Five Issues That Will Kill Home Offers

Tuesday, August 13, 2019




Are you thinking about selling your home? You shouldn’t underestimate the potential value of a home sale. If you get the right offer, you can make a huge profit on a purchase that you may have paid potentially half for. It can be a rapid way to double your finances, seemingly overnight. But how does a home sale like this happen?


Well, it’s certainly not the reality for everyone with a property on the market. Many people will have to settle for selling their home at a house where they break even or somewhere below their initial asking price. To secure a successful home sale where you actually make money, you need the right level of offers. You need to make sure that people are interested in buying your home. 


Many people think that this is about adding things to their property. For instance, they focus on increasing the curb appeal or perhaps investing in a few unique features for the interior. But, you have to remember that buyers are investing in what’s inside your property. They want the land and want the four walls. Everything else is a bonus or will go with you when you move. That’s why there are some problems that can make a home sale a big old bust. You need to make sure that you are fixing these issues before you put your property on the market. Let’s look at a few of the problems that you do need to focus on. 


Roof Trouble


You probably don’t spend that much time worrying about what’s going on with your roof. It’s certainly not like you spend all day looking up at it. However, we guarantee you that a buyer will immediately turn their attention to the roof. So, what will they see?


Well, they might notice moss growing on the roof. Now you might love this and a lot of people do. It provides the home with something similar to a fairytale cottage aesthetic. However, roofers have another way of viewing it and that’s as a potential disaster that certainly needs fixing. They’re right of course. Moss is actually eating the slate of your home and will eventually cause problems with leaks, letting water into the home. You definitely want to avoid this if you can and you can. This requires you to clean the moss off the roof and potentially replace some of the slates that have already seen some damage. 


You may also have an issue with some missing roof slates. Again, this might not bother you too much, particularly if you haven’t noticed any problems with damp. But don’t for a moment think that a buyer will be happy with this. They’ll view it as a sign that your home has seen better days. At the very least, it will make them think twice about putting down a large offer on your property. 


You should contact a roofer immediately to check the fixes that you can make to your roof which will still fit into your budget. 


Issues With Insects


‘Don’t worry about the ants’ is not a phrase that’s going to fly when you’re showing people around your home. They won’t take your word that they only come into the house once through the year and are easy to deal with. They also won’t accept that this isn’t a major issue. It is a major issue because buyers are always looking for their dream home. If they’re not looking for their dream home, they’re considering investing in a fixer-upper. Unfortunately, you will never get the money you want for a fixer-upper. That’s why you need to avoid the perception that your home is one. Insects are a big concern for buyers. Particularly if it seems there’s an infestation. 


Now, you might be thinking perhaps it’s okay because something like a nest is easy to deal with. You just need a pro. While this is true and you can find things like hornet nest removal tips easily online, buyers will expect you to do this long before you sell. Otherwise, they will certainly take it out on what they are willing to offer you for the home. 




Danger


Anything that can be considered dangerous or even slightly unsafe in your home must be fixed. Don’t forget, your main target buyer is probably going to be a young couple who are looking to start a family. They don’t want to have to deal with any issues with safety as soon as they move in. This could be anything from a loose floorboard to something more dramatic like for instance issues with wiring. It’s something that you need to iron out immediately as soon as you start to think about selling. You should not include this in the terms and conditions of the sale that you’ll fix things before you leave. 


A Cluttered Attic




Is your attic or basement filled with junk and rubbish? Are you something of a hoarder? Well, you need to make sure that you’re cleaning out this space before you sell. There are two reasons for this. The first is that you want to show off space. It’s difficult to do this when there’s not even a square foot of space free from them to explore. The other fact is that they may not trust you to clear it out before you leave. 


This is a big problem where owners just leave the rubbish behind because they can’t be bothered visiting the landfill or getting it cleared out by a professional company. It can be enough to turn off a potential buyer completely and ensure that they leave your home well alone. 


Unkempt Garden


Finally, first impressions are everything when you are selling your home. You only get one chance to dazzle a buyer. That’s why you should be focusing on your garden. Keep the grass short as this will make the area look significantly larger and do consider how to improve the landscaping. If you do this, you can send the right impression that your home is well maintained and properly cared for. 





