Feb 10th is National “Have a Brownie” Day

Get ready for it! February 10th is National " Have a Brownie Day"!
Time to make brownies or treat yourself and the family to the great taste of Brownie Points Brownies.
Brownies were created at the end of the 19th century in the USA> a cross between cookies and cake and are so very popular and yummy!
Suggestions from Brownie Points Brownies for your own "Have a Brownie Day" include:

Baby 16   

You won't be able to take your eyes off of these adorable and scrumptious Baby Brownies neatly snuggled in a box! Sixteen of their top selling gourmet Baby Brownie varieties individually wrapped and packaged in their Brownie Points gift box, and beautifully hand-tied with your choice of ribbon from their signature collection. 16 Piece Count

 Mint Chocolate Chip Covered in Dark Chocolate 

A childhood favorite transformed into a gourmet brownie bite. Cool, Creamy, and bursting with flavor.  A Pure Mint Chocolate Fudge Brownie  swirled with Mini Chocolate Chips covered in Pure Dark Chocolate and lightly dusted with Confectioner’s Sugar.   5 ounce bag 

Brownie Points Make Everything Better

Baking the World a Better Place… One Brownie at a Time!

Valentines Day Recipes Using Krusteaz Baking Mixes

I love to bake . I love baking from scratch or using a mix. With Valentines Day arriving soon, it's a great time to bake for the office, class party for the kids, or for the family.
I have two great recipes for you to try this Valentines Day using Krusteaz baking mixes that will make deciding on what to bake, so much easier.

Recipes can be found by clicking the links in the name of the recipe.

Red Velvet Valentine Cookies       

By: Butter With a Slice of Bread

Valentine’s Frosted Sugar Cookie Bars 

By: Avery Cooks

                               Happy Valentines Day from Krusteaz Baking Mixes!

Valentine's Day Gifts For Him

If you haven't given it any thought yet, now is the time to start planning for "Valentine's Day Gifts For Him." We have partnered with businesses to showcase their ideas to help you with gifting for this special day of the year.

Hippy Feet-

Give a gift that keeps on giving this Valentines Day. With every purchase of Hippy Feet socks or apparel, employment is created for homeless youth. Every pair of these American made and environmentally friendly socks is packaged by a young person experiencing homelessness. On the backside of the packaging, you’ll see the name or initials of the person a job was created for.



Thirty-One Gifts All Pro Tote - Camo Crosshatch-

This versatile tote is perfect for him – for the gym or travel, with a separate compartment for shoes and plenty of pockets to keep him organized. Throw it over the shoulder or use the adjustable strap to transform it into a cross body for sports, camping or go-to luggage for a weekend away. 
Features a zipper closure, exterior sleeve and a side mesh pocket, shoe compartment, cell phone pocket, detachable shoulder strap and more. 14"H x 15.5"L x 10"D ($80 USD; $98 CA)


Robemart-

Robemart's aim is to give fashion-conscious men and women wholesale robes in the sizes, color, fabrics and length they desire. They know their customer have an eye for design and want the best in what they wear AND what they are gifting- no matter where they are . They want luxury robes that offer comfort and style in deluxe fabrics, all in one sleek package. Each garment they offer needs to meet two criteria: it must look and feel great. Shopping for him is easy with Robemart because they offer a wide variety of robes for any style or occasion! 

**Watch this spot for more upcoming gift ideas.

7 Savvy Skills You Definitely Need if You Want to Be Rich

They say that money makes the world go round and you totally believe that to be true. You have always wanted to be financially stable and independent so that you can live a comfortable and relaxed life without having to worry. There are so many different reasons to become rich and you know you want to get there one day. When you look around at the other people in your life, you want to be able to help them as much as you can. You want your family to want for nothing and feel completely secure every single day. You might have spent a lot of your childhood worried about money, so this will be a hugely beneficial change for you. If you’re interested in getting rich then there are certainly a handful of skills you need to become accustomed with. From learning how to drive to honing in on your communication skills, there are a tonne of different elements that will contribute to your success. In the grand scheme of things it’s not just about being rich, it’s about deserving every ounce of money you make. Anybody can be born into wealth, but you want to be able to sit back and understand how much of an achievement it has really been for you. If you want to get onto the path of earning lots of money and being rich, consider all of the following skills that might just help you along the way.

