
final destination you can save quite a bit on your travel. However, flights do
not always arrive on time and you can land at the airport just to see the plane
you were supposed to be on takeoff. Travel insurance can cover incidences such
as missed flights, flight cancellations, or flight delays which occur due to
weather- and with snow storm season approaching this could be an issue. Finally,
coverage can also help replace, lost, stolen or damaged baggage, as well as
documents and if your luggage is delayed there are options for emergency
replacement of essential items…toothpaste, perhaps?
There are many things to worry about when you travel, such as; who
will water my plants? Did I pack enough pairs of shoes? Will my hairdryer work
overseas? How will I charge my phone at the airport? Save your vacation time to
worry about your tan, and not if you whether you will have the money in case of
a travel emergency. For a literally a few dollars a day, you can get a peace of
mind.
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