Tips For Buying A Car On A Budget

Sunday, August 11, 2019

Buying a car is certainly an expensive commodity and one that never really ends up bringing you any financial gain when you come to sell it. So it’s important that you pick a car that’s budget-friendly and that does what you need it to do. So here are some tips for buying a car on a budget.


Look At The Financial Options Available
There are different financial options available, depending on where you buy the car from. There’s going to be a lot more on offer when you buy from a car dealership, as buying from a second-hand seller is going to require you to have the money readily available upfront. With payment plans available, you have the opportunity to pay off your car on a monthly basis or at least have some wiggle room in terms of financing for your car. Always do your research when it comes to how much your car is likely to cost. Think about whether you want to drive a manual or an automatic. Consider what you want in the car and whether you can afford certain features or whether you can go without them over cost.

You want to have a car that you are comfortable driving and therefore don’t need to work about getting into an accident and having to deal with an auto accident lawyer. So pick a car that is going to suit your needs and requirements before considering the financial options.

Compare Dealerships And Haggle
A lot of car dealerships are going to be working competitively to get customers through their doors, test driving the cars and hopefully signing for a vehicle. As a customer, you hold most of that power and therefore, it’s important to do your car shopping at different dealerships to compare the cost of the cars. You’ll probably find a few price differences in comparison, and then you can go with the cheaper of the options to save you money. Don’t forget that it’s worth haggling with the dealership in order to see if there can be any other costs or discounts applied as a new customer or existing customer. Don’t be afraid to ask!

Trade-In Your Old Car
If you have a car already that you want to sell, you may as well trade-in your old car with the dealership. It’ll knock down the price, and you never know, it could give you a discount on the new car!

Bring A Car-Savvy Buddy
Not all of us are car experts, and this may well be the first car you are buying. Regardless, if you aren’t a car-savvy person then why not bring a buddy along with you who has all of the experience? They can then tell you whether it’s a good option or if you can get more for your money elsewhere. They can ask the questions that you maybe wouldn’t have thought of before and can query anything that you don’t understand. 

Cars don’t need to be so expensive, and with the right tips, you can get your next car on a budget!

“Nothing You Wear Is More Important Than Your SMILE!”

Thursday, August 8, 2019

Just in time for Back To School- and hey -for fun lovin' moms and dads too! Smile Sox!




New SMILE! SOX Brand Lets Kids- Express Their Inner Joy, Goofiness, Grumpiness & Happiness with Colorful, Fun & Versatile Collection of Affordably Durable Socks

SMILE! SOX Family Includes Smiley, Goofy, Grumpy, Happy, Jolly & Winky; New Collection Created By Sock Industry Leader Keepers International
Taking the phrase “Nothing You Wear Is More Important Than Your SMILE!” to boldly expressive new heights, an innovative new brand called SMILE! SOX is being introduced to help everyone from little kids to young tweens and women share their innermost feelings in the most creative, colorful, and eye-catching manner possible.


 SMILE! SOXare also ideal gifts to mail to out-of-town family members and friends with kids, to give as get well presents, to surprise your children with during back-to-school time and – in a few short months – to wrap up as holiday presents.

Watch what is coming soon too for Halloween!

Giveaway Winner!

We have a winner! 
http://www.oneincomedollar.com/2019/07/review-and-giveaway-demes-natural.html
Giveaway winner - IG- pamalot28

** Winner has been contacted and has 7 days to contact us before a new winner is selected.
Thank you everyone who entered.
Mostly all entries were received on Instagram.

Tips On Challenging Yourself In Life

Wednesday, August 7, 2019




We can challenge ourselves with many things in life. Whether it’s taking on the challenges that come our way in our personal lives or what’s possible within our working life. We all have that spark and passion for something. So here are some tips on challenging yourself in life.


Travel More
Traveling is so important in creating a more well-rounded you. It opens your eyes to new experiences and parts of the world that are so different from the bit you live in. So traveling more is something that is great for challenging any fears or reservations you may have about going to certain areas of the world. Whether there’s a history of conflict or it’s a type of adventure that’s different to what you would normally do, why not give it a go. Why not consider cycling from Vietnam to Cambodia? What an exciting yet challenging experience that would be.