1. The Ability To Drive

You are never going to be able to achieve all of the things you want to unless you can drive. It’s really that simple. Getting from one business meeting to the next and being timely for your potential clients is going to be pretty tricky if you don’t have a licence. Check out the best driving school and you will be able to get behind the wheel in no time. You never met a rich person who takes the bus anyway, so it’s definitely something you will need to do sooner or later. Once you can drive you will be able to set your sights on that flashy, expensive car you have always dreamed of having on your driveway. This skill will give you the independence you need to succeed in this cut throat world.

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2. The Ability To Communicate

When your communication skills aren’t quite up to scratch, you’re going to struggle to become super rich. Let’s assume that your own business venture is going to be the key to your future wealth. How are you going to create strong business relationships when you can’t communicate effectively? You need to have charm and the ability to talk the talk. It’s a skill you will get the hang of over time, but it doesn’t always come naturally to everyone. Practice how you answer the phone and respond to tricky emails. Over time you will see a noticeable improvement in your communication skills all round and you will confident enough to tackle any problem that might arise in the future.

3. The Ability To Learn

You have to be a pretty open minded person if you want to become rich one day. There are many reasons why people don’t achieve their goals in life and one of them is that they just aren’t willing to learn. You need to be like a sponge when it comes to new information; taking everything in as it falls in front of your feet. You are constantly going to be learning during this journey to wealth, so you need to be able to expand your knowledge successfully. You can learn in a variety of different ways from taking courses, speaking to people or simply reading new books from the library.  As long as you are willing to keep learning, you will always have room to grow and expand your horizons.

4. The Ability To Take Risks

When it comes to being a successful risk taker, there are many things you need to remember. First of all, taking risks does not mean being thoughtless and frivolous with money. You need to be able to weigh up the different options so that you can make an informed business decision. Risk taking is a key part of becoming wealthy, because there will always be something new to try out. Be very conscious of the crazy risks in front of you, because some of them might not be as appealing as you think. That one risk that pays off, will be life changing, so be patient and wait for the right one to come along.

5. The Ability To Be Sensible

As well as being a good risk taker, you’re going to need to have a sensible head on your shoulders. If you’re prone to spending a lot of money without really being mindful, then this certainly needs to change right away. Write down all of the different things that you think are your downfalls; hopefully you will be able to recognize them and make a change for the future. Whether you have made questionable business decisions in the past or you are sometimes slightly silly with your earnings, you will be able to find a way to improve upon your decision making skills.

6. The Ability To Be Adaptable

The world of money is changing on daily basis, so you need to be able to adapt and mould to whatever market you’re choosing to tap into. From a business perspective you’re only going to become wealthy if you can notice changes in trends, find a way to target the right people and come up with creative ideas. As soon as you are able to be adaptable and flexible, you will be able to start earning the money you have always dreamed of.

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7. The Ability To Be Patient

When you start out with no money, you need to understand that you’re not going to become super rich overnight. You need to become a more patient person if you really want to achieve your goals in life. Being calm and patient will help you out in so many ways, simply because you won’t be beating yourself up all the time. If you know that wealth and success takes plenty of time to achieve, you will be able to set more realistic goals in the short and long term. Success in life is certainly a marathon, not a sprint, so make sure you remember this along the way.

When you have finally achieved all of your goals, you will be able to sit back and feel completely satisfied with all you hard earned efforts. Becoming super rich in today’s society isn’t an easy task, but with the correct skills and mindset you will be able to get there eventually. Remember that this entire process isn’t going to come easily to you; it’s going to take a lot of hard work and dedication. As soon as you start to disbelieve in yourself everything will start to fall apart. Keep your eyes on the prize at all times and focus on the end goal. Sooner or later you will be able to achieve what you have always wanted in life and you will be prouder than ever about how you went about it. The most difficult thing about trying to earn your own money is comparing yourself to others around you. Never forget your own path to success; this is what will keep you truly focused throughout your career and money making methods.

Book Review: Food Can Fix It by Dr Mehmet Oz

I must admit, I may not have the best eating habits at times. I have weaknesses like the next person, but I do practise moderation with everything, and I love reading about healthy eating. I even try to eat healthy. I do have alot of food intolerances though so am limited even to healthy fruit because of a fructose intolerance.
I have been reading a real good book- Food Can Fix It by Dr Mehmet Oz.
In his groundbreaking new book, "Food Can Fix It: The Superfood Switch to Fight Fat, Defy Aging, and Eat Your Way Healthy", Dr. Oz reveals how every meal, snack, and bite we take holds the solution to our health problems.
Dr Oz talks about how bad foods harm us and how the good ones heal and what you should be eating.
I've been totally absorbed in his book. It's an easy ready, nice color photos, recipes, and Dr Oz telling it like it is. Even HE grew up with the not the best eating habits. I think he had a mother like my own...always sweets in the house so we grew up with that sweet tooth that has always been hard to shake. Dr Oz  helps offer some guidance to get you on a new path with food. Food Can Fix It by Dr Mehmet Oz is THE book to help you fight fat, defy aging and eat your way healthy!
I know this book will be a keeper for the book shelf- it's a great reference book you'll want to read over and over again. Food Can Fix It by Dr Mehmet Oz. 