Say Yes 
A lot of our fears stem from personal experience, and it can be difficult sometimes to put yourself in that place because, for many, it can be too much. However, you should never let fear control you and the things you want to do in life. Start by saying yes to more and stop yourself if you say no to something that might actually be something that you are more than capable of doing. It may seem scary now, but saying yes more often is probably going to change your experiences for the better.

Dedicate Yourself To Something New Every Once And A While
Hobbies and things we do outside of our work life are something to be enjoyed to the fullest. Often enough though, some of us will commit to something new for a brief moment in time, and then it never sees the light of day again. And this is sad because it might be a thing that you could actually get a lot of fulfillment and enjoyment out of. So find something new like reading a book or going for a regular run every morning and dedicate yourself to that thing for longer than just a few days. Try to make it something that you do on a regular basis and continue to find more things that will bring you joy to your life. 

Save Money
Money comes and goes, but what is it about money leaving, our wallets faster than it does going in? That in itself can be a challenge, but saving your money is certainly something that’s possible. Look at your monthly income and what you usually spend and then think of ways that you can help cut back or save money in general. Maybe it would be worth having a financial goal to work towards so that you can continue to motivate yourself in saving money. 

Challenging yourself in life is a great way of building character and becoming a more well educated and experienced individual. So try these tips today in your own life and see what difference it makes to you.



Write For Us- Guest Posts



Interested in Guest Posting on The One Income Dollar?
We are always interested in featuring other great personal finance bloggers on our site!
Before submitting your post, please note the following guidelines:
  • Please send us the topic first! Make sure it’s a unique topic that we haven’t already published.It should be relevant to our site and fit into a category.
  • Submission of your article does not guarantee publication. We will receive your article and decide if it’s a good fit for our site.
  • Posts must be high-quality, unique and original content. It cannot be published anywhere else before or after publication on The One Income Dollar.
  • We expect proper grammar, spelling and punctuation. Any article that takes too long to edit will be discarded.
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  • Bloggers: please provide a short 1-3 sentence author bio .
  • Use of bullets, lists and short paragraphs is highly encouraged as it makes reading much easier.
  • The One Income Dollar does not offer any monetary compensation for guest posts.

Please note: 
We do  accept guest posts linking to commercial sites, BUT consider this as a form of advertisement and will be treated as such.  If this is your intent, please do not write us offering free content. 

If you would like to submit your topic or guest post for review, please email it to oneincomedollar@yahoo.ca with “Guest Post Submission” in the subject line

How to Create a Child Friendly Garden - That You will Love Too

Tuesday, August 6, 2019


We all love to spend time in our backyards - don’t we?  Long, lazy afternoons on the sun lounger with a cool drink, perhaps...perfect!



But when the kids come along, and we spruce up the garden - our ideas can be a bit more practical than creative.  We want the space to be safe - and somewhere they can have fun, of course.  But your backyard should still be beautiful - and you should enjoy it - too.

How to make your garden safe - and beautiful

First off, you need to make the area safe - as we said - so let’s take a look at how you can do that effectively.

One of the most important things to think about, with young toddlers, is containing your garden securely.  Especially to prevent them escaping to the road. But you don’t need to choose an ugly wire fence - a low hedge woven with hazel hurdles or dense shrubs will work perfectly.  And look beautiful. 

Provide a soft landing

Creating a soft landing space is also important - so consider replacing gravel with lawn or bark chips, perhaps.  Just watch the size of chips with very small toddlers. You could also seed your lawn with a few safe herbs or moss, to make them extra soft underfoot.  And create extra interest.

If you have raised decks, you don’t have to abandon them - just add banisters. But make sure any ponds you have are covered - or fill them in.  



As they get a bit older, start thinking about ways to encourage children to plant their own flowers and vegetables. And make the garden an educational, as well as a fun place to be.  Pick plants that are easy to grow, like sunflowers - and also add great impact. Then watch their delight as they spring into life.