Our Expenses for January

Well, we've made it through another month!
Our expenses for January were very comparable to last month and even last year at this time, so we were pleased. Groceries, I think like for most, are always one of the bigger expenses.
Our expenses for January included 
-Food/ groceries- $514.73- that is including food for the dog too
-Water and dumps for the RV and drinking water- $31.05
-Gas for RV- which this month included a trip to Apache Junction and area- $352
-SUV gas- $70
-Propane- $68.67- a cooler month - which means running the furnace off and on
-Take out- $40.03- use coupons too when we can
-Laundry- $23.75 - washing and drying and not the soap

And no camping fees or parking fees this month.
All costs in USD.
And those are our expenses for January!

Is Swing Trading Your Ticket to Getting Rich?

It’s 10 am.

You’re sipping mimosas on your hotel’s rooftop pool deck. A quick turn to the left and you have a full view of the city of Barcelona. Just to the right, you watch the sea swing back and forth against the shoreline.

You don’t even care about missing the sunrise because you slept in this morning. The warm wind twirls through the ends of your hair. Everything is simply perfec…

*BEEEEEEP*

Your alarm sounds. Time to crawl out of bed and sift through the kitchen until you can manage that first sip of burnt coffee.

Why is it always burned?

Stop what you’re doing right now. You’re never going to get to sipping mimosas working that 9-5. Something has to break the cycle.

Enter swing trading.

Swing trading is a way that you can make money from your computer, and in turn, anywhere in the world.

You have two choices: get ready for your 9-5, or read on to learn how swing trading can make you rich.

Let’s dive in.

What Is Swing Trading?

To understand swing trading, you must first understand day trading.

Day trading is a strategy that investors use to monetize the market, whether it be trading currencies, stocks, or contracts. When using a day trading strategy, investors will open and close multiple trades within the same day. 

Swing trading is another strategy that investors use. Here, investors will open trades and wait several days before closing them.

In a nutshell, swing trading is long term trading compared to day trading.

Swing trading has it’s pros and cons, for example, swing trading typically yields higher returns, but it also takes a higher starting capital.

Still a bit puzzled?

Here’s a deeper explanation if you’re still wondering, “what is swing trading?”

Is It Luck or Skill?

There are a lot of beginner traders that will tell you stories of making thousands of dollars their first week of trading.

While these stories are great, there are even more traders that will tell you stories of how they lost everything their first week.

The traders that start out making thousands of dollars with their first few trades are actually the ones that are most likely to lose everything in the long run. Swing trading has a lot to do with psychology. If you think you’re just naturally good and don’t need to practice, you’re likely just on a lucky streak and are testing its limits.

Think of swing trading as if it were a game of chess.

There is a high level of skill involved in a game of chess. You’ll need to be able to predict your opponent’s next move based on the last and previous games they’ve played before.

Even still, the game is never a “for sure” win, because sometimes your opponent will try to trick you up and play a move they’ve never played before.

So is it luck or skill? Our answer, mostly skill with just a touch of luck.

Will Swinging Make You Rich?

The million dollar question: will swing trading make you rich?

The easy answer? It’s up to you.

Think of learning to swing trade like you’re starting a business.

Will Jimmy’s ice cream stand make him rich? Well, if he turns it into a dairy queen then heck yeah!

Swing trading is what you make of it. If you put in the work and study, as well as maintain a proper risk management strategy, you’ll be surprised how far it can actually take you.

Tips to Get Richer Quicker

Get Comfortable with a Risk Management Strategy

Risk management is what’s going to keep you from losing everything on just a couple of trades.

Experienced traders suggest a risk management strategy of 1-5%, meaning you should never risk more than 1-5% of your capital at any given time.

Regularly practising risk management is arguably the toughest part about trading. It sounds easy, but when you put it into perspective and realize that 1% of $100 is only $1, it gets a lot tougher.

Practice on a Demo Account first

We cannot stress this enough. Always practice on a demo account. Most brokers offer free demo accounts.

If you can practice with fake money in real time, there is no reason why you should be practicing with your own money.

Stay Humble with Yourself

Just because you made one amazing trade that put you into thousands of dollars profit, doesn’t mean your next trade you won’t lose everything.

There's an old saying that goes, “Wisdom is knowing what you don’t know.”

If you think you know everything there is to know about trading, you probably haven’t even scratched the surface. Swing trading is an ever-changing field and you’ve got to be able to keep up. The market moves, and you should too.

Don’t let yourself get cocky, because that’s how you lose everything.

Get It Together - Put It All In a Bag

Got all your notes together?

If you take our advice and follow a proper risk management strategy, you’ll notice that you’re making small profits in the beginning. This is expected. Remember, higher returns mean higher risk.

That being said, half the battle is knowing how to optimize your returns. Check out this article to help you make the most of your risk management.

No one ever said that swing trading would be easy, but we did say that it’s your ticket to mimosas and beach bodies. Stick to it you’ll never go back to a 9-5 again.

Valentine's Day Guide To Sweet Treats

If your looking for Valentine's Day Sweet Treats to gift this year or to just treat yourself to a bit of sweet goodness, we've found some great ones for you.

WaffleWaffle-

No matter who you’re shopping for this Valentine’s Day, WaffleWaffle is the perfect gift for your significant other, friend, kid, or just for yourself! Think outside the heart-shaped chocolate box this Valentine’s Day with these gourmet, individually packaged Belgian style waffles. WaffleWaffle is available in several delicious flavors, such as Cinnamon Roll, Buttery Vanilla, and Buttery Maple all for under $5 each. Whether they’re eaten as an easy breakfast, an on-the-go snack, or a decadent dessert, your Valentine will love this uniquely sweet treat. With Valentine’s Day just around the corner, WaffleWaffle can be purchased at any Walmart location for early birds or last-minute shoppers.

Endangered Species Chocolate -

Endangered Species Chocolate provides premium chocolates made with ethically sourced, high quality, and environmentally sustainable ingredients that not only taste good, but do good. ESC dedicates 10% of their annual net profits to supporting wildlife conservation, adding up to over $1.7M donated to its giveback partners in the last three years alone. With more than 26 flavor varieties, their chocolate is guaranteed to please all tastebuds this Valentine’s Day. Endangered Species Chocolate allows gift-givers the opportunity to provide their loved ones with a delicious treat with a purpose.

Brownie Points- 

Baking the World a Better Place… One Brownie at a Time!

Who could resist Brownie Points Eight Baby Brownie varieties, a large chocolate Covered Brownie X , a large chocolate Covered brownie O  and a large Chocolate covered Brownie Heart beautifully packaged in our sleek signature Brownie Points box hand tied with our Pink Eye Ribbon. You will receive endless hugs and kisses for this gift!

**Watch this spot for more great sweet treat ideas- coming soon!

Get The Most Bang For Your Buck From Your Wedding

Everyone knows that a wedding can cost some serious dollar. When you get to the planning stages, you quickly realize that this day is going to cost a pretty penny. This, in itself, isn’t necessarily a bad thing. Most things that are good cost some money! However, if you’re going to spend a large amount of money, then you need to ensure that you’re spending it wisely. You should aim to get as much for your money as possible! Below, we take a look at a few ways you can ensure that your wedding budget goes as far as possible, and that there aren’t too many things that can be considered a waste of money.

Source: Pexels.com

Focus on the Big Hitters

There are a million and one things that you could have at a wedding. It’s important to understand, however, that all of these things aren’t created equally. Some have the capability to make or break your wedding; others are just small additions that can make the day incrementally better, but which may also be overlooked by many people. So to begin with, focus on the “the big hitters,” the wedding details that have the biggest impact. They’re worth spending money on because they’re so important.

Low Budget Throwaways

For the things that you know won’t make too much of a difference, for example, things that’ll get thrown away straight away, it’s best not to devote too much of your wedding budget. Invitations could be considered as one of these things. While it would be nice to have beautiful invitations that capture your love, the truth is that a good invite isn’t going to have that much bearing on the wedding day. Not many people will remember how they were told about the wedding, and if they do, it’s not going to be the standout memory of the wedding (or at least, you hope not).

Don’t DIY Everything

Some couples go down the DIY route in an effort to curb costs. This can be recommended, but only to a point. If you’re trying to do everything yourself, then you might save money, but your stress levels will be through the roof. It’s much better to only ‘DIY’ the tasks that you genuinely enjoy; for everything else, you’ll want to get someone else to do it for you. Remember that, first and foremost, you should be enjoying the whole wedding experience. That’s not going to happen if you’re getting frustrated as you watch YouTube tutorial videos!