Make it eco friendly

Wildflowers are beautiful, easy to grow and very on trend - so this is another great idea to consider.  And it only takes a few cheap boxes of seed to create something really special. You’ll reap the rewards in the increase in wildlife.  And you can teach your children about the importance of pollinators to the ecosystem - or sustainability. Maybe you could even introduce a few bird feeders too?

Introduce water as they get older

As the kids get older, they will be able to safely enjoy a proper water feature, or even a swimming pool - if you have the space and budget. Installing privacy screens is a great idea because they protect them from insects and harmful UV rays.  As well as keeping their pooltime fun safer and more private.

Include an adult area 

Remember not to give over your entire garden to the children. It's worth creating a space that's really adult-friendly, too. Maybe screen it off to stop balls flying in - and give you some privacy.  But remember teenagers will love to spend time in a quieter area as well. So, like everything we’ve described here - it provides something for everyone.




The Importance of Adding a Splash of Color – Why Colored Envelopes Work for Businesses

Monday, August 5, 2019


            These days, there is intense competition between businesses to be able to grab a person’s attention. Of course, it’s not feasible to run ads on various platforms on a continuous basis, and it becomes incredibly annoying for consumers to get recurring push notifications or emails from businesses wanting to get their attention. So, how can a business stand out from their competition without being too overwhelming or obnoxious to their target customers? By using colored envelopes for marketing mails!

What are the Impacts of Colored Envelopes?

            There are two main ways that using colored envelopes can increase both the visibility of a business and the awareness of the clients towards that particular brand. First, having envelopes with striking colors helps you stand out from your competition simply because it draws the person’s eye towards your envelope. If you receive a stack of envelopes where most are a plain and boring white, but one is in red, yellow, or blue, wouldn’t you instinctively look at that envelope first because it really piques your curiosity?
The second way that using colored envelopes can help a business push their main message forward in a more efficient manner. Think of the way a highlighter works; when you highlight a certain passage in a book, your eyes automatically land toward that passage next time you open that page, and you digest that information first. Once you have your customer’s attention, you can immediately put forward the most important part of your message, such as the benefits that a customer can enjoy or a specific call to action. However, when it comes to using this aspect of colored envelopes, less is definitely more; make sure to use it sparingly otherwise the message just becomes muddled or lost.
           

Are the Colors Really Important?

            Have you ever wondered why companies use certain colors in their logos? Well, studies have shown that colors actually do affect people’s behavior when it comes to how they perceive and receive brand messages, so using a certain color for your company envelopes will send a subliminal message to people.   
            Here are some of the most commonly used colors in marketing, and how they can affect the way your colored envelopes can affect your customers:

·        Red
Red creates a sense of urgency and physically stimulates the body, causing an increase in heart rate and respiration. It is also associated with passion and excitement. This is why many food and beverage brands use red because it also encourages appetite. Large food and beverage companies such as Pizza Hut, KFC, and Coca-Cola have red predominantly featured in their logos.


·        Green
For companies that are associated with nature, power, and the environment, green is used because it denotes peace, tranquility, and good health. Think of companies such as Animal Planet, BP, and Whole Foods; their logos are green and eye-catching.

·        Blue
Blue is associated with calmness, strength, reliability, and trustworthiness. It can give people a sense of wellbeing towards your brand and make them more receptive to your brand’s message. This is the reason why many tech and software companies, especially those that handle sensitive personal information, use blue logos. Facebook and Twitter come immediately to mind.


·        Yellow
Yellow is used when companies want to create a sense of warmth and optimism in their customers. Doesn’t the yellow logo of Denny’s, Subway, or McDonalds make you want to come in and grab a bite of comfort food to boost your mood? You can also use yellow to denote speed, movement, and mobility. This is why yellow is predominant in the company logos of UPS, DHL, and Ferrari.