Unleash the Fun

You’ll have put a lot of effort into making sure that your wedding party has everything it needs for everyone to have a good time. So how much would it suck if something simple, such as having to get home or needing to look after the kids, disrupts the party? These are just small issues, yet can thin out the party crowd pretty quickly. It’s much better to pay a little extra to solve these issues and keep the party going, than to just let the people leave. So how do you get around this? For starters, you can book taxis for people for late in the day. That way they can party safe in the knowledge that they’re going to make it home. For the kid situation, look at hiring a communal babysitter. When a person’s child gets tired of the dancefloor, they can rest with the babysitter, while you continue to throw shapes. Perfect.

Capture the Moments

You’ve put a lot of time, effort, and money into making sure that your wedding day is as special as can be. Now, can imagine if, in, say, three years time you’re thinking back and finding it difficult to really bring the look and feel of the party to mind? If you’re going to spend so much money creating a perfect party, then the least you can do is ensure that you remember it. You can do this by capturing the day on camera. Work with a professional like Vittore Buzzi Photography to get those high-quality snaps, and also ask your guests to send any photos and videos they have of the day. You’ll enjoy them straight away, but as the years roll by, they’ll take on an even greater importance; they’ll provide a way for you to easily bring to mind one of the most important days of your life.

Get Married At the Right Time

There are some common ways to save money when you’re hosting a wedding. One such way is to get married out of season, when prices are lower. Now, this can be recommended, if you’re one of those people who doesn’t really mind whether the sun is shining or not. But if you are one of those people, then it’s not a good idea to get married when the weather will be chilly just because you want to save some cash. This makes sense for one simple reason: you’re not going to enjoy the wedding as much if you’re cursing the weather. If what the weather is doing is going to make or break your enjoyment of the day, pay for the sunshine.  

Limit the Luxuries

It’s becoming more and more common to include high-end goods and touches into a wedding day, but these, of course, will eat up your wedding budget. And if there’s one thing that can compromise your enjoyment of your wedding, it’s the stress connected with the financial aspect of the day. If you need to think hard about how you spend your budget (like most people), then don’t even think about luxuries. They’re not going to make or break your wedding day,  but may rob you of your relaxed state of mind if you splash the cash to include them.

Invest in the Fun

Finally, remember to go big with the party aspect! It’s worthwhile hiring an experienced DJ rather than relying on your own Spotify playlist. This will be the part of the wedding that everyone remembers; don’t take any chances with it.

Sleeping With California Design Den Sheets Plus a Giveaway- USA only

With us RV living 6 months of the year, we have to have supplies in both the house back home and our road home. This means king sized sheets and bedding for the bed back home and queen sized sheets for our RV. The cost of RV specific sheets like anything RV or camper specific definitely can end up costing you more. But really, you can use regular sheets, provided you have a thicker mattress in your RV or camper. We use regular sheets and only find they may be a bit longer, so you can easily hem them or do what I do and just lift the end up and fold it back on the bed.

We're sleeping with California Design Den sheets now on the bed.

The price is right and they are super comfy. We have the Everyday Comfort Pin Stripe, 400 thread count, 100% cotton sateen, in grey.

If your sleeping with California Design sheets the co-founders of the California Design Den brand want you to know they are an established an award-winning bed sheet factory in India that started more than a decade ago. Today, it is still where they manufacture their luxury bed linens, along with bedding for top retailers across the U.S. When you buy California Design Den sheets, you enjoy the same premium quality as the world’s top bedding brands at a value you won’t find anywhere else.

Sleeping with California Design Den sheets will definitely have you NOT wanting to get out of bed in the morning, and anxious to crawl under the covers at night!

P.S Ordering can also be done from their Amazon store front here.

California Design Den is also offering a set of sheets of your choice. USA only please.

To enter:

Tell us what size sheets you would choose and the style if you are to win.

Extra Entries:

Share this giveaway on your Facebook page- one entry only

Share this giveaway on your Twitter page- one entry only

Follow One Income Dollar by email- on our site to sign up

Follow One Income Dollar on Facebook

Follow California Design Den on Facebook

Follow One Income Dollar on Twitter

Share this giveaway on Pinterest- once only

Good luck to all. 

A random draw by Random.org will be held on February 14, 2019 from all entries received.