·        Purple
Purple can bring across several messages, such as wisdom and creativity, luxury and wealth, or beauty and agelessness. This is why you can find purple logos in a wide range of different brands, such as technology companies (Yahoo and Viber), food and beverages (Cadbury, Taco Bell, and Welch’s), and even beauty brands (Urban Decay and COTY).
·        Gray
Gray offers a sense of neutrality, balance, and practicality, which is why you often see it as the color of choice for car and technology companies. It is also a good choice for information sources such as news media outlets. Popular gray logos that come to mind are Honda, Apple, and Wikipedia.
·        Orange
Orange has a similar effect to a consumer’s psychology as yellow, however, it seems to learn more towards a sense of cheerfulness and confidence felt by a consumer. Famous orange logos that come to mind are Nickelodeon, Amazon, Fanta, and Harley-Davidson.

            Choosing the right kind of colored envelopes for your business is not a simple, one-off task. It might take some trial-and-error before you find the color that will really resonate with your target audience and bring your desired message to the forefront.

Contest Time! Canada / USA- Enter on Instagram Only!

Thursday, August 1, 2019


I've teamed up this month with a couple of great ladies and we would like to offer you the chance to win an amazing T&K Wellness box valued at $160+



This box will include the following all natural, non-toxic, 🇨🇦 Canadian products: .
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🌿Epic Blend: Lip balm $3.49
🌿Consonant: Eye Cream $36
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TO ENTER:
1.❤️ Like The Photo on IG
2.📱 Follow all 4 accounts
@t.k.wellness 
@hales_2_da_nails
@oneincomedollar
@erikaraexo
3. 👉Tag three friends (multiple entries allowed and sharing to your story is a bonus entry)

Contest closes August 11th at 11:59mst. 🏆One random winner will be announced on Monday August 12th.

Must be 18+ and a Canadian or American resident to enter.

This Contest is in no way sponsored, endorsed, administered by, or associated with Instagram. 
Good Luck!.

8 Things All Self Employed People Should Do For An Easy Life

Self employed and easy life aren't always two phrases you think go together, but if you’re self employed there are some real ways you can make your life so much easier. Many people think being self employed is great. They think you do as much work as you want, watch TV, stay in your pyjamas all day, and just have a huge barrel of laughs all by yourself while stupid 9-5ers slog away in an office. Unfortunately, this couldn’t be further from the truth. Self employed people can find themselves lonely, without motivation, and struggling to overcome obstacles. Nobody teaches you how to become self employed, you just sort of...do it. 

Here, we’ll take a look at 8 things you can do if you’re self employed to make your life easier. 

1.Get Into A Routine 
Start by getting into a routine. Have a bit of a ritual before you start work, such as dressing in proper clothes, making a hot drink, and reading a chapter of a book. You need to act like you’re at work and have set times for starting/finishing, or you’re going to find that your work and home life blend into one and become difficult to separate. 

2. Get Out Of The House
If you can go to the library or a coffee shop to work for a while, do it. You could even split the time you work between home and another location. It can be difficult to get out of the house when you’re self employed, and if you’ve been cooped up for a while the thought of leaving the house can be unappealing. Get out there and treat yourself to a nice coffee, talk to a stranger, and enjoy the outdoors if you can. It’ll make a huge difference to your quality of life. 


3. Prepare for Tax As Early On As You Can 
If you’re going to electronically file tax returns, you will need to make sure you apply for EFIN and take other appropriate steps. Keep all of your receipts and invoices, and make sure you’re fully prepared for what this will mean for you. If you can’t do this, get an accountant. 

4. Get Some Hobbies
Start painting or drawing. Go biking. Build model airplanes. Whatever you do, have a hobby or two to keep you going when work is stressing you out. 

5. Know Your Worth
You don’t have to work with every client or accept every job. Knowing your worth is a must when you’re self employed. If something will cost you your mental health, say no. 

6. Make Self Employed Friends
Try forums, meet ups, and co-working spaces to see if you can make friends who are self employed. You may be able to share tips and have somebody to work alongside. Just think of the Christmas parties too! 

7. Build And Maintain A Support Network 
Don’t neglect your friends and family. Stay in touch with them and maintain your support network. 

8. Banish Guilt 
You can’t feel guilty about not working when you’re with you family, and then feel guilty when you are working because you’re not with your family. It can be tough, but banishing those feelings is crucial for your mental health.
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